Gavop shows you how to buy homeowners insurance in Mount Laurel, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $145,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $279,000 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $245,000 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $570,000 | $500,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $734 |
| Home and Two Car | -$129 | $677 |
| Home and Three Car | -$185 | $621 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Burlington County | $2,500 | $892 | $3,392 | $648 | $3,148 | $244 |
| Mount Laurel, NJ | $2,500 | $797 | $3,297 | $579 | $3,079 | $218 |
| Ramblewood, NJ | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Lumberton, NJ | $2,500 | $873 | $3,373 | $634 | $3,134 | $239 |
| Roebling, NJ | $200 | $777 | $977 | $564 | $764 | $212 |
| Bordentown, NJ | $700 | $830 | $1,530 | $603 | $1,303 | $227 |
| Newtown Grant, PA | $100 | $1,131 | $1,231 | $822 | $922 | $309 |
| Souderton, PA | $1,500 | $845 | $2,345 | $614 | $2,114 | $231 |
| Vineland, NJ | $500 | $748 | $1,248 | $543 | $1,043 | $204 |
| Pine Lake Park, NJ | $700 | $779 | $1,479 | $566 | $1,266 | $213 |
| South Pottstown, PA | $300 | $756 | $1,056 | $549 | $849 | $207 |
| Brigantine, NJ | $1,000 | $804 | $1,804 | $584 | $1,584 | $220 |
| Home Insurance Company Mount Laurel, NJ | Homeowners Insurance Agency Mount Laurel, NJ | Address | Popularity Score | Distance from Mount Laurel (miles) |
|---|---|---|---|---|
| Travelers | Bca Insurance Group | 330 Tilton Rd, Northfield, NJ, 8225 | 43.0 | |
| Travelers | Crisp Insurance Advisors Of Princeton Llc | 1250 Rte 28 Ste 201, Branchburg, NJ, 8876 | 46.7 | |
| Travelers | Albert V Jaskol Agency Inc | 467 High Street Suite 100, Burlington, NJ, 8016 | 9.0 | |
| State Farm | Teanice Wells-Ernest | 125 S Warren Street, Trenton, NJ, 08608-2303 | 19.9 | |
| Allstate | Bruce Carthon | 1900 Mount Holly Rd Ste 2b, Burlington, NJ, 8016 | 7.8 | |
| Travelers | Joseph J Schipsi Inc | 303 Kings Hwy S Ste 5, Cherry Hill, NJ, 8034 | 6.6 | |
| Allstate | Larry S Lerman | 300 S Lenola Rd Ste 6, Maple Shade, NJ, 8052 | 3.7 | |
| Travelers | Ken Curtis Agency | 30 Washington St, Mount Holly, NJ, 8060 | 6.6 | |
| Allstate | Kerry Mills | 555 Newman Springs Rd, Lincroft, NJ, 7738 | 49.2 | |
| Liberty Mutual Independent | Widerman & Company | 70 Tanner Street, Haddonfield, NJ, 8033 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,500 | $760 |
| Burlington County, NJ | $245,300 | $902 | $600 | $1,290 | $690 |
| Mount Laurel, NJ | $257,000 | $806 | $550 | $1,100 | $550 |
| Ramblewood, NJ | $287,400 | $853 | $590 | $1,210 | $620 |
| Lumberton, NJ | $306,700 | $884 | $610 | $1,210 | $600 |
| Roebling, NJ | $167,200 | $786 | $570 | $1,110 | $540 |
| Bordentown, NJ | $279,300 | $840 | $570 | $1,200 | $630 |
| Newtown Grant, PA | $350,500 | $1,145 | $790 | $1,570 | $780 |
| Souderton, PA | $230,300 | $855 | $570 | $1,220 | $650 |
| Vineland, NJ | $164,500 | $757 | $540 | $1,070 | $530 |
| Pine Lake Park, NJ | $244,900 | $789 | $530 | $1,100 | $570 |
| South Pottstown, PA | $181,000 | $765 | $520 | $1,060 | $540 |
| Brigantine, NJ | $348,900 | $813 | $550 | $1,150 | $600 |