How Can I Make My Snowflake, AZ Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Snowflake, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Snowflake, AZ Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $67,000 $60,000 $50,000-$75,000
2 Bedroom $93,500 $80,000 $75,000-$100,000
3 Bedroom $136,000 $130,000 $100,000-$125,000
4 Bedroom $238,000 $210,000 $200,000-$250,000
5 Bedroom $457,500 $420,000 $500,000-$600,000

Choose the Best Snowflake, AZ Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score $25 to 50,000 3 Pets, Smoker $90
Retired 750-799 Credit Score <$25,000 1 Pet, Non-Smoker $450
Part Time Job 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $100

Choose the Right Deductible for your Snowflake, AZ Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Arizona $100 $840 $940 $670 $770 $170
Navajo County, AZ $700 $650 $1,150 $540 $1,240 $-90
Snowflake, AZ $1,000 $860 $1,360 $690 $1,690 $-330
Pinedale, AZ $200 $810 $1,010 $670 $870 $140
Fort Apache, AZ $2,000 $290 $790 $250 $2,250 $-1,460
Lake of the Woods, AZ $300 $730 $1,030 $600 $900 $130
Pinetop-Lakeside, AZ $1,000 $780 $1,280 $630 $1,630 $-350
Pinetop Country Club, AZ $100 $1,360 $1,460 $1,120 $1,220 $240
Cibecue, AZ $700 $150 $650 $130 $830 $-180
Holbrook, AZ $400 $410 $810 $350 $750 $60
Young, AZ $1,500 $910 $1,410 $770 $2,270 $-860
Turkey Creek, AZ $200 $600 $800 $520 $720 $80

Identify Top Home Insurance Agents near Snowflake, AZ | Back to Top

Home Insurance Company Snowflake, AZ Homeowners Insurance Agency Snowflake, AZ Address Popularity Score Distance from Snowflake (miles)
State Farm Robert Pico 770 E Wht Mtn Blvd Ste 100, Pinetop, AZ, 85935-7554
27.3
Farmers Lon Hoffman 846 E White Mountain Blvd, Pinetop, AZ, 85935
27.4
State Farm Jill Tinkel 1881 E Deuce Of Clubs, Show Low, AZ, 85901-5239
17.9
Farmers Daryl Seymore 940 E Deuce Of Clubs, Show Low, AZ, 85901
17.6
Farmers Mark Foree 145 S Main St Ste B, Snowflake, AZ, 85937
10.7
Allstate Luke Dale 2707 S White Mountain Rd Ste A, Show Low, AZ, 85901
19.1
Allstate Leavitt Group 206 W Third St, Winslow, AZ, 86047
48.0
State Farm Joe Bjornn 481 S Main St, Snowflake, AZ, 85937-5247
10.6
Travelers Mountain Valley Insurance Ltd 4672 W Maverick Ln, Lakeside, AZ, 85929
22.8
Travelers A1 Choice Insurance 3458 W White Mountain Blvd, Lakeside, AZ, 85929
23.7

Compare Rates for Snowflake, AZ Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Arizona $175,900 $990 $710 $1,400 $690
Navajo County, AZ $122,000 $560 $400 $800 $400
Snowflake, AZ $168,300 $880 $640 $1,210 $570
Pinedale, AZ $166,900 $720 $490 $1,020 $530
Fort Apache, AZ $59,200 $310 $230 $430 $200
Lake of the Woods, AZ $183,200 $730 $500 $1,000 $500
Pinetop-Lakeside, AZ $208,300 $1,120 $810 $1,590 $780
Pinetop Country Club, AZ $285,900 $1,430 $970 $1,960 $990
Cibecue, AZ $35,600 $180 $120 $260 $140
Holbrook, AZ $86,100 $400 $290 $560 $270
Young, AZ $173,100 $970 $660 $1,330 $670
Turkey Creek, AZ $159,100 $840 $600 $1,150 $550

Research Home Insurance Companies Reviews in Snowflake, AZ Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: September 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I'm very satisfied. I believe that my deductible is in line with other insurance companies when I moved into my apartment I looked around but was able to find that USAA while maybe a few dollars more was worth it.

Date: April 04, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
USAA offers the same coverage for a lower rate. They easily beat competitor quotes and offered a lot of discounts, especially since I bundled it with my auto insurance police.


Date: March 10, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
The premium that we pay is lower than what other companies wanted. The deductibles are a better value for us and we save more money with USAA.

Date: January 26, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
As compared to other home insurance company policies (I have had Allstate and Statefarm), I can only offer top praise for USAA. They have addressed my concerns directly and immediately.


Date: December 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
they are always their to help. very fast and reliable. With the Hurricanes they were always very quick to send adjusted out and get us everything we needed for repairs.

Allstate Home Insurance Reviews

Date: July 16, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Allstate is a good company that can provide quotes online. I do not have to deal with people on the phone which is good for me since I work strange hours.

Date: April 22, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I am very satisfied with both the cost of my premium and the deductible that I have with Allstate. I had a previous policy with another insurer and not only were my deductibles higher.

Date: April 08, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The Allstate is serving its best of the services to all its customers. i am satisfied with the company and would like to rate '5' as extremely satisfied.

American Family Home Insurance Reviews

Date: April 24, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
They have been fine but they continually try to up my price. It's kind of a pain to go back and forth wtih them every year on why things are not supposed to be as expensive as they say.

Date: April 14, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Overall I've had a pretty good experience with my home insurance company. They're easy to get in touch with and they reach out to me for updates on my policy.

Farm Bureau Home Insurance Reviews

Date: July 29, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
My insurance agent is always friendly and professional. She is very easy to get in contact with day or night. She provides all the necessary information we need and has our best interest in mind.

Esurance Home Insurance Reviews

Date: May 24, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Male

Customer Service
they have friendly customers service and take of issue's quickly though sometimes there agents do not listen well.

MetLife Home Insurance Reviews

Date: October 27, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The insurance company offers a policy that compared to many other companies is one of the best prices offered in the insurance market for homes

Liberty Mutual Home Insurance Reviews

Date: April 19, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
My company is good for the price but they are horrible about raising my rates year to year.I haven't made a claim with them though.

American Reliable Insurance Company Home Insurance Reviews

Date: January 15, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
The customer service from my home insurance is not fully satisfied and I am thinking to switch to other company. The timely correspondances are very much attractive.

Westfield Insurance Home Insurance Reviews

Date: March 28, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I've been a customer with Westfield Insurance for 7 years and have nothing but good things to say about their customer service. Thankfully I haven't had to talk to them much over the years.

Travelers Home Insurance Reviews

Date: March 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
They offer comparable policy offerings compared to all the other companies I compared them to. I do not need anything that they do not offer.


GEICO Home Insurance Reviews

Date: March 17, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I have really good experiences with my home insurance company's customer service, they are always there to answer any questions I have

The Hartford Home Insurance Reviews

Date: April 03, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
the Hartford through aarp has the lowest premium and deductible ive found for Florida There Hurricane insurance has the best coverage in the state

State Farm Home Insurance Reviews

Date: October 25, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
I am overall quite pleased with how often my current insurance company communicates with me about changes or anything of concern.

Farmer's Insurance Home Insurance Reviews

Date: March 12, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I rate Farmers premium a 5. They were cheaper than all the other carriers we got quotes from.

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