Gavop tells you how to get the best homeowners insurance in McCaysville, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| McCaysville, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cherry St, Lickskillet Ln, Blackberry Ridge, Blue Ridge Dr, Hamby Rd, Galloway Cem Rd, Bridge St, Bailey Farm Dr, Johnson Ford Rd, Mull Ridge | $127,500 | $110,000 | $125,000-$150,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Jasper Rd, Thrasher Dr, Mill Race Dr, Stone Ln, Mercury Ln, Collis St, E Pierceville Rd, Breeze Way, Ripley St, Old Mill Rd | $120,000 | $110,000 | $125,000-$150,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Briggs St, Franklin Ln, Walnut Way, N Church St, Old Shadwick Pl, Wolf Creek Trl, Hemlock Ln, Mulberry Ln, Goss St, Cody Ln | $217,500 | $190,000 | $200,000-$250,000 | $96,500 | $90,000 | $75,000-$100,000 |
| Milsaps Cir, Bourbon St, Panther Ln, All Creatures Pl, Garrett Ln, McCay St, Blackberry Ridge Rd, Mercury Dr, Cross Creek Rd, Harper Valley Rd | $157,000 | $130,000 | $125,000-$150,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Grace Dr, Woody St, Salem Rd, River Dr, Davenport Rd, Elm St, Toccoa Camp Trl, Apple Orchard Ln, Bear Foot Dr, Rocky Ridge Dr | $193,000 | $170,000 | $200,000-$250,000 | $140,000 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $694 |
| Superior Protection Discount | -$75 | $761 |
| Fire & Security Discount | -$92 | $744 |
| Hail Resistant Roof Discount | -$25 | $811 |
| Newly Constructed Home Discount | -$192 | $644 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fannin County | $2,500 | $876 | $3,376 | $637 | $3,137 | $240 |
| McCaysville, GA | $2,500 | $826 | $3,326 | $600 | $3,100 | $226 |
| North Gilmer, GA | $300 | $1,016 | $1,316 | $738 | $1,038 | $278 |
| Murphy, NC | $2,000 | $748 | $2,748 | $543 | $2,543 | $204 |
| Murray County, GA | $400 | $668 | $1,068 | $485 | $885 | $183 |
| Chatsworth, GA | $1,500 | $662 | $2,162 | $481 | $1,981 | $181 |
| Young Harris, GA | $200 | $1,072 | $1,272 | $779 | $979 | $293 |
| Sweetwater, NC | $2,500 | $869 | $3,369 | $632 | $3,132 | $238 |
| Lumpkin County, GA | $500 | $984 | $1,484 | $715 | $1,215 | $269 |
| Valleytown, NC | $2,500 | $601 | $3,101 | $437 | $2,937 | $164 |
| Silver City, GA | $100 | $868 | $968 | $631 | $731 | $237 |
| Harrison, TN | $1,000 | $867 | $1,867 | $630 | $1,630 | $237 |
| Home Insurance Company McCaysville, GA | Homeowners Insurance Agency McCaysville, GA | Address | Popularity Score | Distance from McCaysville (miles) |
|---|---|---|---|---|
| State Farm | Julie Kessler | 614 Red Bud Rd Ne, Calhoun, GA, 30701-1995 | 44.5 | |
| Farmers | Donald Curtis | 4195 E First St, Blue Ridge, GA, 30513 | 5.7 | |
| Allstate | Thomas Insurance Agency | 3990 Appalachian Hwy, Blue Ridge, GA, 30513 | 5.5 | |
| State Farm | Chris Wang | 772 Maddox Dr Ste 106, East Ellijay, GA, 30540-8195 | 19.9 | |
| Nationwide | The Mayo Agency Llc | 157 Reinhardt College Pkwy Ste 300, Canton, GA, 30114 | 48.3 | |
| State Farm | Charlie Edmondson | 3354 E First St, Blue Ridge, GA, 30513-8522 | 5.9 | |
| State Farm | Tim Hunt | 1612 Highway 129 S Unit C, Cleveland, GA, 30528-7182 | 42.4 | |
| Travelers | Alpha & Omega Insurance Llc | 209 W Emery St Ste B, Dalton, GA, 30720 | 37.1 | |
| State Farm | Kent Chapman | 108 Court St, Calhoun, GA, 30701-2234 | 45.8 | |
| State Farm | Lamar Canup | 64 N Brooks St, Cleveland, GA, 30528-1116 | 41.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,400 | $720 |
| Fannin County, GA | $171,500 | $887 | $630 | $1,220 | $590 |
| McCaysville, GA | $153,700 | $836 | $590 | $1,190 | $600 |
| North Gilmer, GA | $163,000 | $1,028 | $710 | $1,470 | $760 |
| Murphy, NC | $163,000 | $757 | $520 | $1,050 | $530 |
| Murray County, GA | $91,700 | $676 | $480 | $970 | $490 |
| Chatsworth, GA | $109,500 | $670 | $450 | $930 | $480 |
| Young Harris, GA | $180,800 | $1,085 | $790 | $1,530 | $740 |
| Sweetwater, NC | $157,300 | $880 | $640 | $1,240 | $600 |
| Lumpkin County, GA | $176,300 | $996 | $710 | $1,360 | $650 |
| Valleytown, NC | $105,900 | $608 | $410 | $870 | $460 |
| Silver City, GA | $241,100 | $879 | $630 | $1,210 | $580 |
| Harrison, TN | $152,100 | $878 | $640 | $1,250 | $610 |