How Can I Make My St. Stephens, NC Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in St. Stephens, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your St. Stephens, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $60,500 $50,000 $50,000-$75,000
2 Bedroom $105,500 $90,000 $100,000-$125,000
3 Bedroom $113,500 $100,000 $100,000-$125,000
4 Bedroom $214,500 $180,000 $200,000-$250,000
5 Bedroom $163,000 $140,000 $150,000-$175,000

Choose the Best St. Stephens, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income More than 3 Pets at home, Smoker $250
Part Time Job 700-749 Credit Score $25 to 50,000 3 Pets, Smoker $790
Freelancer 650-699 Credit Score $75 to $100,000 No Pets, Smoker $390

Choose the Right Deductible for your St. Stephens, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $100 $800 $900 $700 $800 $100
Catawba County, NC $1,500 $600 $1,100 $490 $1,990 $-890
St. Stephens, NC $700 $580 $1,080 $480 $1,180 $-100
Johns River, NC $100 $300 $400 $260 $360 $40
Patterson, NC $1,000 $490 $990 $410 $1,410 $-420
Boone, NC $200 $1,290 $1,490 $1,040 $1,240 $250
Shawneehaw, NC $2,500 $1,410 $1,910 $1,170 $3,670 $-1,760
Traphill, NC $200 $510 $710 $420 $620 $90
Elkin, NC $700 $730 $1,230 $620 $1,320 $-90
Cool Spring, NC $200 $360 $560 $300 $500 $60
Heaton, NC $700 $520 $1,020 $450 $1,150 $-130
East Spencer, NC $500 $420 $920 $340 $840 $80
Bryan, NC $1,500 $450 $950 $370 $1,870 $-920

Identify Top Home Insurance Agents near St. Stephens, NC | Back to Top

Home Insurance Company St. Stephens, NC Homeowners Insurance Agency St. Stephens, NC Address Popularity Score Distance from St. Stephens (miles)
Erie Trey W Siner Insurance & Investment Group 247 Church Street N, Concord, NC, 28025
45.4
State Farm Greg Edds 638 Statvl Blvd, Salisbury, NC, 28144-2202
46.3
Liberty Mutual Independent Swimmer Insurance Agency 725 Providence Rd, Charlotte, NC, 28207
46.4
State Farm Cindy Morgan 530 E Innes St Ste 100, Salisbury, NC, 28144-5100
46.0
Allstate Robert Chester 610 Jetton St Ste 180, Davidson, NC, 28036
29.5
Liberty Mutual Independent Ecm Solutions 4000 Park Rd, Charlotte, NC, 28209
47.0
State Farm Ryan Mahoney 8854 Arbor Creek Dr, Charlotte, NC, 28269-0541
38.1
Travelers Baker-Pegram Insurance 3039 S Blvd Ste D, Charlotte, NC, 28209
45.2
State Farm Kyle Fadeley 13551 Steelecroft Pkwy Ste 120, Charlotte, NC, 28278-7564
48.4
State Farm Mark Husmillo 10400 Mallard Creek Rd Ste 250, Charlotte, NC, 28262-5202
40.7

Compare Rates for St. Stephens, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $880 $600 $1,210 $610
Catawba County, NC $130,200 $550 $380 $750 $370
St. Stephens, NC $123,600 $640 $470 $880 $410
Johns River, NC $82,700 $330 $220 $460 $240
Patterson, NC $98,300 $570 $380 $810 $430
Boone, NC $280,100 $1,180 $810 $1,660 $850
Shawneehaw, NC $292,000 $1,340 $950 $1,890 $940
Traphill, NC $95,800 $510 $350 $730 $380
Elkin, NC $134,600 $590 $420 $840 $420
Cool Spring, NC $92,900 $450 $330 $630 $300
Heaton, NC $97,000 $460 $310 $650 $340
East Spencer, NC $100,200 $540 $380 $750 $370
Bryan, NC $85,900 $420 $300 $580 $280