Gavop tells you how to get the best homeowners insurance in Middleway, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $88,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $164,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $268,000 | $250,000 | $200,000-$250,000 |
| 4 Bedroom | $322,500 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $295,000 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $650 |
| Superior Protection Discount | -$80 | $722 |
| Fire & Security Discount | -$80 | $722 |
| Hail Resistant Roof Discount | -$24 | $778 |
| Newly Constructed Home Discount | -$201 | $602 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| Middleway, WV | $2,000 | $793 | $2,793 | $576 | $2,576 | $217 |
| Sharpsburg, MD | $300 | $766 | $1,066 | $556 | $856 | $209 |
| Hillsboro, VA | $1,500 | $1,442 | $2,942 | $1,048 | $2,548 | $394 |
| Brunswick, MD | $100 | $704 | $804 | $511 | $611 | $192 |
| Wilson-Conococheague, MD | $400 | $747 | $1,147 | $543 | $943 | $204 |
| Braddock Heights, MD | $2,000 | $1,088 | $3,088 | $791 | $2,791 | $297 |
| Leesburg, VA | $400 | $1,081 | $1,481 | $786 | $1,186 | $296 |
| Middletown, VA | $1,000 | $826 | $1,826 | $600 | $1,600 | $226 |
| Gainesville, VA | $500 | $1,132 | $1,632 | $823 | $1,323 | $309 |
| Pleasant Grove, MD | $2,500 | $636 | $3,136 | $462 | $2,962 | $174 |
| Home Insurance Company Middleway, WV | Homeowners Insurance Agency Middleway, WV | Address | Popularity Score | Distance from Middleway (miles) |
|---|---|---|---|---|
| State Farm | Tammy Sirbaugh | 217 Oak Lee Drive, Ranson, WV, 25438-4871 | 4.9 | |
| Erie | Insurance Outfitters | 7866 Martinsburg Pike, Shepherdstown, WV, 25443 | 9.7 | |
| Allstate | Amber Ritchie | 59 Ruland Rd Ste I, Kearneysville, WV, 25430 | 4.7 | |
| Nationwide | Jeff Jenkins | 127 Hovatter Drive, Inwood, WV, 25428-9998 | 5.9 | |
| State Farm | Lana Shultz | 1119 S George St, Charles Town, WV, 25414-4433 | 5.7 | |
| Allstate | Louis J. Diguglielmo | 111 Topper Ave Ste 100, Ranson, WV, 25438 | 4.2 | |
| State Farm | Dawn Newland | 1664 Winchester Ave Ste 4, Martinsburg, WV, 25405-3881 | 7.9 | |
| State Farm | Dave Piepenbrink | 15 Hovatter Dr, Inwood, WV, 25428 | 5.9 | |
| Nationwide | Eckenrode Financial Services Llc | 519 Winchester Ave, Martinsburg, WV, 25401 | 9.0 | |
| Erie | Fleming Insurance Agency Llc | 14840 Apple Harvest Drive, Martinsburg, WV, 25405 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $530 | $1,020 | $490 |
| Jefferson County, WV | $227,300 | $959 | $690 | $1,350 | $660 |
| Middleway, WV | $205,900 | $802 | $590 | $1,150 | $560 |
| Sharpsburg, MD | $179,900 | $775 | $610 | $980 | $370 |
| Hillsboro, VA | $464,300 | $1,460 | $1,010 | $2,030 | $1,020 |
| Brunswick, MD | $220,700 | $712 | $560 | $900 | $340 |
| Wilson-Conococheague, MD | $168,800 | $756 | $600 | $950 | $350 |
| Braddock Heights, MD | $331,800 | $1,101 | $870 | $1,390 | $520 |
| Leesburg, VA | $394,000 | $1,095 | $760 | $1,510 | $750 |
| Middletown, VA | $183,100 | $836 | $560 | $1,180 | $620 |
| Gainesville, VA | $411,800 | $1,146 | $780 | $1,590 | $810 |
| Pleasant Grove, MD | $105,900 | $644 | $510 | $810 | $300 |