Gavop's guide to buying homeowners insurance in Odell, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Odell, OR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sylvester Dr, Central Vale Rd, Whitten Rd, Elder Rd, Wheeler Rd, Mohr Dr, White Fir Dr, Odell Hwy, Kusisto Rd, Blossom Hill Dr | $265,500 | $220,000 | $250,000-$300,000 | $148,500 | $140,000 | $150,000-$175,000 |
| Lippman Rd, Graves Rd, Klm Dr, Creson Rd, Thomsen Rd, Straight Hill Rd, E Marina Way, Tucker Rd, Jones Loop, Whiskey Creek Dr | $266,000 | $250,000 | $250,000-$300,000 | $228,000 | $190,000 | $175,000-$200,000 |
| Mijos Rd, Massee Grade Rd, Neal Creek Rd, Booth Hill Rd, Fir Mountain Rd, Bartlett Dr, Bone Dr, Mason Rd, Riverside Dr, Mud Alley Rd | $342,500 | $290,000 | $400,000-$500,000 | $201,500 | $170,000 | $175,000-$200,000 |
| Redgate Rd, E Side Rd, Central Vale Dr, Baldwin Creek Dr, Court Way Dr, Oregon Rd, Maple Rd, Eastside Rd, Atkinson Dr, Courtway Dr | $264,000 | $210,000 | $200,000-$250,000 | $144,000 | $120,000 | $150,000-$175,000 |
| Green Mountain Dr, Swyers Dr, Lingren Rd, Neal Mill Rd, Kirby Dr, Meadowbrook Rd, Paasch Rd, Summit Dr, Chamberlain Dr, E Marina Dr | $357,500 | $310,000 | $300,000-$350,000 | $249,000 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $551 |
| Superior Protection Discount | -$60 | $611 |
| Fire & Security Discount | -$54 | $618 |
| Hail Resistant Roof Discount | -$20 | $651 |
| Newly Constructed Home Discount | -$188 | $483 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hood River County | $2,000 | $635 | $2,635 | $461 | $2,461 | $174 |
| Odell, OR | $1,500 | $663 | $2,163 | $482 | $1,982 | $181 |
| Hood River, OR | $400 | $658 | $1,058 | $478 | $878 | $180 |
| Lyle, WA | $1,500 | $647 | $2,147 | $470 | $1,970 | $177 |
| North Bonneville, WA | $100 | $783 | $883 | $569 | $669 | $214 |
| Mount Hood, OR | $1,000 | $651 | $1,651 | $473 | $1,473 | $178 |
| Mount Hood Village, OR | $100 | $650 | $750 | $472 | $572 | $178 |
| Pine Grove, OR | $400 | $500 | $900 | $363 | $763 | $137 |
| Rufus, OR | $1,500 | $449 | $1,949 | $326 | $1,826 | $123 |
| Sherman County, OR | $300 | $692 | $992 | $503 | $803 | $189 |
| Hockinson, WA | $2,000 | $1,008 | $3,008 | $732 | $2,732 | $275 |
| Home Insurance Company Odell, OR | Homeowners Insurance Agency Odell, OR | Address | Popularity Score | Distance from Odell (miles) |
|---|---|---|---|---|
| State Farm | Joe Swift | 1008 Ne Division St Ste A, Gresham, OR, 97030-5864 | 44.3 | |
| Farmers | Spencer Lund | 21901 Ne Halsey St Ste 203, Fairview, OR, 97024 | 44.8 | |
| Allstate | Martin Schwarzbach | 1254 W 6th St, The Dalles, OR, 97058 | 15.6 | |
| State Farm | Jenny Smith | 334 W Hist Col Rvr Hwy, Troutdale, OR, 97060-1340 | 42.5 | |
| Travelers | Prl Insurance | 14150 Se Stark St, Portland, OR, 97233 | 48.8 | |
| Farmers | Sam Farah | 12520 Ne Halsey St, Portland, OR, 97230 | 49.4 | |
| Travelers | Columbia River Insurance | 606 State St, Hood River, OR, 97031 | 6.4 | |
| Farmers | Derek Stickel | 23424 Ne Halsey St Ste 201, Wood Village, OR, 97060 | 44.0 | |
| Farmers | Jerry Enders | 12520 Ne Halsey St, Portland, OR, 97230 | 49.4 | |
| Allstate | Tina Pasto | 1204 Nix Dr Ste 101, Hood River, OR, 97031 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $450 | $950 | $500 |
| Hood River County, OR | $339,400 | $643 | $440 | $890 | $450 |
| Odell, OR | $313,000 | $671 | $450 | $950 | $500 |
| Hood River, OR | $354,900 | $666 | $470 | $950 | $480 |
| Lyle, WA | $169,600 | $655 | $470 | $920 | $450 |
| North Bonneville, WA | $274,400 | $793 | $570 | $1,130 | $560 |
| Mount Hood, OR | $303,700 | $659 | $450 | $920 | $470 |
| Mount Hood Village, OR | $263,700 | $658 | $440 | $930 | $490 |
| Pine Grove, OR | $140,600 | $506 | $370 | $710 | $340 |
| Rufus, OR | $110,900 | $454 | $330 | $630 | $300 |
| Sherman County, OR | $144,000 | $701 | $500 | $960 | $460 |
| Hockinson, WA | $398,500 | $1,020 | $690 | $1,440 | $750 |