Gavop's guide to buying homeowners insurance in The Dalles, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $55,000 | $50,000 | $25,000-$50,000 |
2 Bedroom | $165,500 | $140,000 | $175,000-$200,000 |
3 Bedroom | $127,500 | $110,000 | $100,000-$125,000 |
4 Bedroom | $264,000 | $240,000 | $300,000-$350,000 |
5 Bedroom | $290,500 | $240,000 | $300,000-$350,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$117 | $533 |
Superior Protection Discount | -$65 | $585 |
Fire & Security Discount | -$71 | $578 |
Hail Resistant Roof Discount | -$13 | $637 |
Newly Constructed Home Discount | -$182 | $468 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $6,156 |
Physical Damage | $2,464 |
Hail Damage | $4,900 |
Wind Damage | $6,433 |
Expensive Claims | |
Fire | $46,016 |
Smoke | $16,386 |
Home Insurance Company The Dalles, OR | Homeowners Insurance Agency The Dalles, OR | Address | Popularity Score | Distance from The Dalles (miles) |
---|---|---|---|---|
Farmers | Cody Olsen | 903 Barnett St, Wasco, OR, 97065 | 27.2 | |
State Farm | Dean Dollarhide | 300 E 2nd St, The Dalles, OR, 97058-2108 | 3.7 | |
State Farm | Tony White | 102 E 2nd St Ste B, The Dalles, OR, 97058-1733 | 3.6 | |
Farmers | Debra Klaviter | 300 E 4th St, The Dalles, OR, 97058 | 3.6 | |
Liberty Mutual Independent | Columbia River Insurance | 606 State St, Hood River, OR, 97031 | 15.0 | |
Liberty Mutual Independent | Oregon Trail Insurance | 409 W 4th St, The Dalles, OR, 97058 | 3.4 | |
Farmers | Robin Miles | 102 W 3rd St, The Dalles, OR, 97058 | 3.6 | |
Allstate | Martin Schwarzbach | 1254 W 6th St, The Dalles, OR, 97058 | 2.9 | |
Allstate | Tina Pasto | 1204 Nix Dr Ste 101, Hood River, OR, 97031 | 14.9 | |
State Farm | Steve Hudson | 201 W 4th St, The Dalles, OR, 97058-1805 | 3.5 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Oregon | $265,700 | $661 | $480 | $950 | $470 |
Wasco County, OR | $191,400 | $644 | $440 | $880 | $440 |
The Dalles, OR | $194,000 | $650 | $440 | $890 | $450 |
Chenoweth, OR | $174,700 | $555 | $400 | $790 | $390 |
Wishram, WA | $104,700 | $526 | $360 | $750 | $390 |
White Salmon, WA | $326,600 | $729 | $520 | $1,030 | $510 |
Dee, OR | $288,800 | $689 | $460 | $980 | $520 |
Yakama Nation Reservation, WA | $242,600 | $754 | $540 | $1,070 | $530 |
Government Camp, OR | $360,000 | $803 | $540 | $1,120 | $580 |
Moro, OR | $154,700 | $527 | $380 | $730 | $350 |
Mount Hood, OR | $303,700 | $659 | $450 | $900 | $450 |
Skamania County, WA | $248,500 | $639 | $450 | $910 | $460 |
Date: October 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: February 22, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: December 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried