Gavop tells you how to get the best homeowners insurance in South Lyon, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $111,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $219,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $171,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $371,000 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $566 |
| Superior Protection Discount | -$69 | $621 |
| Fire & Security Discount | -$55 | $634 |
| Hail Resistant Roof Discount | -$14 | $676 |
| Newly Constructed Home Discount | -$193 | $497 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| South Lyon, MI | $700 | $681 | $1,381 | $495 | $1,195 | $186 |
| Bloomfield charter, MI | $100 | $930 | $1,030 | $676 | $776 | $254 |
| Bloomfield Hills, MI | $2,500 | $2,775 | $5,275 | $2,017 | $4,517 | $758 |
| Bridgewater, MI | $500 | $932 | $1,432 | $677 | $1,177 | $255 |
| Burns, MI | $2,500 | $760 | $3,260 | $552 | $3,052 | $208 |
| Wyandotte, MI | $100 | $646 | $746 | $469 | $569 | $177 |
| Riverview, MI | $1,000 | $639 | $1,639 | $464 | $1,464 | $175 |
| Mundy, MI | $400 | $631 | $1,031 | $458 | $858 | $172 |
| Flat Rock, MI | $700 | $638 | $1,338 | $464 | $1,164 | $174 |
| Vineyard Lake, MI | $200 | $666 | $866 | $484 | $684 | $182 |
| Vevay, MI | $700 | $790 | $1,490 | $574 | $1,274 | $216 |
| Home Insurance Company South Lyon, MI | Homeowners Insurance Agency South Lyon, MI | Address | Popularity Score | Distance from South Lyon (miles) |
|---|---|---|---|---|
| Allstate | Bruce Faber | 43343 Grand River Ave, Novi, MI, 48375 | 9.2 | |
| Allstate | Michael Blum | 2032 E Square Lake Rd Ste 500, Troy, MI, 48085 | 29.5 | |
| Farmers | Ronald Storm | 23965 Novi Rd Ste 130, Novi, MI, 48375 | 9.1 | |
| Farmers | Kenneth Wesa | 42193 Ann Arbor Rd E, Plymouth, MI, 48170 | 12.2 | |
| Travelers | Al Bourdeau Insurance Agency | 30777 Northwestern Ste 201, Farmington Hills, MI, 48333 | 16.9 | |
| State Farm | Ryan Rosario | 28300 Gratiot Ave, Roseville, MI, 48066-4208 | 37.0 | |
| State Farm | Nancy Spencer | 1033 Novi Rd, Northville, MI, 48167-1156 | 9.3 | |
| Allstate | Shafik Khalil | 3150 Packard Rd, Ypsilanti, MI, 48197 | 14.9 | |
| State Farm | Dolapo Shodipo | 22516 Telegraph Rd, Southfield, MI, 48033-4107 | 19.2 | |
| State Farm | Kawana Smith | 26130 W 6 Mile Rd, Redford, MI, 48240-2217 | 18.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,110 | $580 |
| Oakland County, MI | $209,800 | $847 | $580 | $1,180 | $600 |
| South Lyon, MI | $171,100 | $690 | $480 | $960 | $480 |
| Bloomfield charter, MI | $385,400 | $941 | $680 | $1,340 | $660 |
| Bloomfield Hills, MI | $840,300 | $2,809 | $1,910 | $3,900 | $1,990 |
| Bridgewater, MI | $254,800 | $943 | $670 | $1,300 | $630 |
| Burns, MI | $132,000 | $769 | $550 | $1,050 | $500 |
| Wyandotte, MI | $89,700 | $654 | $440 | $910 | $470 |
| Riverview, MI | $132,500 | $647 | $440 | $920 | $480 |
| Mundy, MI | $125,600 | $638 | $430 | $880 | $450 |
| Flat Rock, MI | $131,900 | $646 | $450 | $910 | $460 |
| Vineyard Lake, MI | $73,700 | $674 | $470 | $940 | $470 |
| Vevay, MI | $154,800 | $800 | $580 | $1,100 | $520 |