How Can I Make My Lakewood, OH Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lakewood, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Lakewood, OH Home Insurance Coverage Levels | Back to Top
| Lakewood, OH - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Chesterland Ave, Hird Ave, Winchester Ave, Maile Ave, Wyandotte Ave, Hilliard Rd, Davis Ct, McClure Dr, Sloane Ave, Ethel Ave | $98,500 | $90,000 | $75,000-$100,000 | $188,000 | $170,000 | $150,000-$175,000 |
| Nicholson Ave, Wascana Ave, Elbur Ln, Cove Ave, Coutant Ave, Parkwood Rd, Thoreau Rd, Narragansett Ave, Seneca Ave, Park Row | $125,500 | $110,000 | $150,000-$175,000 | $120,000 | $100,000 | $125,000-$150,000 |
| Halstead Ave, Owego Ave, Rosalie Ave, Mars Ave, Wascana Ave, Lakewood Ave, Fischer Rd, Clarence Ave, Gladys Ave, Woodford Ave | $108,500 | $100,000 | $100,000-$125,000 | $165,500 | $150,000 | $175,000-$200,000 |
| Emerson Ave, Hilliard Rd, Winton Ave, Leonard Ave, Robinwood Ave, Andrews Ln, Manor Park Ave, Rockway Ave, Bonnieview Ave, Lauderdale Ave | $129,000 | $110,000 | $125,000-$150,000 | $185,000 | $150,000 | $200,000-$250,000 |
| Baxterly Ave, Idlewood Ave, Archdale Ave, Magee St, Olivewood Ave, Hopkins Ave, Edwards Ave, Waterbury Rd, Kirtland Ln, Westwood Ave | $120,500 | $100,000 | $125,000-$150,000 | $87,000 | $70,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Lakewood, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $589 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$70 | $631 |
| Hail Resistant Roof Discount | -$21 | $680 |
| Newly Constructed Home Discount | -$161 | $540 |
Choose the Right Deductible for your Lakewood, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cuyahoga County | $1,500 | $657 | $2,157 | $478 | $1,978 | $180 |
| Lakewood, OH | $1,500 | $693 | $2,193 | $504 | $2,004 | $189 |
| Rocky River, OH | $200 | $721 | $921 | $524 | $724 | $197 |
| North Randall, OH | $2,500 | $571 | $3,071 | $415 | $2,915 | $156 |
| Pigeon Creek, OH | $200 | $835 | $1,035 | $607 | $807 | $228 |
| Kent, OH | $1,000 | $666 | $1,666 | $484 | $1,484 | $182 |
| Coventry, OH | $200 | $637 | $837 | $463 | $663 | $174 |
| Burbank, OH | $1,000 | $584 | $1,584 | $424 | $1,424 | $160 |
| Brimfield, OH | $400 | $691 | $1,091 | $502 | $902 | $189 |
| Huntsburg, OH | $700 | $776 | $1,476 | $564 | $1,264 | $212 |
| Windham, OH | $200 | $567 | $767 | $412 | $612 | $155 |
| Bailey Lakes, OH | $700 | $612 | $1,312 | $444 | $1,144 | $167 |
Identify Top Home Insurance Agents near Lakewood, OH | Back to Top
| Home Insurance Company Lakewood, OH | Homeowners Insurance Agency Lakewood, OH | Address | Popularity Score | Distance from Lakewood (miles) |
|---|---|---|---|---|
| Travelers | Four Star Insurance Agency Inc | 5835 Pearl Rd, Parma, OH, 44130 | 6.2 | |
| Allstate | Laura Buck | 37300 Detroit Rd Ste 1, Avon, OH, 44011 | 12.5 | |
| State Farm | Brad Larson | 654 Dover Center Rd, Bay Village, OH, 44140-2363 | 6.2 | |
| Allstate | Maureen Dabbieri | 5041 Victor Dr Ste B, Medina, OH, 44256 | 23.9 | |
| Allstate | Chad Nelson | 120 Antioch Dr Ste B, Elyria, OH, 44035 | 15.1 | |
| State Farm | Frank Martau | 2918 Plymouth Ave, Rocky River, OH, 44116-3230 | 3.1 | |
| State Farm | Wes Triff | 24000 Lorain Rd, North Olmsted, OH, 44070-2232 | 5.7 | |
| State Farm | Dave Wells | 2850 S Arlington Rd Ste 101, Akron, OH, 44312-4719 | 37.4 | |
| Travelers | Z Inc | 737 Boliver Ave Ste 40, Cleveland, OH, 44115 | 6.1 | |
| State Farm | Bob Hoover | 31015 Center Rdg Rd, Westlake, OH, 44145-5087 | 9.5 |
Compare Rates for Lakewood, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,000 | $520 |
| Cuyahoga County, OH | $123,900 | $665 | $480 | $940 | $460 |
| Lakewood, OH | $140,300 | $701 | $480 | $1,000 | $520 |
| Rocky River, OH | $223,100 | $730 | $520 | $1,010 | $490 |
| North Randall, OH | $84,400 | $578 | $400 | $830 | $430 |
| Pigeon Creek, OH | $207,400 | $845 | $570 | $1,190 | $620 |
| Kent, OH | $141,300 | $674 | $490 | $960 | $470 |
| Coventry, OH | $126,800 | $644 | $460 | $900 | $440 |
| Burbank, OH | $88,500 | $591 | $430 | $840 | $410 |
| Brimfield, OH | $154,200 | $699 | $500 | $990 | $490 |
| Huntsburg, OH | $171,900 | $785 | $530 | $1,080 | $550 |
| Windham, OH | $83,100 | $574 | $400 | $790 | $390 |
| Bailey Lakes, OH | $98,100 | $619 | $440 | $870 | $430 |
Research Home Insurance Companies Reviews in Lakewood, OH Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I really think the customer service of allstate is awesome. they have a mobile app that lets you check on your policy. Also the are availble at any time for a phone call
Date: December 06, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
My experience with my home insurance company has been very good. They have a local office that I bought my policy from and they were very helpful with choosing my policy, etc. I have not had a claim as yet, but I expect them to be helpful if I ever do.
Date: October 19, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I like it so much, facilities are so well covered and service is really satisfying than other contracts which make it so worthy in terms of extra financial costs.
Cincinnati Insurance Home Insurance Reviews
Date: September 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
They offer the same as just about anyone else in my area ar a cheaper rate and easier to get ahold of
Date: August 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Our premium is less than 500 a year and our deductible is less than two thousand. No one seems to be able to match it, so we stick with this company that gives us a great deal.
State Farm Home Insurance Reviews
Date: October 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
They have been there for me through the best of times and unfortunately the worst of times. I have had 2 home owners insurance claims in my adult life and both were fully covered by them. The deductible is very low.
Date: July 25, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Our insurance company often seems like a piece of paper. I would rate it at a 3. It is average among insurance companies. We haven't needed to use our policy yet.
Farmer's Insurance Home Insurance Reviews
Date: January 08, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
Farmers Insurance provided me with the best affordable quote with great value than any other insurance. The direct communication via email or cellphone is a big plus. The customer service is top notch.
Date: October 16, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Website/App
It is actually kind of difficult to use and I do not know who to contact for help with the application.