Gavop shows you how to buy homeowners insurance in Murillo, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $78,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $145,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $172,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $115,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $856 |
| Superior Protection Discount | -$100 | $896 |
| Fire & Security Discount | -$109 | $886 |
| Hail Resistant Roof Discount | -$30 | $965 |
| Newly Constructed Home Discount | -$279 | $717 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hidalgo County | $1,500 | $1,274 | $2,774 | $926 | $2,426 | $348 |
| Murillo, TX | $2,500 | $983 | $3,483 | $715 | $3,215 | $269 |
| C\ufffdsar Ch\ufffdvez, TX | $500 | $1,434 | $1,934 | $1,042 | $1,542 | $392 |
| Laguna Seca, TX | $1,000 | $1,357 | $2,357 | $986 | $1,986 | $371 |
| Hargill, TX | $100 | $1,406 | $1,506 | $1,022 | $1,122 | $384 |
| Citrus City, TX | $700 | $1,286 | $1,986 | $935 | $1,635 | $352 |
| Perezville, TX | $100 | $1,335 | $1,435 | $970 | $1,070 | $365 |
| Juarez, TX | $2,500 | $1,378 | $3,878 | $1,002 | $3,502 | $377 |
| Los Fresnos-Laureles, TX | $1,000 | $1,401 | $2,401 | $1,018 | $2,018 | $383 |
| Home Insurance Company Murillo, TX | Homeowners Insurance Agency Murillo, TX | Address | Popularity Score | Distance from Murillo (miles) |
|---|---|---|---|---|
| State Farm | Christina Salas | 3611 N Ware Rd, Mcallen, TX, 78501-3304 | 8.2 | |
| Liberty Mutual Independent | Shepard Walton King | 121 Pecan Blvd, Mcallen, TX, 78501 | 6.6 | |
| Allstate | Friendly Insurance | 1617 E Harrison Ave Ste I, Harlingen, TX, 78550 | 28.3 | |
| Liberty Mutual Independent | Shepard Walton King | 121 Pecan Blvd, Mcallen, TX, 78501 | 6.6 | |
| Allstate | Ralph Hill | 3525 International Blvd Ste C1, Brownsville, TX, 78521 | 47.3 | |
| Farmers | Sergio Rodriguez | 5121 S Jackson Rd, Edinburg, TX, 78539 | 4.3 | |
| State Farm | Victor Reyna | 1701 S Cage Blvd Ste 104, Pharr, TX, 78577-6459 | 7.2 | |
| Farmers | Lyra Salazar | 1727 W University Dr, Edinburg, TX, 78539 | 4.3 | |
| Allstate | Doug Thompson | 1117 N Stuart Place Rd Ste 104, Harlingen, TX, 78552 | 23.3 | |
| State Farm | Millie Castillo | 2510 E Griffin Pkwy, Mission, TX, 78572-3348 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hidalgo County, TX | $82,400 | $1,290 | $850 | $1,990 | $1,140 |
| Murillo, TX | $116,800 | $995 | $660 | $1,530 | $870 |
| C\ufffdsar Ch\ufffdvez, TX | $85,900 | $1,451 | $960 | $2,230 | $1,270 |
| Laguna Seca, TX | $71,400 | $1,373 | $910 | $2,110 | $1,200 |
| Hargill, TX | $80,400 | $1,423 | $940 | $2,190 | $1,250 |
| Citrus City, TX | $59,700 | $1,302 | $860 | $2,010 | $1,150 |
| Perezville, TX | $67,700 | $1,351 | $890 | $2,080 | $1,190 |
| Juarez, TX | $75,300 | $1,395 | $920 | $2,150 | $1,230 |
| Los Fresnos-Laureles, TX | $79,500 | $1,418 | $940 | $2,180 | $1,240 |