Gavop shows you how to buy homeowners insurance in Huntersville, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Huntersville, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
---|---|---|---|---|---|---|
Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
Hugh McAuley Rd, 3rd St, First Board Dr, Notchwood Ct, Pamela St, Canal Dr, Everette Keith Rd, McAuley Rd, Provincial Ct, Curling Ct | $267,500 | $230,000 | $200,000-$250,000 | $486,000 | $450,000 | $400,000-$500,000 |
Carrigan Ct, State Rd 2218, Edna St, Greenpond Ln, Vanguard Pkwy, Northline Dr, Greenfarm Rd, Tracy Beth Rd, Whispering Pines Ln, Northstone Dr | $213,000 | $180,000 | $175,000-$200,000 | $257,000 | $230,000 | $300,000-$350,000 |
Henry Ln, Laureate Rd, Amber Field Dr, Beaufain St, Anthea Ln, Head Sail Ct, Glencreek Ln, Redcliff Dr, Cocheco Ct, Copenhagen Ln | $284,500 | $260,000 | $250,000-$300,000 | $512,000 | $470,000 | $400,000-$500,000 |
Babe Stilwell Farm Rd, Red Sorrell Ln, Drew Ct, Dori Dr, Greenheather Dr, Taunton Dr, State Rd 2151, Harvest Moon Ct, Virginia Ave, Kings Point Dr | $356,500 | $320,000 | $300,000-$350,000 | $435,500 | $370,000 | $400,000-$500,000 |
Desota Ln, Swansea Ln, Taybrook Dr, Repose Ln, Aberfeld Rd, Farnborough Rd, State Rd 2426, Mountain Majesty Way, Arran Ct, Stilling St | $267,500 | $220,000 | $250,000-$300,000 | $318,500 | $290,000 | $300,000-$350,000 |
Tidal Ct, Reese Blvd, Hagers Folly Rd, Amy Lee Dr, Fred Brown Rd, Long Iron Dr, Marguerite Ln, Streamview Dr, Citrus Ct, Gilderstern Glen Ct | $155,500 | $130,000 | $150,000-$175,000 | $269,000 | $240,000 | $250,000-$300,000 |
Salford Ct, Seagle St, Sendler Watch Dr, Montecarlo Dr, Oakham St, Golden Lake Cres, Lola Cir, Henry Harrison Stillwell Dr, Barnburgh Ln, Fidler Ln | $357,000 | $290,000 | $350,000-$400,000 | $490,000 | $430,000 | $400,000-$500,000 |
Trenton Place Rd, Holly Springs Dr, Woodcote Dr, Remembrance Trl, Berrywood Cir, Lariat Ct, State Rd 2434, Ewart Rd, Leslie Brooke Rd, Camberly Rd | $288,500 | $260,000 | $300,000-$350,000 | $554,500 | $480,000 | $600,000-$700,000 |
Solomon James Ln, Wickson Ct, Dunster Ln, Columbia Dr, Waterperry Ct, Epiphany Ct, Kenton Dr, Strathburn Ct, Flatbush Dr, Mizzen Ct | $249,000 | $240,000 | $250,000-$300,000 | $418,500 | $360,000 | $350,000-$400,000 |
Sagefield Dr, Prairie Rose Ln, Twin Cove Dr, Holly Crest Ln, Lawther Rd, Amy Arnoux Dr, Tooley St, Cotesworth Ct, Lochrein Ridge Ct, Cashion Rd | $291,000 | $260,000 | $250,000-$300,000 | $379,500 | $310,000 | $400,000-$500,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$218 | $928 |
Superior Protection Discount | -$103 | $1,043 |
Fire & Security Discount | -$103 | $1,043 |
Hail Resistant Roof Discount | -$34 | $1,111 |
Newly Constructed Home Discount | -$275 | $871 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Mecklenburg County | $700 | $986 | $1,686 | $717 | $1,417 | $270 |
Huntersville, NC | $2,000 | $1,132 | $3,132 | $823 | $2,823 | $309 |
Locke, NC | $400 | $668 | $1,068 | $486 | $886 | $183 |
Catawba County, NC | $1,500 | $776 | $2,276 | $564 | $2,064 | $212 |
Faith, NC | $300 | $937 | $1,237 | $681 | $981 | $256 |
Ridenhour, NC | $700 | $812 | $1,512 | $590 | $1,290 | $222 |
Jerusalem, NC | $200 | $579 | $779 | $421 | $621 | $158 |
Lesslie, SC | $1,000 | $1,055 | $2,055 | $767 | $1,767 | $288 |
Wittenburg, NC | $300 | $738 | $1,038 | $536 | $836 | $202 |
Drexel, NC | $1,500 | $663 | $2,163 | $482 | $1,982 | $181 |
Hampton, NC | $100 | $932 | $1,032 | $677 | $777 | $255 |
Deep Creek, NC | $1,500 | $791 | $2,291 | $575 | $2,075 | $216 |
Home Insurance Company Huntersville, NC | Homeowners Insurance Agency Huntersville, NC | Address | Popularity Score | Distance from Huntersville (miles) |
---|---|---|---|---|
State Farm | Denis Wilson | 1850 E 3rd St Ste 360, Charlotte, NC, 28204-3299 | 13.8 | |
Erie | Oconnor Insurance Associates Inc. | 1973 J N Pease Place Suite 203, Charlotte, NC, 28262 | 8.2 | |
Nationwide | Parks Insurance Group | 8316 Medical Plaza Dr Ste B, Charlotte, NC, 28262-6702 | 8.2 | |
State Farm | Juan Rubio | 9401 Statesville Rd Ste E, Charlotte, NC, 28269-7681 | 4.3 | |
Liberty Mutual Independent | Ecm Solutions | 4000 Park Rd, Charlotte, NC, 28209 | 15.9 | |
State Farm | Ryan Mahoney | 8854 Arbor Creek Dr, Charlotte, NC, 28269-0541 | 5.3 | |
State Farm | Rich Lyon | 135 Cross Center Rd, Denver, NC, 28037-5009 | 7.4 | |
Nationwide | Carney Insurance Agency Inc | 190 Jackson St, Davidson, NC, 28036 | 6.7 | |
Allstate | Eric Harris | 233 S Sharon Amity Rd Ste 107, Charlotte, NC, 28211 | 16.4 | |
Allstate | J C Alvarado | 112 South Tryon Street Suite 300, Charlotte, NC, 28202 | 12.5 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
North Carolina | $161,000 | $894 | $640 | $1,220 | $580 |
Mecklenburg County, NC | $203,900 | $998 | $670 | $1,370 | $700 |
Huntersville, NC | $270,100 | $1,146 | $810 | $1,590 | $780 |
Locke, NC | $138,700 | $676 | $470 | $970 | $500 |
Catawba County, NC | $139,900 | $786 | $560 | $1,080 | $520 |
Faith, NC | $176,000 | $948 | $640 | $1,350 | $710 |
Ridenhour, NC | $142,800 | $822 | $560 | $1,170 | $610 |
Jerusalem, NC | $101,300 | $586 | $420 | $830 | $410 |
Lesslie, SC | $163,700 | $1,068 | $730 | $1,460 | $730 |
Wittenburg, NC | $159,700 | $747 | $550 | $1,060 | $510 |
Drexel, NC | $119,900 | $671 | $460 | $950 | $490 |
Hampton, NC | $174,500 | $943 | $630 | $1,310 | $680 |
Deep Creek, NC | $137,800 | $801 | $540 | $1,130 | $590 |
Date: August 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 14, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: October 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: January 14, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Date: January 06, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried