How Can I Make My Hustonville, KY Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Hustonville, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Hustonville, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $38,500 $40,000 $25,000-$50,000
2 Bedroom $70,500 $70,000 $50,000-$75,000
3 Bedroom $148,500 $130,000 $150,000-$175,000
4 Bedroom $124,000 $110,000 $100,000-$125,000
5 Bedroom $213,000 $180,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Hustonville, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$115 $526
Superior Protection Discount -$64 $577
Fire & Security Discount -$64 $577
Hail Resistant Roof Discount -$13 $628
Newly Constructed Home Discount -$135 $506

Choose the Right Deductible for your Hustonville, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Lincoln County $2,500 $639 $3,139 $464 $2,964 $175
Hustonville, KY $1,000 $633 $1,633 $460 $1,460 $173
Junction City, KY $500 $722 $1,222 $525 $1,025 $197
Stanford, KY $1,000 $679 $1,679 $493 $1,493 $186
Mannsville, KY $100 $790 $890 $574 $674 $216
Mercer County, KY $1,000 $770 $1,770 $560 $1,560 $210
South Woodford, KY $200 $1,356 $1,556 $985 $1,185 $370
New Haven, KY $1,000 $848 $1,848 $616 $1,616 $232
Lexington-Fayette urban county, KY $200 $1,015 $1,215 $737 $937 $277
Parkers Lake, KY $700 $587 $1,287 $426 $1,126 $160
Midway, KY $300 $1,022 $1,322 $742 $1,042 $279
Southeast Clark, KY $2,000 $894 $2,894 $650 $2,650 $244

Identify Top Home Insurance Agents near Hustonville, KY | Back to Top

Home Insurance Company Hustonville, KY Homeowners Insurance Agency Hustonville, KY Address Popularity Score Distance from Hustonville (miles)
Allstate Charles Cromer 705 W Highway 80, Somerset, KY, 42503
28.5
State Farm Stewart Perry 2128 Nicholasville Road, Lexington, KY, 40503
39.6
State Farm Erica Barnes 511 W Main St, Lebanon, KY, 40033-1338
26.1
State Farm Debra Hensley 1513 Nicholasville Rd, Lexington, KY, 40503-1409
40.6
Liberty Mutual Independent The Randolph Scott Insurance Agency 1025 Dove Run Rd Ste 302, Lexington, KY, 40502
39.2
State Farm Steve Page 626 Edgewood Dr, Nicholasville, KY, 40356-2261
29.1
Liberty Mutual Independent Linville Insurance Agency 302 Richmond Rd N, Berea, KY, 40403
29.2
Allstate Andrew Strother 4384 Clearwater Way Ste 130, Lexington, KY, 40515
37.0
Travelers Krol Insurance Agency 109 St Clair St, Frankfort, KY, 40602
49.5
State Farm Rb Brown 949 Louisville Rd Ste C, Frankfort, KY, 40601-3354
48.5

Compare Rates for Hustonville, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $610 $1,240 $630
Lincoln County, KY $96,100 $647 $460 $920 $460
Hustonville, KY $94,400 $641 $470 $920 $450
Junction City, KY $87,200 $731 $530 $1,000 $470
Stanford, KY $108,000 $687 $470 $970 $500
Mannsville, KY $103,600 $800 $580 $1,140 $560
Mercer County, KY $139,900 $780 $530 $1,070 $540
South Woodford, KY $320,400 $1,372 $930 $1,950 $1,020
New Haven, KY $118,900 $858 $570 $1,190 $620
Lexington-Fayette urban county, KY $175,000 $1,027 $730 $1,450 $720
Parkers Lake, KY $59,300 $594 $430 $850 $420
Midway, KY $177,800 $1,034 $740 $1,440 $700
Southeast Clark, KY $132,500 $905 $640 $1,280 $640