How Can I Make My St. Stephens, NC Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in St. Stephens, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your St. Stephens, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $60,500 $50,000 $50,000-$75,000
2 Bedroom $105,500 $90,000 $100,000-$125,000
3 Bedroom $113,500 $100,000 $100,000-$125,000
4 Bedroom $214,500 $180,000 $200,000-$250,000
5 Bedroom $163,000 $140,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in St. Stephens, NC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$102 $579
Superior Protection Discount -$68 $614
Fire & Security Discount -$75 $607
Hail Resistant Roof Discount -$14 $668
Newly Constructed Home Discount -$164 $518

Choose the Right Deductible for your St. Stephens, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Catawba County $1,500 $776 $2,276 $564 $2,064 $212
St. Stephens, NC $700 $674 $1,374 $489 $1,189 $184
Johns River, NC $100 $439 $539 $319 $419 $120
Patterson, NC $1,000 $687 $1,687 $499 $1,499 $188
Boone, NC $200 $861 $1,061 $626 $826 $235
Shawneehaw, NC $2,500 $1,094 $3,594 $795 $3,295 $299
Traphill, NC $200 $561 $761 $408 $608 $153
Elkin, NC $700 $693 $1,393 $504 $1,204 $189
Cool Spring, NC $200 $614 $814 $446 $646 $168
Heaton, NC $700 $621 $1,321 $452 $1,152 $170
East Spencer, NC $500 $530 $1,030 $385 $885 $145
Bryan, NC $1,500 $687 $2,187 $499 $1,999 $188

Identify Top Home Insurance Agents near St. Stephens, NC | Back to Top

Home Insurance Company St. Stephens, NC Homeowners Insurance Agency St. Stephens, NC Address Popularity Score Distance from St. Stephens (miles)
Erie Trey W Siner Insurance & Investment Group 247 Church Street N, Concord, NC, 28025
45.4
State Farm Greg Edds 638 Statvl Blvd, Salisbury, NC, 28144-2202
46.3
Liberty Mutual Independent Swimmer Insurance Agency 725 Providence Rd, Charlotte, NC, 28207
46.4
State Farm Cindy Morgan 530 E Innes St Ste 100, Salisbury, NC, 28144-5100
46.0
Allstate Robert Chester 610 Jetton St Ste 180, Davidson, NC, 28036
29.5
Liberty Mutual Independent Ecm Solutions 4000 Park Rd, Charlotte, NC, 28209
47.0
State Farm Ryan Mahoney 8854 Arbor Creek Dr, Charlotte, NC, 28269-0541
38.1
Travelers Baker-Pegram Insurance 3039 S Blvd Ste D, Charlotte, NC, 28209
45.2
State Farm Kyle Fadeley 13551 Steelecroft Pkwy Ste 120, Charlotte, NC, 28278-7564
48.4
State Farm Mark Husmillo 10400 Mallard Creek Rd Ste 250, Charlotte, NC, 28262-5202
40.7

Compare Rates for St. Stephens, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $161,000 $894 $610 $1,240 $630
Catawba County, NC $139,900 $786 $570 $1,080 $510
St. Stephens, NC $122,400 $682 $470 $950 $480
Johns River, NC $68,700 $444 $300 $620 $320
Patterson, NC $114,200 $695 $490 $990 $500
Boone, NC $268,200 $872 $620 $1,210 $590
Shawneehaw, NC $226,400 $1,107 $810 $1,580 $770
Traphill, NC $89,700 $568 $390 $790 $400
Elkin, NC $146,000 $701 $510 $960 $450
Cool Spring, NC $108,700 $621 $420 $880 $460
Heaton, NC $101,000 $629 $450 $900 $450
East Spencer, NC $84,100 $536 $390 $750 $360
Bryan, NC $114,300 $695 $490 $980 $490