Gavop's guide to buying homeowners insurance in Fillmore County, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $133,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $162,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $127,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $577 |
| Superior Protection Discount | -$70 | $634 |
| Fire & Security Discount | -$77 | $626 |
| Hail Resistant Roof Discount | -$14 | $690 |
| Newly Constructed Home Discount | -$190 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fillmore County | $2,500 | $695 | $3,195 | $505 | $3,005 | $190 |
| Fillmore County, NE | $700 | $695 | $1,395 | $505 | $1,205 | $190 |
| Belvidere, NE | $200 | $500 | $700 | $363 | $563 | $137 |
| York, NE | $1,500 | $799 | $2,299 | $580 | $2,080 | $218 |
| Crete, NE | $400 | $788 | $1,188 | $573 | $973 | $215 |
| Seward, NE | $1,000 | $871 | $1,871 | $633 | $1,633 | $238 |
| East Stromsburg, NE | $300 | $1,080 | $1,380 | $785 | $1,085 | $295 |
| Superior, NE | $700 | $684 | $1,384 | $497 | $1,197 | $187 |
| South Platte, NE | $100 | $1,853 | $1,953 | $1,347 | $1,447 | $507 |
| Dwight, NE | $2,000 | $896 | $2,896 | $651 | $2,651 | $245 |
| Home Insurance Company Fillmore County, NE | Homeowners Insurance Agency Fillmore County, NE | Address | Popularity Score | Distance from Fillmore County (miles) |
|---|---|---|---|---|
| State Farm | Chris Conrad | 1260 Quince Ave, Crete, NE, 68333-2163 | 33.9 | |
| State Farm | Ty Benton | 1300 S Locust St, Grand Island, NE, 68801-8200 | 47.1 | |
| State Farm | Cami Saathoff | 1025 N 6th St Ste 1, Beatrice, NE, 68310-2301 | 48.0 | |
| Travelers | Jeff Munns Agency Inc | 1617 Normandy Ct Suite 102, Lincoln, NE, 68512 | 49.9 | |
| State Farm | Justin Kenney | 1701 N Lincoln Ave Ste 1, York, NE, 68467-1443 | 24.3 | |
| Travelers | All American-Geneva | 141 N 10th Street, Geneva, NE, 68361 | 0.3 | |
| Farmers | Jara Carlson | 2301 Court St, Beatrice, NE, 68310 | 49.5 | |
| Allstate | Erik Brooks | 1101 Arapahoe St Ste 100, Lincoln, NE, 68502 | 50.0 | |
| Travelers | M C Egan Insurance | 7001 W Old Cheney Road, Denton, NE, 68339 | 44.0 | |
| State Farm | Greg Sanchez | 819 N Diers Ave Ste 4, Grand Island, NE, 68803-4957 | 49.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,680 | $860 |
| Fillmore County, NE | $76,100 | $704 | $490 | $970 | $480 |
| Fillmore County, NE | $76,100 | $704 | $510 | $1,010 | $500 |
| Belvidere, NE | $28,300 | $506 | $350 | $700 | $350 |
| York, NE | $126,900 | $808 | $540 | $1,140 | $600 |
| Crete, NE | $94,100 | $798 | $550 | $1,110 | $560 |
| Seward, NE | $146,700 | $882 | $630 | $1,250 | $620 |
| East Stromsburg, NE | $118,800 | $1,093 | $730 | $1,540 | $810 |
| Superior, NE | $54,100 | $692 | $470 | $990 | $520 |
| South Platte, NE | $310,300 | $1,876 | $1,260 | $2,590 | $1,330 |
| Dwight, NE | $87,100 | $907 | $660 | $1,290 | $630 |