Gavop shows you how to buy homeowners insurance in Hansford County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hansford County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd N, Winder Ave, Co Rd CC, Co Rd 16, Garrett Ave, Dressen St, Co Rd Dd, S 4th St, Co Rd M, Hancock St | $104,500 | $90,000 | $100,000-$125,000 | $125,500 | $120,000 | $125,000-$150,000 |
| Golden Circle Dr, W 1st Ave, S Bernice St, Co Rd W, E 3rd Ave, Co Rd 25, FM 2387, Nelson Rd, Sanders St, Co Rd J | $107,500 | $100,000 | $75,000-$100,000 | $84,000 | $80,000 | $75,000-$100,000 |
| E Kenneth Ave, Co Rd X, FM 759, FM 281, Lonita Dr, Co Rd 8, Co Rd W, Co Rd 27, Roland St, Co Rd 12 | $62,000 | $50,000 | $50,000-$75,000 | $60,000 | $50,000 | $50,000-$75,000 |
| N 2nd St, W 12th Ave, Womble Ave, E 8th St, Co Rd 24, State Hwy 136, Co Rd 20, E 7th St, Co Rd V, N James St | $74,000 | $60,000 | $75,000-$100,000 | $63,000 | $50,000 | $50,000-$75,000 |
| NW Ct, Glover Pl, McCree Ave, Archer St, Co Rd P, S Haney St, Barkley St, State Spur 84, Studer Dr, N Cliff Ave | $72,500 | $70,000 | $50,000-$75,000 | $70,000 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$191 | $868 |
| Superior Protection Discount | -$95 | $963 |
| Fire & Security Discount | -$74 | $985 |
| Hail Resistant Roof Discount | -$21 | $1,037 |
| Newly Constructed Home Discount | -$296 | $762 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hansford County | $2,500 | $1,046 | $3,546 | $760 | $3,260 | $286 |
| Hansford County, TX | $2,000 | $1,046 | $3,046 | $760 | $2,760 | $286 |
| Spearman, TX | $100 | $1,447 | $1,547 | $1,052 | $1,152 | $396 |
| Texhoma, TX | $1,500 | $1,437 | $2,937 | $1,044 | $2,544 | $393 |
| Goodwell, OK | $400 | $1,269 | $1,669 | $922 | $1,322 | $347 |
| Texhoma, OK | $2,500 | $1,042 | $3,542 | $757 | $3,257 | $285 |
| Ochiltree County, TX | $100 | $1,051 | $1,151 | $764 | $864 | $287 |
| Optima, OK | $1,000 | $898 | $1,898 | $653 | $1,653 | $245 |
| Perryton East, TX | $200 | $1,500 | $1,700 | $1,090 | $1,290 | $410 |
| Stratford, TX | $1,500 | $1,441 | $2,941 | $1,047 | $2,547 | $394 |
| Moore County, TX | $300 | $957 | $1,257 | $695 | $995 | $261 |
| Tyrone, OK | $1,000 | $1,025 | $2,025 | $745 | $1,745 | $280 |
| Home Insurance Company Hansford County, TX | Homeowners Insurance Agency Hansford County, TX | Address | Popularity Score | Distance from Hansford County (miles) |
|---|---|---|---|---|
| Farmers | Aaron Cappilla | 432 Weatherly St, Borger, TX, 79007 | 41.6 | |
| Farmers | Angel Hernandez | 104 1/2 S Main St, Perryton, TX, 79070 | 32.1 | |
| State Farm | Brett Stegall | 610 E 1st St, Dumas, TX, 79029-3216 | 44.2 | |
| State Farm | Sue Holt | 1545 S Dumas Ave, Dumas, TX, 79029-5517 | 45.3 | |
| Allstate | Rex Young | 1300 S Cedar St, Borger, TX, 79007 | 42.7 | |
| Allstate | Security Insurance | 306 S Main St # 1249, Perryton, TX, 79070 | 32.1 | |
| Farmers | Keith Cappilla | 432 Weatherly St, Borger, TX, 79007 | 41.6 | |
| State Farm | Les Hargis | 603 W 3rd St, Borger, TX, 79007-4007 | 41.8 | |
| Allstate | The Hansford Agency | 16 Sw Ct Po Box 157, Spearman, TX, 79081 | 10.5 | |
| State Farm | Jason Huddleston | 316 S Main St, Perryton, TX, 79070-3148 | 32.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hansford County, TX | $93,500 | $1,059 | $700 | $1,630 | $930 |
| Hansford County, TX | $93,500 | $1,059 | $700 | $1,630 | $930 |
| Spearman, TX | $88,600 | $1,465 | $970 | $2,260 | $1,290 |
| Texhoma, TX | $86,400 | $1,454 | $960 | $2,240 | $1,280 |
| Goodwell, OK | $100,000 | $1,284 | $890 | $1,820 | $930 |
| Texhoma, OK | $73,300 | $1,055 | $770 | $1,470 | $700 |
| Ochiltree County, TX | $102,400 | $1,064 | $700 | $1,640 | $940 |
| Optima, OK | $57,400 | $909 | $620 | $1,300 | $680 |
| Perryton East, TX | $99,800 | $1,518 | $1,000 | $2,340 | $1,340 |
| Stratford, TX | $87,200 | $1,458 | $960 | $2,250 | $1,290 |
| Moore County, TX | $106,400 | $968 | $640 | $1,490 | $850 |
| Tyrone, OK | $71,300 | $1,037 | $690 | $1,460 | $770 |