How Can I Make My Palos Hills, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Palos Hills, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Palos Hills, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $146,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $225,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $325,000 | $270,000 | $350,000-$400,000 |
| 5 Bedroom | $521,000 | $440,000 | $500,000-$600,000 |
Bundle your Palos Hills, IL Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$65 | $661 |
| Home and Two Car | -$124 | $603 |
| Home and Three Car | -$174 | $552 |
Choose the Right Deductible for your Palos Hills, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $1,000 | $881 | $1,881 | $640 | $1,640 | $241 |
| Palos Hills, IL | $1,000 | $718 | $1,718 | $522 | $1,522 | $196 |
| Lemont, IL | $300 | $819 | $1,119 | $595 | $895 | $224 |
| Dixmoor, IL | $700 | $335 | $1,035 | $243 | $943 | $92 |
| Bellwood, IL | $500 | $654 | $1,154 | $475 | $975 | $179 |
| Manhattan, IL | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| Plainfield, IL | $300 | $852 | $1,152 | $619 | $919 | $233 |
| Highland, IN | $2,000 | $759 | $2,759 | $551 | $2,551 | $207 |
| Wilmette, IL | $300 | $1,095 | $1,395 | $796 | $1,096 | $299 |
| Lake Station, IN | $2,000 | $613 | $2,613 | $445 | $2,445 | $167 |
| Barrington, IL | $200 | $1,087 | $1,287 | $790 | $990 | $297 |
| Grundy County, IL | $2,000 | $829 | $2,829 | $602 | $2,602 | $227 |
Identify Top Home Insurance Agents near Palos Hills, IL | Back to Top
| Home Insurance Company Palos Hills, IL | Homeowners Insurance Agency Palos Hills, IL | Address | Popularity Score | Distance from Palos Hills (miles) |
|---|---|---|---|---|
| Travelers | Consolidated Insurance Consultants Inc | 12760 S Harlem Ave, Palos Heights, IL, 60463 | 3.1 | |
| State Farm | Al Garcia | 3045 W 59th St, Chicago, IL, 60629-2540 | 8.9 | |
| State Farm | Michael J Karr | 5724 S Pulaski Rd, Chicago, IL, 60629-4435 | 8.2 | |
| Farmers | Arthur Bosi | 280 S Schmidt Rd, Bolingbrook, IL, 60440 | 13.5 | |
| Allstate | Jesse Marquez | 9548 Southwest Hwy, Oak Lawn, IL, 60453 | 3.2 | |
| State Farm | Cater Minnis | 6824 S Pulaski Rd, Chicago, IL, 60629-4121 | 7.2 | |
| Allstate | David Schwaba | 1101 W Irving Park Rd Ste 200, Bensenville, IL, 60106 | 19.3 | |
| Allstate | Christine Toczek | 11242 S Harlem Ave, Worth, IL, 60482 | 1.7 | |
| State Farm | Karen Graham | 245 W. Joe Orr Road, Chicago Heights, IL, 60411-1744 | 15.2 | |
| Farmers | Eddie Funches | 3790 W 79th St, Chicago, IL, 60652 | 6.6 |
Compare Rates for Palos Hills, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,170 | $570 |
| Cook County, IL | $227,400 | $892 | $640 | $1,270 | $630 |
| Palos Hills, IL | $187,900 | $727 | $520 | $1,040 | $520 |
| Lemont, IL | $355,400 | $829 | $600 | $1,190 | $590 |
| Dixmoor, IL | $29,600 | $339 | $230 | $470 | $240 |
| Bellwood, IL | $120,000 | $662 | $460 | $920 | $460 |
| Manhattan, IL | $233,700 | $789 | $560 | $1,090 | $530 |
| Plainfield, IL | $201,900 | $862 | $590 | $1,220 | $630 |
| Highland, IN | $155,400 | $768 | $520 | $1,060 | $540 |
| Wilmette, IL | $659,200 | $1,108 | $790 | $1,570 | $780 |
| Lake Station, IN | $78,700 | $620 | $450 | $860 | $410 |
| Barrington, IL | $600,900 | $1,100 | $790 | $1,560 | $770 |
| Grundy County, IL | $188,300 | $839 | $580 | $1,160 | $580 |
Research Home Insurance Companies Reviews in Palos Hills, IL Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: January 01, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
All of the other home insurance companies charged me way more when checking for quotes.
Date: November 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The deductible for farmers insurance company is about average for what you could get around where I live. They are competitive with other insurance companies so they were not quite as high as others, so that's why I picked them to be my insurance company.
Allstate Home Insurance Reviews
Date: November 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
The company has a very good customer service. The staff is very much responsive and handles clients very carefully and politely.
State Farm Home Insurance Reviews
Date: January 19, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
I had contacted them after a break in. I had never had to file any sort of an insurance claim before and they were very friendly and helped to walk me through the process. They were patient with me and were happy to answer all my questions as they came up.
Travelers Home Insurance Reviews
Date: October 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Website/App
The site is a little bit clunky and slow. I dont have much trouble with it on the computer for the most part but it's not very good on my phone
Amica Mutual Insurance Home Insurance Reviews
Date: February 05, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
very satisfied with the premium compared to the cost... have enough coverage and they are lower than many of others I looked into