How Can I Make My Little River, FL Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in West Little River, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Little River, FL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $49,500 $40,000 $25,000-$50,000
2 Bedroom $140,500 $120,000 $125,000-$150,000
3 Bedroom $119,000 $100,000 $125,000-$150,000
4 Bedroom $270,000 $240,000 $250,000-$300,000
5 Bedroom $319,500 $300,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Little River, FL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$129 $732
Superior Protection Discount -$77 $784
Fire & Security Discount -$86 $775
Hail Resistant Roof Discount -$26 $835
Newly Constructed Home Discount -$215 $646

Choose the Right Deductible for your Little River, FL Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Miami-Dade County $1,500 $1,348 $2,848 $979 $2,479 $368
Little River, FL $2,000 $851 $2,851 $618 $2,618 $232
Palm Springs North, FL $200 $2,325 $2,525 $1,689 $1,889 $635
West Park, FL $1,500 $1,434 $2,934 $1,042 $2,542 $392
Aventura, FL $500 $1,457 $1,957 $1,059 $1,559 $398
Kendall-Palmetto Bay, FL $2,000 $1,098 $3,098 $798 $2,798 $300
Weston, FL $200 $1,457 $1,657 $1,059 $1,259 $398
Roosevelt Gardens, FL $700 $1,138 $1,838 $827 $1,527 $311
Princeton, FL $400 $960 $1,360 $698 $1,098 $262
Golf, FL $2,000 $617 $2,617 $448 $2,448 $169
Briny Breezes, FL $500 $1,398 $1,898 $1,016 $1,516 $382
Ocean Ridge, FL $2,500 $885 $3,385 $643 $3,143 $242

Identify Top Home Insurance Agents near Little River, FL | Back to Top

Home Insurance Company Little River, FL Homeowners Insurance Agency Little River, FL Address Popularity Score Distance from Little River (miles)
Liberty Mutual Independent Fortun Insurance 365 Palermo Ave , Coral Gables, FL, 33134
7.8
State Farm Ruben Sanchez 16300 Nw 59th Ave, Miami Lakes, FL, 33014-5601
5.8
Travelers Weston Financial Group Inc 2225 N Commerce Pkwy Ste 2, Weston, FL, 33326
18.3
Allstate Bill Weller 501 N Andrews Ave Ste 102, Fort Lauderdale, FL, 33301
19.6
State Farm Jane Thackrey 3199 N Federal Highway, Boca Raton, FL, 33431-6705
37.3
Travelers Willis Of Florida 1450 Brickell Ave Ste 1600, Miami, FL, 33131
7.3
Allstate Scott Gorham 125 Ne 8th St Ste 7, Homestead, FL, 33030
30.1
Travelers Sprezzatura Insurance Group Llc 1100 Ne 163rd St Ste 405, North Miami Beach, FL, 33162
6.0
State Farm Luis Gonzalez 10828 Nw 58th St, Doral, FL, 33178-2854
8.7
Travelers Barkley Insurance Agency Inc 2765 W Cypress Creek Rd Ste B, Ft Lauderdale, FL, 33309
24.0

Compare Rates for Little River, FL Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Florida $178,700 $1,605 $1,250 $2,150 $900
Miami-Dade County, FL $242,800 $1,364 $1,060 $1,830 $770
Little River, FL $119,900 $861 $670 $1,150 $480
Palm Springs North, FL $296,400 $2,353 $1,840 $3,150 $1,310
West Park, FL $155,600 $1,451 $1,130 $1,940 $810
Aventura, FL $325,400 $1,475 $1,150 $1,980 $830
Kendall-Palmetto Bay, FL $412,400 $1,111 $870 $1,490 $620
Weston, FL $442,600 $1,475 $1,150 $1,980 $830
Roosevelt Gardens, FL $111,100 $1,152 $900 $1,540 $640
Princeton, FL $193,700 $972 $760 $1,300 $540
Golf, FL $988,600 $624 $490 $840 $350
Briny Breezes, FL $150,200 $1,415 $1,100 $1,900 $800
Ocean Ridge, FL $798,700 $896 $700 $1,200 $500