How Can I Make My Hartford, CT Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Hartford, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Hartford, CT Home Insurance Coverage Levels | Back to Top

Hartford, CT - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Pembroke St, Cleveland Ave, Grant St, Broadview Ter, Morgan St, Colebrook St, Waterford St, Newbury St, Kane St, Baldwin St $133,500 $120,000 $150,000-$175,000 $146,000 $120,000 $150,000-$175,000
Fischer Rd, Central Row, Brinley Ave, Acton St, Westbourne Pkwy, Asylum St, Norfolk St, E Raymond St, Wawarme Ave, Heath St $203,000 $170,000 $200,000-$250,000 $204,000 $180,000 $175,000-$200,000
Collins St, Glendale Ave, Owen St, West Svc Rd, Middlefield St, Midland St, Colby St, Ledger St, Ogilby Dr, Green St $129,500 $120,000 $100,000-$125,000 $157,000 $140,000 $125,000-$150,000
Charter Oak Ave, Dover St, Sequassen St, Warner St Exd, Reverend Moody Opas, Clay St, Chapin Pl, N Canaan St, Euclid St W, Atheneum Sq $134,000 $110,000 $100,000-$125,000 $163,500 $150,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Hartford, CT | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$141 $743
Superior Protection Discount -$80 $805
Fire & Security Discount -$80 $805
Hail Resistant Roof Discount -$27 $858
Newly Constructed Home Discount -$195 $690

Choose your Hartford, CT Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,156
Physical Damage $2,392
Hail Damage $4,571
Wind Damage $6,051
Expensive Claims
Fire $45,570
Smoke $17,389

Identify Top Home Insurance Agents near Hartford, CT | Back to Top

Home Insurance Company Hartford, CT Homeowners Insurance Agency Hartford, CT Address Popularity Score Distance from Hartford (miles)
Allstate Jennifer M. Johnson 56 E Main St, Avon, CT, 6001
8.0
Liberty Mutual Independent Carillo & Howland Inc 363 South Center St. , Windsor Locks, CT, 6096
9.9
Travelers Berry Insurance Associates 1052 New Britain Ave, West Hartford, CT, 6110
3.4
Nationwide Margaret M. Kramer 2643 Whitney Ave, Hamden, CT, 06518-2916
28.1
Travelers Gustafson Agencies Inc 790 Farmington Ave, Farmington, CT, 6032
7.9
Liberty Mutual Independent Evans Pires & Leonard 121 Roberts St, East Hartford, CT, 6108
3.6
Allstate Ted Gasparino 711 Middletown Rd Ste 3, Colchester, CT, 6415
20.7
Allstate Ted Zentek 730 Hopmeadow St, Simsbury, CT, 6070
9.7
Travelers Em Agency 272 Meriden Rd Ste 2w, Waterbury, CT, 6705
22.6
State Farm Ron Huston 51 E Main St, Avon, CT, 06001-3821
8.0

Compare Rates for Hartford, CT Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Connecticut $270,100 $1,253 $900 $1,740 $840
Hartford County, CT $235,300 $1,076 $740 $1,540 $800
Hartford, CT $162,300 $884 $590 $1,260 $670
Cromwell, CT $245,000 $843 $610 $1,160 $550
East Hampton, CT $261,400 $874 $590 $1,230 $640
Terryville, CT $183,500 $837 $590 $1,150 $560
Somers, CT $308,500 $963 $690 $1,380 $690
Columbia, CT $243,300 $839 $570 $1,190 $620
East Haddam, CT $268,800 $888 $610 $1,270 $660
Belchertown, MA $242,400 $1,053 $720 $1,500 $780
Gales Ferry, CT $247,200 $1,191 $810 $1,700 $890
Bethel, CT $333,900 $1,013 $740 $1,410 $670
New Fairfield, CT $356,600 $1,060 $770 $1,450 $680

Research Home Insurance Companies Reviews in Hartford, CT Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: December 03, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
i love geico because they care about me they never forget about me. they always find a way to make me a welcomed guest always

Date: October 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I think my premium is low considering my credit score. However, I am always looking for lower premiums to save money.

Date: September 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
It is very good you can see that the company has a good logistic and among the employees there is good communication because whatever they need, they are available when they want this company, they do not change

Date: August 30, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
Geico's website is very easy to navigate. If I need help, I can chat with a representative without having to call in.

Date: August 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
the site in general is very good is very structured and you can get everything you want quickly although it is a bit slow to load

Date: August 20, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
the customer service is very good they are always very nice and if you call them the next day they are at your house to see what you need or what information you need

Date: August 20, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
loss covered due to disaster, fire, burglary, water damage, siding falling off, if someone were to run into the home with his or her vehicle, covers roof leaks.


Date: August 15, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
It covers my whole house in general including all my goods that are inside it in general it is very good


Date: August 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
when comparing them with other companies it is a bit low but for the price I pay is very good for what I pay in case of damages I am happy with this company

Date: May 03, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
The customer service reps are always personable and pleasant to talk to. They answer my questions as best as they can and will seek advice if needed to make sure my questions are answered appropriately.

Date: March 13, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I receive communication through mailings and through email. Both are very convenient for me.

Aetna Home Insurance Reviews

Date: October 04, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
comparing to other insurance company this company is offering many discounts in paying the premium and reducing the burden to pay the premium.

Date: September 28, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
The customer service is good and they attend the call at any time they want and we have to just call the customer care

Date: September 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
The insurance company is working good and I like to do with the same company forever and ever.it is a good company.


Date: September 10, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
The communication with the insurance company is good and I appreciate them for well being communicated with the customers.

Date: September 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I don't like the many steps by step process to pay the premium.so that I want to minimize the steps in the payment via the application.

AAA Home Insurance Reviews

Date: September 27, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
The AAA website is very easy to navigate. I can get policy documents and proof of insurance easily on the website. If needed, I can also make payments on the website.

Date: September 21, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Building Property, Unscheduled Personal Property, Loss of Use. Personal Liability & Medical Payment to Others.


Date: September 14, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
AAA is typically higher priced than other insurance companies, but we've been members for a long time and we get member dividends credited toward our new policy premium.

Date: August 09, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Excellent customer service, which is why we've stayed with them even if the insurance premium is a bit higher than other companies.

Date: July 29, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
I've never had to make a claim on the home insurance company so I've never really had an issue yet. So far, my main interaction has been via email or through the website and most simple things.

State Farm Home Insurance Reviews

Date: September 13, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
They allow me to select between three different deductible sizes where I selected the 500 dollar deductible.

Date: February 14, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I have always been satisfied with my insurance company's customer service. Although I have never had to file a claim, whenever I have a question the agent and staff are very helpful.

Date: November 07, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
its application is very simple and easy to use it has all the corresponding information and everything you need to be informed

Allstate Home Insurance Reviews

Date: July 23, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I am extremely satisfied with the level of service I get and with the terms and conditions of my policy. The customer service is great also.they are always friendly and very courteous.

Date: March 31, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
Right now they are the cheapest in the area but do cover anything we are concerned about, like flood and fire.


MetLife Home Insurance Reviews

Date: December 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Because the customer service of my insurance company seems to me to be too good, the truth is that I am satisfied with my insurance

Progressive Home Insurance Reviews

Date: January 10, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
My home insurance policy makes me happy because I choose what level of protection I want. I have a $500 deductible which is comparable to other agencies however my home policy holder explained in detail the pros and cons of lower and/or higher deductibles.

Liberty Mutual Home Insurance Reviews

Date: November 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
My insurance company liberty mutual offers much better rates than many other companies including damages and things like floods which is what happened in my home. I am never satisfied with this.


Nationwide Home Insurance Reviews

Date: August 12, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I have been happy with my home insurance customer service. There is an easy to use website, and I can also call, but I have not had to call them yet.

Narragansett Bay Insurance Company Home Insurance Reviews

Date: January 28, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
We have compared premiums with other companies over the years, just to make sure that we are not being overcharged for the coverages that we have selected. We have never found a lower price, so we always stay with NLC.

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