Gavop's guide to buying homeowners insurance in Newark, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Newark, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fair St, Jason Dr, Filkins Rd, Franklin St, Salerno Rd, Bramer Rd, Pilgrimport Rd, Fairville Station Rd, Dunn Rd, Godfrey St | $97,500 | $80,000 | $75,000-$100,000 | $88,500 | $70,000 | $100,000-$125,000 |
| Country Club Dr, Leach Rd, Maple Ct, Candy Apple Ln, Hill St, Co Rd 247, Snake Rd, McClelland Rd, Old State Rte 14, Stuart Ave | $136,000 | $120,000 | $100,000-$125,000 | $121,000 | $110,000 | $100,000-$125,000 |
| Ressue Rd, Co Rd 225, Linden Ave, Silver Hill Rd, Vercrouse Rd, Ford Rd, W Pearl St, Filkins Rd, Buffalo Rd, E Miller St | $130,500 | $120,000 | $100,000-$125,000 | $84,000 | $80,000 | $75,000-$100,000 |
| Clark Rd, Co Rd 242, Botcher Rd, Eastland Valley, Vollinger Rd, Klippel Rd, Maxison Rd, Skinner Rd, Highland Ave, Patrick Rd | $156,000 | $130,000 | $175,000-$200,000 | $98,000 | $90,000 | $100,000-$125,000 |
| Sutton Rd, Old State Rte 31, Bartle Ave, Landon Ave, Bostwick St, Plain St, W Miller St, Allandale Dr, Crosby St, Wood Ln | $178,000 | $170,000 | $150,000-$175,000 | $71,500 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $883 |
| Home and Two Car | -$154 | $806 |
| Home and Three Car | -$221 | $739 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $1,000 | $1,190 | $2,190 | $865 | $1,865 | $325 |
| Newark, NY | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Clyde, NY | $300 | $592 | $892 | $430 | $730 | $162 |
| Conquest, NY | $700 | $583 | $1,283 | $424 | $1,124 | $159 |
| Penn Yan, NY | $100 | $932 | $1,032 | $677 | $777 | $255 |
| Torrey, NY | $1,500 | $658 | $2,158 | $478 | $1,978 | $180 |
| Naples, NY | $2,000 | $618 | $2,618 | $449 | $2,449 | $169 |
| Hector, NY | $300 | $626 | $926 | $455 | $755 | $171 |
| Schroeppel, NY | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Galeville, NY | $300 | $584 | $884 | $424 | $724 | $160 |
| Byersville, NY | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Home Insurance Company Newark, NY | Homeowners Insurance Agency Newark, NY | Address | Popularity Score | Distance from Newark (miles) |
|---|---|---|---|---|
| Allstate | June P. Birrittella | 119 E Union St, Newark, NY, 14513 | 0.3 | |
| Allstate | Antonio Gimmillaro | 401 Penbrooke Dr Ste L, Penfield, NY, 14526 | 18.7 | |
| Allstate | Stacey A. Kujawa | 2483 Browncroft Blvd, Rochester, NY, 14625 | 22.3 | |
| State Farm | Rita Prince | 137 N Main St Ste 1, Fairport, NY, 14450-1463 | 18.1 | |
| Travelers | Wells Insurance | 644 E Main, Palmyra, NY, 14522 | 6.3 | |
| State Farm | Tim Jones | 111 Marsh Rd, Pittsford, NY, 14534-1630 | 20.1 | |
| Travelers | Wells Insurance | 644 E Main St, Palmyra, NY, 14522 | 6.3 | |
| Erie | P Kay Thompson | 438 North Street, Rochester, NY, 14605 | 27.0 | |
| Liberty Mutual Independent | Marshall & Sterling Inc. | 205 Saint Paul St Ste 105 205 Saint Paul St Ste 105, Rochester, NY, 14604 | 27.4 | |
| Liberty Mutual Independent | The Feltner Group | 191 S Union St, Spencerport, NY, 14559 | 37.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,660 | $820 |
| Wayne County, NY | $118,900 | $1,205 | $870 | $1,720 | $850 |
| Newark, NY | $86,000 | $960 | $680 | $1,370 | $690 |
| Clyde, NY | $68,600 | $599 | $430 | $860 | $430 |
| Conquest, NY | $93,100 | $590 | $420 | $830 | $410 |
| Penn Yan, NY | $99,800 | $943 | $680 | $1,330 | $650 |
| Torrey, NY | $161,400 | $666 | $490 | $950 | $460 |
| Naples, NY | $139,500 | $626 | $440 | $860 | $420 |
| Hector, NY | $144,100 | $634 | $460 | $880 | $420 |
| Schroeppel, NY | $99,500 | $960 | $650 | $1,330 | $680 |
| Galeville, NY | $100,300 | $591 | $430 | $820 | $390 |
| Byersville, NY | $93,300 | $590 | $400 | $810 | $410 |