Gavop's guide to buying homeowners insurance in Violet, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $101,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $174,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $137,500 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $125,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$201 | $858 |
| Superior Protection Discount | -$95 | $963 |
| Fire & Security Discount | -$74 | $985 |
| Hail Resistant Roof Discount | -$21 | $1,037 |
| Newly Constructed Home Discount | -$254 | $805 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,295 |
| Hail Damage | $4,806 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,389 |
| Home Insurance Company Violet, LA | Homeowners Insurance Agency Violet, LA | Address | Popularity Score | Distance from Violet (miles) |
|---|---|---|---|---|
| State Farm | Beth Anne Naugher | 3536 Holiday Dr Ste A, New Orleans, LA, 70114-8302 | 7.6 | |
| State Farm | Jerry King | 732 Behrman Hwy Ste J, Gretna, LA, 70056-3049 | 7.6 | |
| Allstate | John Riley | 8080 Crowder Blvd Ste E, New Orleans, LA, 70127 | 11.9 | |
| State Farm | Gervy Papion | 8611 Highway 23 Ste 1d, Belle Chasse, LA, 70037-2504 | 7.1 | |
| Allstate | Steve Waters | 2701 Manhattan Blvd Ste A-6, Harvey, LA, 70058 | 9.4 | |
| State Farm | Mel Malone | 1401 E., Chalmette, LA, 70043 | 6.0 | |
| Allstate | Frank Capella | 322 W Judge Perez Dr Ste A, Chalmette, LA, 70043 | 5.5 | |
| State Farm | Ben Rodriguez | 3221 Behrman Pl Ste 202b, New Orleans, LA, 70114-8203 | 8.8 | |
| State Farm | Tommy Fay | 113 Lapalco Blvd Ste 205, Gretna, LA, 70056-7100 | 7.9 | |
| Allstate | Andrew Powell | 117 Clearview Pkwy Ste A, Metairie, LA, 70001 | 18.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| St. Bernard Parish, LA | $139,200 | $1,413 | $990 | $2,030 | $1,040 |
| Violet, LA | $128,800 | $1,059 | $740 | $1,520 | $780 |
| Harahan, LA | $224,600 | $1,091 | $760 | $1,570 | $810 |
| Luling, LA | $193,800 | $1,028 | $720 | $1,480 | $760 |
| Hahnville, LA | $187,000 | $1,856 | $1,300 | $2,670 | $1,370 |
| Mandeville, LA | $263,100 | $1,144 | $800 | $1,650 | $850 |
| Galliano, LA | $115,500 | $977 | $680 | $1,410 | $730 |
| Diamondhead, MS | $163,000 | $1,042 | $750 | $1,480 | $730 |
| Raceland, LA | $117,900 | $993 | $690 | $1,430 | $740 |
| South Vacherie, LA | $121,900 | $1,431 | $1,000 | $2,060 | $1,060 |
| Gramercy, LA | $144,800 | $1,610 | $1,130 | $2,320 | $1,190 |