Gavop's guide to buying homeowners insurance in Palm Beach, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $270,500 | $250,000 | $250,000-$300,000 |
| 2 Bedroom | $460,000 | $430,000 | $500,000-$600,000 |
| 3 Bedroom | $631,500 | $590,000 | $500,000-$600,000 |
| 4 Bedroom | $1,235,500 | $1,130,000 | More than 10,000,000 |
| 5 Bedroom | $2,210,000 | $1,940,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $758 |
| Superior Protection Discount | -$94 | $842 |
| Fire & Security Discount | -$94 | $842 |
| Hail Resistant Roof Discount | -$19 | $917 |
| Newly Constructed Home Discount | -$225 | $711 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Palm Beach County | $2,000 | $1,346 | $3,346 | $979 | $2,979 | $368 |
| Palm Beach, FL | $2,500 | $924 | $3,424 | $672 | $3,172 | $253 |
| Schall Circle, FL | $200 | $888 | $1,088 | $645 | $845 | $243 |
| Acacia Villas, FL | $2,500 | $1,625 | $4,125 | $1,181 | $3,681 | $444 |
| San Castle, FL | $400 | $1,062 | $1,462 | $772 | $1,172 | $290 |
| Palm Beach Gardens, FL | $1,000 | $1,467 | $2,467 | $1,066 | $2,066 | $401 |
| Tequesta, FL | $400 | $922 | $1,322 | $670 | $1,070 | $252 |
| Hillsboro Pines, FL | $2,500 | $2,790 | $5,290 | $2,028 | $4,528 | $762 |
| Hillsboro Beach, FL | $100 | $2,779 | $2,879 | $2,020 | $2,120 | $760 |
| Hutchinson Island, FL | $1,500 | $1,081 | $2,581 | $786 | $2,286 | $295 |
| Hutchinson Island South, FL | $500 | $1,971 | $2,471 | $1,432 | $1,932 | $539 |
| Cooper City, FL | $1,500 | $927 | $2,427 | $674 | $2,174 | $253 |
| Home Insurance Company Palm Beach, FL | Homeowners Insurance Agency Palm Beach, FL | Address | Popularity Score | Distance from Palm Beach (miles) |
|---|---|---|---|---|
| State Farm | Juan Williams | 1525 Prosperity Farms Rd Ste A, Lake Park, FL, 33403-2029 | 8.6 | |
| Travelers | Advanced Insurance Underwriters | 3250 N 29th Ave, Hollywood, FL, 33020 | 45.2 | |
| Allstate | Charles Maurer | 1000 Linton Blvd Ste A2, Delray Beach, FL, 33444 | 17.2 | |
| Allstate | Robert Riccardo | 2525 Military Trl Ste 202, Jupiter, FL, 33458 | 16.0 | |
| State Farm | John Peters | 7495 W Atlantic Ave Ste 214, Delray Beach, FL, 33446-1393 | 17.8 | |
| Travelers | Rivard Insurance Agency Inc | 1014 Gateway Blvd Ste 107, Boynton Beach, FL, 33426 | 9.6 | |
| Travelers | Rivard Insurance Agency Inc | 1014 Gateway Blvd 1014 Gateway Blvd Boynton Beach, Boynton Beach, FL, 33426 | 9.7 | |
| Allstate | Angela P Shepherd | 11258 Pines Blvd, Pembroke Pines, FL, 33026 | 49.4 | |
| Travelers | Insurance & Benefit Partners | 3966 Northlake Blvd, Palm Beach Gardens, FL, 33403 | 9.2 | |
| State Farm | Chris Tighe | 2357 S Congress Avenue, West Palm Beach, FL, 33406-7651 | 4.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Palm Beach County, FL | $242,500 | $1,363 | $1,060 | $1,830 | $770 |
| Palm Beach, FL | $986,200 | $936 | $730 | $1,250 | $520 |
| Schall Circle, FL | $73,900 | $899 | $700 | $1,200 | $500 |
| Acacia Villas, FL | $184,800 | $1,645 | $1,280 | $2,200 | $920 |
| San Castle, FL | $99,800 | $1,075 | $840 | $1,440 | $600 |
| Palm Beach Gardens, FL | $334,800 | $1,485 | $1,160 | $1,990 | $830 |
| Tequesta, FL | $342,100 | $934 | $730 | $1,250 | $520 |
| Hillsboro Pines, FL | $378,300 | $2,824 | $2,200 | $3,780 | $1,580 |
| Hillsboro Beach, FL | $376,300 | $2,813 | $2,190 | $3,770 | $1,580 |
| Hutchinson Island, FL | $240,800 | $1,094 | $850 | $1,470 | $620 |
| Hutchinson Island South, FL | $238,700 | $1,995 | $1,560 | $2,670 | $1,110 |
| Cooper City, FL | $346,800 | $938 | $730 | $1,260 | $530 |