Gavop's guide to buying homeowners insurance in Monticello, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Monticello, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Griggs St, N 275 East Rd, E 3300 North Rd, E William St, S Madison St, Co Rd 1625 N, W Blaine St, E 700 North Rd, N E B St, Short St | $124,000 | $100,000 | $125,000-$150,000 | $82,500 | $70,000 | $50,000-$75,000 |
| N 1385 E Rd, N Main St, N Main St, E 1300 North Rd, S Prairie St, W Marion St, Applewood Dr, Camp St, S Morey Dr, E US Hwy 36 | $115,500 | $100,000 | $100,000-$125,000 | $74,500 | $70,000 | $50,000-$75,000 |
| 6th St, Crestview Ln, S W A St, E 1800 North Rd, E Franklin St, Co Rd 600 E, N 350 East Rd, N 1350 E, E State Rte 10, S E C St | $169,000 | $140,000 | $125,000-$150,000 | $121,500 | $100,000 | $125,000-$150,000 |
| E 2425 North Rd, E 500 North Rd, Co Hwy 21, 2400 E, N Orchard St, N 935 East Rd, Co Rd 1890 N, Chaucer Ct, W Hickory Ave, Co Hwy 17 | $246,000 | $220,000 | $250,000-$300,000 | $175,000 | $140,000 | $150,000-$175,000 |
| Co Hwy 12, E 2700 North Rd, N 1030 E, 1400 North Rd, Co Hwy 3, Oliver St, E 2150 North Rd, Hunt St, S 2nd St, E 2950 North Rd | $121,500 | $100,000 | $75,000-$100,000 | $130,500 | $110,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $621 |
| Home and Two Car | -$108 | $567 |
| Home and Three Car | -$162 | $513 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,537 |
| Hail Damage | $4,618 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,054 |
| Home Insurance Company Monticello, IL | Homeowners Insurance Agency Monticello, IL | Address | Popularity Score | Distance from Monticello (miles) |
|---|---|---|---|---|
| State Farm | Chris Booth | 1713 S State Street Suite 102, Champaign, IL, 61820-7265 | 16.6 | |
| Travelers | Gtps Insurance Agency | 1311 S Neil St, Champaign, IL, 61820 | 16.9 | |
| Travelers | Gtps Insurance Agency | 1311 S Neil, Champaign, IL, 61820 | 16.8 | |
| Travelers | Hall Insurance Services | 711 South Neil St, Champaign, IL, 61820 | 17.1 | |
| State Farm | Nick Smith | 2704 Boulder Dr Ste C, Urbana, IL, 61802-7832 | 19.4 | |
| State Farm | Kurt Lenschow | 2309c Village Green Pl, Champaign, IL, 61822-7686 | 13.9 | |
| State Farm | John Caywood | 505 E University Ave Ste A, Champaign, IL, 61820-3848 | 17.9 | |
| Erie | Sticklen Insurance Agency | 3109 E Tatman Court Suite 101, Urbana, IL, 61802 | 21.1 | |
| Erie | Azm Group Inc. | 1319 N Veterans Parkway Suite 2b, Bloomington, IL, 61704 | 39.5 | |
| State Farm | Joe Stovall | 1401 N Prospect Ave Ste 8, Champaign, IL, 61820-2552 | 17.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,170 | $580 |
| Piatt County, IL | $128,100 | $683 | $490 | $940 | $450 |
| Monticello, IL | $156,400 | $675 | $480 | $960 | $480 |
| Pesotum, IL | $121,000 | $715 | $490 | $980 | $490 |
| De Witt, IL | $130,100 | $740 | $530 | $1,010 | $480 |
| Newcomb, IL | $215,400 | $910 | $630 | $1,300 | $670 |
| Champaign County, IL | $154,800 | $775 | $530 | $1,100 | $570 |
| Cheney's Grove, IL | $98,200 | $644 | $440 | $910 | $470 |
| Stonington, IL | $92,100 | $622 | $450 | $860 | $410 |
| Pleasant Grove, IL | $84,700 | $595 | $420 | $830 | $410 |
| Rankin, IL | $50,600 | $449 | $300 | $620 | $320 |
| Dry Grove, IL | $210,100 | $902 | $640 | $1,240 | $600 |
| Strasburg, IL | $82,200 | $586 | $400 | $840 | $440 |