Gavop's guide to buying homeowners insurance in Clarks Summit, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $189,500 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $177,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $313,000 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $205,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $592 |
| Superior Protection Discount | -$62 | $626 |
| Fire & Security Discount | -$76 | $612 |
| Hail Resistant Roof Discount | -$21 | $667 |
| Newly Constructed Home Discount | -$172 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lackawanna County | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
| Clarks Summit, PA | $1,500 | $680 | $2,180 | $494 | $1,994 | $186 |
| Northmoreland, PA | $200 | $749 | $949 | $544 | $744 | $205 |
| Hudson, PA | $700 | $592 | $1,292 | $430 | $1,130 | $162 |
| Springville, PA | $100 | $741 | $841 | $539 | $639 | $203 |
| New Milford, PA | $2,000 | $747 | $2,747 | $543 | $2,543 | $204 |
| Newport, PA | $100 | $711 | $811 | $517 | $617 | $194 |
| White Haven, PA | $2,500 | $579 | $3,079 | $421 | $2,921 | $158 |
| Eagles Mere, PA | $500 | $1,967 | $2,467 | $1,430 | $1,930 | $538 |
| Lehighton, PA | $700 | $593 | $1,293 | $431 | $1,131 | $162 |
| Coaldale, PA | $400 | $441 | $841 | $320 | $720 | $120 |
| Westfall, PA | $700 | $842 | $1,542 | $612 | $1,312 | $230 |
| Home Insurance Company Clarks Summit, PA | Homeowners Insurance Agency Clarks Summit, PA | Address | Popularity Score | Distance from Clarks Summit (miles) |
|---|---|---|---|---|
| Travelers | Yeager Insurance Agency Llc | 1144 Wyoming Ave Ste 200, Forty Fort, PA, 18704 | 16.9 | |
| Liberty Mutual Independent | Greenwald Berk Agency | 250 Pierce St Ste 311, Kingston, PA, 18704 | 18.3 | |
| Nationwide | Ed Troy Insurance Agency Inc | 34 N River St, Plains, PA, 18705-1311 | 16.5 | |
| Allstate | Brigitte Burke | 920 N Washington Ave, Scranton, PA, 18509 | 5.8 | |
| Travelers | Csi & Associates Inc | 107 E Main St, Dalton, PA, 18414 | 3.4 | |
| Travelers | Knowles Associates | 316 Penn Ave, Scranton, PA, 18503 | 5.9 | |
| State Farm | Lisa Zavada-Rizzo | 2570 Sr 309 Hwy, Dallas, PA, 18612-9252 | 16.9 | |
| Allstate | Len Wilson | Rr 6 Ste 1, Blakely, PA, 18447 | 6.9 | |
| State Farm | Maria Evers | 2601 Birney Ave, Scranton, PA, 18505-3207 | 7.5 | |
| State Farm | Jerry Donahue | 300 N Keyser Avenue, Scranton, PA, 18504-9705 | 4.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,020 | $480 |
| Lackawanna County, PA | $149,100 | $683 | $460 | $960 | $500 |
| Clarks Summit, PA | $210,700 | $688 | $470 | $960 | $490 |
| Northmoreland, PA | $177,500 | $758 | $510 | $1,070 | $560 |
| Hudson, PA | $101,900 | $599 | $430 | $830 | $400 |
| Springville, PA | $173,100 | $750 | $500 | $1,070 | $570 |
| New Milford, PA | $176,400 | $756 | $520 | $1,040 | $520 |
| Newport, PA | $84,200 | $720 | $480 | $1,020 | $540 |
| White Haven, PA | $96,400 | $586 | $390 | $830 | $440 |
| Eagles Mere, PA | $570,700 | $1,991 | $1,430 | $2,830 | $1,400 |
| Lehighton, PA | $121,500 | $600 | $410 | $850 | $440 |
| Coaldale, PA | $48,800 | $446 | $320 | $620 | $300 |
| Westfall, PA | $228,700 | $852 | $610 | $1,170 | $560 |