How Can I Make My Belen, NM Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Belen, NM covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Belen, NM Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $43,500 $40,000 $50,000-$75,000
2 Bedroom $104,000 $90,000 $100,000-$125,000
3 Bedroom $104,000 $90,000 $100,000-$125,000
4 Bedroom $189,000 $170,000 $200,000-$250,000
5 Bedroom $354,000 $330,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in Belen, NM | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$111 $544
Superior Protection Discount -$66 $590
Fire & Security Discount -$66 $590
Hail Resistant Roof Discount -$13 $642
Newly Constructed Home Discount -$131 $524

Choose the Right Deductible for your Belen, NM Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Valencia County $1,000 $775 $1,775 $563 $1,563 $212
Belen, NM $2,500 $647 $3,147 $470 $2,970 $177
Madrone, NM $400 $731 $1,131 $531 $931 $200
Isleta Pueblo, NM $500 $709 $1,209 $516 $1,016 $194
Highland Meadows, NM $700 $589 $1,289 $428 $1,128 $161
Sandia Heights, NM $500 $1,572 $2,072 $1,142 $1,642 $430
Manzano Springs, NM $2,000 $742 $2,742 $539 $2,539 $203
South Acomita Village, NM $400 $688 $1,088 $500 $900 $188
Indian Hills, NM $1,500 $839 $2,339 $610 $2,110 $229
Acomita Lake, NM $200 $659 $859 $479 $679 $180

Identify Top Home Insurance Agents near Belen, NM | Back to Top

Home Insurance Company Belen, NM Homeowners Insurance Agency Belen, NM Address Popularity Score Distance from Belen (miles)
Travelers Blue Star Insurance 424 Becker Ave, Belen, NM, 87002
6.9
Travelers Michael Olguin Insurance Associates Llc 315 N. California Street, Socorro, NM, 87801
44.3
State Farm Theresa Saiz-Wilmert 6301 Rvrside Plz Ln Nw Ste 2, Albuquerque, NM, 87120-2638
33.4
State Farm Michelle Rudolph 1803 La Blvd Ne Ste F1, Albuquerque, NM, 87110-6951
33.3
State Farm Damien Ocampo 1004 N California St Ste B, Socorro, NM, 87801-4273
43.7
Farmers Fernando Cazares 959 Hwy 314 Sw Ste B, Los Lunas, NM, 87031
10.5
State Farm Paul Whitson 8300 Carmel Ave Ne Ste 502, Albuquerque, NM, 87122-3125
37.6
Allstate Jalene Berger 4100 Southern Blvd Se Ste 3c, Rio Rancho, NM, 87124
39.3
Farmers Angela Villar 4601 Paradise Blvd Nw Ste J-110, Albuquerque, NM, 87114
35.3
Farmers Robert Trujillo 8440 Wyoming Blvd Ne, Albuquerque, NM, 87113
37.7

Compare Rates for Belen, NM Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New Mexico $163,900 $870 $620 $1,210 $590
Valencia County, NM $133,100 $785 $540 $1,080 $540
Belen, NM $119,300 $655 $470 $930 $460
Madrone, NM $101,900 $740 $510 $1,010 $500
Isleta Pueblo, NM $92,600 $718 $520 $990 $470
Highland Meadows, NM $48,800 $596 $430 $820 $390
Sandia Heights, NM $437,500 $1,591 $1,130 $2,260 $1,130
Manzano Springs, NM $106,300 $751 $520 $1,040 $520
South Acomita Village, NM $84,000 $696 $470 $960 $490
Indian Hills, NM $153,000 $849 $590 $1,160 $570
Acomita Lake, NM $73,000 $667 $480 $920 $440