Gavop tells you how to get the best homeowners insurance in Sedgwick County, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $77,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $149,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $224,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $111,000 | $90,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $599 |
| Superior Protection Discount | -$73 | $657 |
| Fire & Security Discount | -$51 | $679 |
| Hail Resistant Roof Discount | -$22 | $708 |
| Newly Constructed Home Discount | -$153 | $577 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sedgwick County | $2,500 | $721 | $3,221 | $524 | $3,024 | $197 |
| Sedgwick County, CO | $1,000 | $721 | $1,721 | $524 | $1,524 | $197 |
| South Sedgwick, CO | $300 | $1,162 | $1,462 | $844 | $1,144 | $318 |
| Venango, NE | $2,500 | $577 | $3,077 | $419 | $2,919 | $158 |
| Lamar, NE | $100 | $690 | $790 | $501 | $601 | $188 |
| Brule, NE | $700 | $1,204 | $1,904 | $875 | $1,575 | $329 |
| Lewellen, NE | $400 | $698 | $1,098 | $507 | $907 | $191 |
| Oshkosh, NE | $700 | $750 | $1,450 | $545 | $1,245 | $205 |
| Rural Ogallala, NE | $200 | $1,573 | $1,773 | $1,143 | $1,343 | $430 |
| Iliff, CO | $1,000 | $852 | $1,852 | $619 | $1,619 | $233 |
| Gurley, NE | $100 | $911 | $1,011 | $662 | $762 | $249 |
| Peetz, CO | $1,000 | $967 | $1,967 | $703 | $1,703 | $264 |
| Home Insurance Company Sedgwick County, CO | Homeowners Insurance Agency Sedgwick County, CO | Address | Popularity Score | Distance from Sedgwick County (miles) |
|---|---|---|---|---|
| Travelers | Sonnenberg Agency Llc | 302 N 3rd St, Sterling, CO, 80751 | 47.8 | |
| Travelers | Sonnenberg Agency Llc | 302 N 3rd St, Sterling, CO, 80751 | 47.8 | |
| Farmers | Brenda Robinett | 100 Broadway St Ste 25, Sterling, CO, 80751 | 47.3 | |
| State Farm | Randy Carruthers | 202 N 4th St, Sterling, CO, 80751-4310 | 47.9 | |
| State Farm | Doug Hale | 116 W Main St, Sterling, CO, 80751-3141 | 48.1 | |
| Travelers | Colorado - Bw Insurance Agency Inc | 130 N 3rd St, Sterling, CO, 80751 | 47.9 | |
| Liberty Mutual Independent | Kellogg-Ewing-Leavitt Ins Agency Inc | 119 N 3rd Ave, Sterling, CO, 80751 | 48.2 | |
| State Farm | Mike Neill | 201 E Denver Street, Holyoke, CO, 80734 | 19.9 | |
| Travelers | Colorado - Bw Insurance Agency Inc | 130 North 3rd Street, Sterling, CO, 80751 | 47.9 | |
| Travelers | Gillett Insurance Services | 330 W Main, Sterling, CO, 80751 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Sedgwick County, CO | $91,500 | $730 | $510 | $960 | $450 |
| Sedgwick County, CO | $91,500 | $730 | $510 | $960 | $450 |
| South Sedgwick, CO | $180,000 | $1,176 | $820 | $1,540 | $720 |
| Venango, NE | $38,900 | $584 | $400 | $840 | $440 |
| Lamar, NE | $55,000 | $698 | $480 | $960 | $480 |
| Brule, NE | $142,500 | $1,219 | $880 | $1,670 | $790 |
| Lewellen, NE | $56,200 | $706 | $510 | $1,000 | $490 |
| Oshkosh, NE | $64,000 | $759 | $550 | $1,070 | $520 |
| Rural Ogallala, NE | $226,500 | $1,592 | $1,130 | $2,210 | $1,080 |
| Iliff, CO | $90,000 | $862 | $600 | $1,130 | $530 |
| Gurley, NE | $89,600 | $922 | $620 | $1,280 | $660 |
| Peetz, CO | $118,300 | $979 | $690 | $1,280 | $590 |