Gavop's guide to buying homeowners insurance in LaPorte County, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $82,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $166,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $215,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $168,500 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $674 |
| Superior Protection Discount | -$81 | $731 |
| Fire & Security Discount | -$81 | $731 |
| Hail Resistant Roof Discount | -$24 | $788 |
| Newly Constructed Home Discount | -$219 | $593 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| LaPorte County | $1,000 | $802 | $1,802 | $583 | $1,583 | $219 |
| LaPorte County, IN | $1,500 | $802 | $2,302 | $583 | $2,083 | $219 |
| Galena, IN | $200 | $987 | $1,187 | $717 | $917 | $270 |
| Oregon, IN | $1,500 | $781 | $2,281 | $567 | $2,067 | $213 |
| North Liberty, IN | $200 | $751 | $951 | $546 | $746 | $205 |
| Shorewood Forest, IN | $1,500 | $1,289 | $2,789 | $937 | $2,437 | $352 |
| Bertrand, MI | $400 | $818 | $1,218 | $595 | $995 | $224 |
| Berrien, MI | $2,500 | $665 | $3,165 | $483 | $2,983 | $182 |
| Howard, MI | $300 | $686 | $986 | $499 | $799 | $188 |
| Jasper County, IN | $2,000 | $861 | $2,861 | $626 | $2,626 | $235 |
| Calvin, MI | $100 | $734 | $834 | $533 | $633 | $201 |
| Posen, IL | $2,000 | $650 | $2,650 | $472 | $2,472 | $178 |
| Home Insurance Company LaPorte County, IN | Homeowners Insurance Agency LaPorte County, IN | Address | Popularity Score | Distance from LaPorte County (miles) |
|---|---|---|---|---|
| State Farm | Marlene Moore | 9222 Indianapolis Blvd Ste E, Highland, IN, 46322-2559 | 37.7 | |
| State Farm | Jason Rakos | 270 W 80th Pl, Merrillville, IN, 46410-5430 | 31.3 | |
| Liberty Mutual Independent | Snyder Insurance Agency Inc | 1905 Franklin St Michigan City, Michigan City, IN, 46360 | 13.4 | |
| State Farm | Chris Nielsen | 751 E Porter Ave Ste 4, Chesterton, IN, 46304-9111 | 15.9 | |
| State Farm | Scott Angel | 6935 Calumet Ave, Hammond, IN, 46324-2045 | 39.7 | |
| State Farm | Marv Thomae | 501 Pine Lake Ave, La Porte, IN, 46350-2316 | 5.1 | |
| State Farm | Jim Kristoff | 536 Indian Bdry Rd, Chesterton, IN, 46304-1515 | 16.2 | |
| Farmers | Heidi Mees-Duncan | 13115 Wicker Ave Ste D, Cedar Lake, IN, 46303 | 39.4 | |
| Liberty Mutual Independent | Hammond National Company Inc | 5248 Hohman Ave, Hammond, IN, 46325 | 40.6 | |
| Farmers | Diana Killingbeck | 506 J St, La Porte, IN, 46350 | 3.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $620 | $1,170 | $550 |
| LaPorte County, IN | $126,700 | $812 | $560 | $1,120 | $560 |
| LaPorte County, IN | $126,700 | $812 | $540 | $1,110 | $570 |
| Galena, IN | $194,900 | $999 | $690 | $1,410 | $720 |
| Oregon, IN | $111,800 | $790 | $550 | $1,080 | $530 |
| North Liberty, IN | $103,000 | $760 | $510 | $1,060 | $550 |
| Shorewood Forest, IN | $350,300 | $1,305 | $930 | $1,870 | $940 |
| Bertrand, MI | $176,500 | $828 | $560 | $1,150 | $590 |
| Berrien, MI | $155,500 | $673 | $460 | $920 | $460 |
| Howard, MI | $116,500 | $695 | $470 | $960 | $490 |
| Jasper County, IN | $153,200 | $872 | $630 | $1,250 | $620 |
| Calvin, MI | $114,100 | $743 | $530 | $1,060 | $530 |
| Posen, IL | $102,600 | $658 | $470 | $910 | $440 |