Gavop shows you how to buy homeowners insurance in Alfalfa County, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $49,500 | $40,000 | $25,000-$50,000 |
| 3 Bedroom | $100,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $104,500 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $188,500 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $734 |
| Superior Protection Discount | -$81 | $815 |
| Fire & Security Discount | -$98 | $797 |
| Hail Resistant Roof Discount | -$27 | $869 |
| Newly Constructed Home Discount | -$179 | $716 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alfalfa County | $1,000 | $885 | $1,885 | $643 | $1,643 | $242 |
| Alfalfa County, OK | $1,500 | $885 | $2,385 | $643 | $2,143 | $242 |
| Cherokee, OK | $400 | $1,007 | $1,407 | $732 | $1,132 | $275 |
| Byron, OK | $2,000 | $1,144 | $3,144 | $831 | $2,831 | $313 |
| Helena, OK | $400 | $1,114 | $1,514 | $810 | $1,210 | $305 |
| Carmen, OK | $1,000 | $875 | $1,875 | $636 | $1,636 | $239 |
| Goltry, OK | $500 | $1,029 | $1,529 | $747 | $1,247 | $281 |
| East Major, OK | $700 | $1,300 | $2,000 | $945 | $1,645 | $355 |
| Breckenridge, OK | $200 | $915 | $1,115 | $665 | $865 | $250 |
| Home Insurance Company Alfalfa County, OK | Homeowners Insurance Agency Alfalfa County, OK | Address | Popularity Score | Distance from Alfalfa County (miles) |
|---|---|---|---|---|
| State Farm | Jeff Eaton | 324 N Van Buren St, Enid, OK, 73703-4503 | 33.1 | |
| State Farm | Mike Benway | 1813 W Garriott Rd, Enid, OK, 73703-5526 | 33.5 | |
| State Farm | Steph Eaton | 328 Oklahoma Blvd, Alva, OK, 73717-2846 | 19.4 | |
| Farmers | Nathan Crow | 102 E Cherokee St, Medford, OK, 73759 | 33.1 | |
| State Farm | Andy Swann | 429 S Cleveland St, Enid, OK, 73703-5522 | 32.8 | |
| Travelers | Tcsc Insurance Agency | 205 W Maple Ste 103, Enid, OK, 73701 | 33.6 | |
| Farmers | Wilinda Harmon | 302 E Broadway, Fairview, OK, 73737 | 32.9 | |
| Allstate | David Burrows | 126a N Oakwood Rd, Enid, OK, 73703 | 31.9 | |
| Travelers | Aaa Oklahoma-Enid | 215 W Owen Garriott Ste 1b, Enid, OK, 73701 | 33.9 | |
| Travelers | Dillingham Insurance | 2402 W Willow, Enid, OK, 73703 | 31.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,060 | $2,070 | $1,010 |
| Alfalfa County, OK | $74,500 | $895 | $600 | $1,280 | $680 |
| Alfalfa County, OK | $74,500 | $895 | $600 | $1,240 | $640 |
| Cherokee, OK | $69,300 | $1,019 | $680 | $1,440 | $760 |
| Byron, OK | $85,000 | $1,158 | $800 | $1,660 | $860 |
| Helena, OK | $81,600 | $1,128 | $780 | $1,550 | $770 |
| Carmen, OK | $54,900 | $886 | $600 | $1,250 | $650 |
| Goltry, OK | $71,700 | $1,041 | $720 | $1,440 | $720 |
| East Major, OK | $103,800 | $1,316 | $930 | $1,860 | $930 |
| Breckenridge, OK | $59,200 | $926 | $620 | $1,290 | $670 |