Gavop shows you how to buy homeowners insurance in Owego, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $125,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $141,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $152,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $165,500 | $140,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$85 | $859 |
| Home and Two Car | -$151 | $792 |
| Home and Three Car | -$226 | $717 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,513 |
| Hail Damage | $4,759 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,389 |
| Home Insurance Company Owego, NY | Homeowners Insurance Agency Owego, NY | Address | Popularity Score | Distance from Owego (miles) |
|---|---|---|---|---|
| Nationwide | Bruce C Clary | 401 Elmira Rd Ste 8, Ithaca, NY, 14850-5120 | 28.4 | |
| Allstate | Aaron Lounsbury | 82 North Ave, Owego, NY, 13827 | 3.7 | |
| Allstate | Dennis Smith | 124 Washington Ave, Endicott, NY, 13760 | 7.6 | |
| Travelers | Rick Bongiorno Insurance | 1309 1/2 Monroe St, Endicott, NY, 13760 | 7.7 | |
| Allstate | Frost-Klossner-Swan | 14 Main Stpob 488, Newark Valley, NY, 13811 | 9.8 | |
| Allstate | Frost-Klossner-Swan | 14 N Main St 14 N Main St Newark Valley, Newark Valley, NY, 13811 | 9.7 | |
| State Farm | John Paulin | 672 Main St, Johnson City, NY, 13790-1845 | 11.5 | |
| Nationwide | Gary K Freed | 115 E Main St, Endicott, NY, 13760 | 6.8 | |
| State Farm | Brian Leach | 12 Washington Ave, Endicott, NY, 13760-5305 | 7.7 | |
| Nationwide | Terry S. Strauss | 103 Southside Drive Route 434, Owego, NY, 13827-1700 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,590 | $790 |
| Tioga County, NY | $113,000 | $1,215 | $890 | $1,660 | $770 |
| Owego, NY | $131,300 | $943 | $640 | $1,330 | $690 |
| Vestal, NY | $145,300 | $591 | $430 | $810 | $380 |
| Windham, PA | $153,100 | $712 | $480 | $980 | $500 |
| North Towanda, PA | $192,100 | $785 | $560 | $1,080 | $520 |
| Breesport, NY | $103,500 | $592 | $400 | $840 | $440 |
| Freeville, NY | $149,500 | $643 | $470 | $890 | $420 |
| Southport, NY | $91,800 | $952 | $680 | $1,350 | $670 |
| Rutland, PA | $171,700 | $747 | $520 | $1,030 | $510 |
| Scott, NY | $106,200 | $594 | $420 | $820 | $400 |
| Clarks Green, PA | $215,100 | $827 | $600 | $1,170 | $570 |
| Laporte, PA | $140,300 | $686 | $500 | $980 | $480 |