Gavop shows you how to buy homeowners insurance in Waynesboro, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $129,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $184,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $260,000 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $344,000 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $519 |
| Superior Protection Discount | -$63 | $563 |
| Fire & Security Discount | -$63 | $563 |
| Hail Resistant Roof Discount | -$19 | $607 |
| Newly Constructed Home Discount | -$163 | $463 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $1,000 | $724 | $1,724 | $526 | $1,526 | $198 |
| Waynesboro, PA | $1,500 | $618 | $2,118 | $449 | $1,949 | $169 |
| Jugtown, MD | $500 | $1,124 | $1,624 | $817 | $1,317 | $307 |
| St. James, MD | $700 | $872 | $1,572 | $634 | $1,334 | $238 |
| Straban, PA | $400 | $824 | $1,224 | $599 | $999 | $225 |
| South Newton, PA | $2,500 | $772 | $3,272 | $561 | $3,061 | $211 |
| Buckeystown, MD | $100 | $1,299 | $1,399 | $944 | $1,044 | $355 |
| Shenandoah Junction, WV | $1,000 | $830 | $1,830 | $603 | $1,603 | $227 |
| Valley, WV | $300 | $759 | $1,059 | $551 | $851 | $207 |
| Mount Airy, MD | $1,500 | $837 | $2,337 | $608 | $2,108 | $229 |
| West York, PA | $100 | $597 | $697 | $434 | $534 | $163 |
| North York, PA | $2,500 | $559 | $3,059 | $406 | $2,906 | $153 |
| Home Insurance Company Waynesboro, PA | Homeowners Insurance Agency Waynesboro, PA | Address | Popularity Score | Distance from Waynesboro (miles) |
|---|---|---|---|---|
| State Farm | Trish Howser | 1865 N Susquehanna Trl, York, PA, 17404-1838 | 47.6 | |
| Liberty Mutual Independent | Keller Brown Insurance Services | 9 S Main St, Shrewsbury, PA, 17361 | 48.1 | |
| Travelers | Harry L Bubb Associates Inc | 70 E Forrest Ave, Shrewsbury, PA, 17361 | 48.3 | |
| Travelers | Mcnamara Financial | 555 Ryan Run Rd Ste 101a, York, PA, 17404 | 47.2 | |
| Allstate | Kelly Mckee | 600 Carlisle St Ste C, Hanover, PA, 17331 | 31.8 | |
| Erie | Rohrbaugh Insurance Agency | 190 Arsenal Road, York, PA, 17404 | 47.9 | |
| State Farm | Sue Beckner | 15 Ram Dr, Hanover, PA, 17331-8814 | 30.6 | |
| State Farm | Mike Ball | 1009 Baltimore Pike, Gettysburg, PA, 17325-7085 | 19.5 | |
| State Farm | Fran Kenawell | 13 Center Sq, Greencastle, PA, 17225-1468 | 8.2 | |
| Travelers | Gentzler & Smith Associates Inc | 2533 S Queen St Old Tollgate Village, York, PA, 17402 | 49.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,040 | $500 |
| Franklin County, PA | $175,800 | $732 | $530 | $1,050 | $520 |
| Waynesboro, PA | $134,300 | $626 | $430 | $890 | $460 |
| Jugtown, MD | $344,400 | $1,138 | $900 | $1,430 | $530 |
| St. James, MD | $238,800 | $883 | $700 | $1,110 | $410 |
| Straban, PA | $219,200 | $834 | $610 | $1,160 | $550 |
| South Newton, PA | $189,900 | $781 | $550 | $1,100 | $550 |
| Buckeystown, MD | $396,400 | $1,315 | $1,040 | $1,660 | $620 |
| Shenandoah Junction, WV | $153,900 | $840 | $560 | $1,200 | $640 |
| Valley, WV | $186,100 | $768 | $550 | $1,050 | $500 |
| Mount Airy, MD | $361,500 | $847 | $670 | $1,070 | $400 |
| West York, PA | $103,600 | $604 | $430 | $840 | $410 |
| North York, PA | $89,100 | $566 | $400 | $800 | $400 |