Gavop shows you how to buy homeowners insurance in North Plainfield, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $99,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $166,500 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $334,500 | $280,000 | $350,000-$400,000 |
| 4 Bedroom | $432,000 | $380,000 | $500,000-$600,000 |
| 5 Bedroom | $360,000 | $320,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $701 |
| Superior Protection Discount | -$74 | $751 |
| Fire & Security Discount | -$82 | $742 |
| Hail Resistant Roof Discount | -$25 | $800 |
| Newly Constructed Home Discount | -$231 | $594 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,344 |
| Hail Damage | $4,665 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,556 |
| Home Insurance Company North Plainfield, NJ | Homeowners Insurance Agency North Plainfield, NJ | Address | Popularity Score | Distance from North Plainfield (miles) |
|---|---|---|---|---|
| State Farm | Anita Dasilva | 960 Kinderkamack Rd, River Edge, NJ, 07661-2331 | 30.8 | |
| Travelers | Fraser Brothers Group Llc | 811 Amboy Avenue, Edison, NJ, 8837 | 8.6 | |
| State Farm | Teanice Wells-Ernest | 125 S Warren Street, Trenton, NJ, 08608-2303 | 32.7 | |
| Allstate | Richard Moller | 285 County Rd Ste B, Tenafly, NJ, 7670 | 33.2 | |
| State Farm | Lori Desimone Ramil | 105 N Dean St, Englewood, NJ, 07631-2813 | 31.0 | |
| Allstate | Tom Estes | 343 Millburn Ave Ste 304, Millburn, NJ, 7041 | 9.9 | |
| Allstate | Robert T. Knox | 537 Inman Ave Ste B, Colonia, NJ, 7067 | 6.2 | |
| Allstate | Kevin Garcia | 843 Rahway Ave, Woodbridge, NJ, 7095 | 9.5 | |
| Travelers | Cbiz Insurance Services Inc | 219 South St, New Providence, NJ, 7974 | 5.7 | |
| State Farm | Chip Ott | 164 Main St, Chatham, NJ, 07928-2419 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,550 | $830 |
| Somerset County, NJ | $412,800 | $1,203 | $830 | $1,670 | $840 |
| North Plainfield, NJ | $269,600 | $825 | $590 | $1,180 | $590 |
| Belford, NJ | $344,800 | $1,134 | $810 | $1,580 | $770 |
| Stanhope, NJ | $229,700 | $912 | $650 | $1,270 | $620 |
| Hasbrouck Heights, NJ | $406,800 | $1,315 | $880 | $1,830 | $950 |
| Alexandria, NJ | $473,600 | $1,611 | $1,140 | $2,220 | $1,080 |
| Spring Valley, NY | $278,600 | $1,015 | $680 | $1,440 | $760 |
| Rockland County, NY | $425,100 | $1,343 | $980 | $1,910 | $930 |
| East Hills, NY | $970,100 | $856 | $590 | $1,210 | $620 |
| Nazareth, PA | $175,400 | $701 | $500 | $960 | $460 |
| Glenville, CT | $760,300 | $2,565 | $1,820 | $3,640 | $1,820 |