How Can I Make My Barrington, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Barrington, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Barrington, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $152,500 | $130,000 | $150,000-$175,000 |
| 2 Bedroom | $322,500 | $260,000 | $250,000-$300,000 |
| 3 Bedroom | $542,000 | $510,000 | $500,000-$600,000 |
| 4 Bedroom | $788,000 | $700,000 | $800,000-$900,000 |
| 5 Bedroom | $1,295,000 | $1,150,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Barrington, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $935 |
| Superior Protection Discount | -$99 | $1,001 |
| Fire & Security Discount | -$99 | $1,001 |
| Hail Resistant Roof Discount | -$33 | $1,067 |
| Newly Constructed Home Discount | -$308 | $792 |
Choose your Barrington, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,536 |
| Hail Damage | $5,157 |
| Wind Damage | $9,515 |
| Expensive Claims | |
| Fire | $34,248 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $8,403 |
Identify Top Home Insurance Agents near Barrington, IL | Back to Top
| Home Insurance Company Barrington, IL | Homeowners Insurance Agency Barrington, IL | Address | Popularity Score | Distance from Barrington (miles) |
|---|---|---|---|---|
| State Farm | Susan C Palkovic | 841 Lee St, Des Plaines, IL, 60016-6407 | 15.7 | |
| State Farm | John Villegas | 1590 N Rand Rd Ste M, Palatine, IL, 60074-8510 | 8.3 | |
| State Farm | Hugh Masterson | 38 S Plum Grove Rd, Palatine, IL, 60067-6255 | 7.0 | |
| State Farm | Chris Collins | 22 S Washington Ave Ste 201, Park Ridge, IL, 60068-4267 | 19.5 | |
| Travelers | Concklin Insurance Agency | 240 S Westmore Ave, Lombard, IL, 60148 | 18.4 | |
| State Farm | David Olchowka | 1701 E Woodfield Rd Ste 415, Schaumburg, IL, 60173-5129 | 8.7 | |
| Allstate | Tom Vujatov | 333 Waukegan Rd, Glenview, IL, 60025 | 19.8 | |
| State Farm | Del Vasey | 2111 Chestnut Ave, Glenview, IL, 60025-1608 | 19.0 | |
| Allstate | Alfonso E Padilla | 18053 Torrence Ave, Lansing, IL, 60438 | 49.4 | |
| Farmers | Joseph Garbin | 3559 W Jefferson St, Joliet, IL, 60431 | 40.7 |
Compare Rates for Barrington, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,160 | $560 |
| Cook County, IL | $227,400 | $892 | $600 | $1,220 | $620 |
| Barrington, IL | $600,900 | $1,100 | $740 | $1,560 | $820 |
| Island Lake, IL | $158,600 | $679 | $500 | $960 | $460 |
| Lake Bluff, IL | $603,300 | $1,103 | $790 | $1,570 | $780 |
| Prestbury, IL | $259,100 | $977 | $710 | $1,350 | $640 |
| Kaneville, IL | $263,400 | $984 | $680 | $1,350 | $670 |
| Silver Lake, WI | $193,800 | $722 | $520 | $1,000 | $480 |
| Romeoville, IL | $170,700 | $807 | $540 | $1,150 | $610 |
| Racine, WI | $104,400 | $764 | $520 | $1,050 | $530 |
| Scott, IL | $138,800 | $762 | $560 | $1,060 | $500 |
| Wind Lake, WI | $245,700 | $655 | $470 | $940 | $470 |
Research Home Insurance Companies Reviews in Barrington, IL Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: March 31, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I'm satisfied, but it seems like all of the companies have about the same options. Progressive met me needs at a reasonable price, though.
Date: December 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I feel that they are more than most insurances. We live in a flood prone area being near the beach and we were able to find a great deal with them.
Liberty Mutual Home Insurance Reviews
Date: February 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
overall I feel that my home insurance company is really not that much different from any other home insurance companies. to me they are basically all the same
Meemic Insurance Home Insurance Reviews
Date: December 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Same as above, I am only familiar with Meemic's policy and am not able to compare to others. I do think its likely that I could shop and find better premiums and deductibles.
Allstate Home Insurance Reviews
Date: October 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
The premium is a bit high overall. Sure many items are covered but I believe other companies offer lower premiums out there.
State Farm Home Insurance Reviews
Date: January 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
They are relatively cheap and have a low deductible and high payout rate. They also offer bundle insurances so I can include my car and make it just one bill.