Gavop's guide to buying homeowners insurance in Barren County, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Barren County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lick Branch Rd, N Race St, Happy Hollow Loop Rd, Marie Dr, Ellis Bend Rd, Mayfield Plz, School House Ln, Sunset Ave, Coy Saltsman Rd, S Kino-Wolf Island Rd | $70,000 | $60,000 | $50,000-$75,000 | $56,000 | $50,000 | $50,000-$75,000 |
| Carter Ln, N L Rogers Wells Blvd, Bluff Springs Rd, State Hwy 685, Goodman St, E Les Turner Rd, Lick Branch Rd, Payne Mill Rd, Patterson Rd, E Washington St | $145,500 | $120,000 | $150,000-$175,000 | $79,500 | $70,000 | $50,000-$75,000 |
| Rifle Rd, A L Shirley Rd, Riverside Dr, Sexton Lane Rd, Sandy Ln, Bethel Church Rd, Lenna Dr, J C McGuire Rd, Perkins Rd, Medley Rd | $134,500 | $130,000 | $150,000-$175,000 | $74,000 | $60,000 | $75,000-$100,000 |
| Hickory Hill Rd, Rogers Rd, Beaulah Lowe Rd, E Broadway, Cooktown Rd, Eagle Point Dr, Tribble Ln, Harrison Rd, W K Hogue Rd, Dawn St | $183,500 | $150,000 | $175,000-$200,000 | $128,500 | $100,000 | $125,000-$150,000 |
| Simmons Rd, Walnut St, Millstown Rd, Charles Turner Rd, Allen Ln, Salem Church Rd, Doris Ave, Travis Ct, Willow Tree Cir, Indian Hills Dr | $168,500 | $140,000 | $175,000-$200,000 | $117,500 | $110,000 | $100,000-$125,000 |
| Tracy Church Rd, Nobob Rd, Virginia Ave, Curd Rd, Old US 68 Loop 3 Rd, Glover Rd, Slave Cave Rd, Firethorn St, Green Leaf Dr, Graham Rd | $140,500 | $110,000 | $125,000-$150,000 | $69,000 | $60,000 | $50,000-$75,000 |
| State Ave, White St, Grinstead Ct, Dover Church Rd, Beaver Mound Cir, Coop Rd, State Hwy 685, S Combs Ln, High St, Cabin Cove Rd | $127,000 | $120,000 | $100,000-$125,000 | $93,500 | $80,000 | $100,000-$125,000 |
| Martin St, Mammoth Cave Rd, Hiseville Bear Wallow Rd, State Hwy 1307, Pedigo St, Capitol Hill Rd, Beaver Hollow Cir, Dickerson St, Ellis Ave, Cordell Hull Hwy | $104,500 | $100,000 | $75,000-$100,000 | $88,500 | $80,000 | $100,000-$125,000 |
| Pine Ridge Rd, Hodgenville Rd, E Third St, Broken Arrow Cir, Oil Well Rd, Rock Springs Church Rd, A G Graves Rd, Holder Rd, Kelly Dr, Seay St | $88,500 | $80,000 | $75,000-$100,000 | $108,000 | $90,000 | $75,000-$100,000 |
| Shives Rd, Brewster Rd, Lee Fendell Rd, Talley Rd, Longhorn St, E Main St, Old Bowling Green Rd, Nunn Ave, Linwood Dr, Clifton Harrison Rd | $107,500 | $90,000 | $100,000-$125,000 | $65,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $658 |
| Superior Protection Discount | -$80 | $722 |
| Fire & Security Discount | -$64 | $738 |
| Hail Resistant Roof Discount | -$16 | $786 |
| Newly Constructed Home Discount | -$225 | $578 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Barren County | $2,000 | $793 | $2,793 | $576 | $2,576 | $217 |
| Barren County, KY | $2,500 | $793 | $3,293 | $576 | $3,076 | $217 |
| Park City, KY | $500 | $662 | $1,162 | $481 | $981 | $181 |
| Holland, KY | $1,000 | $733 | $1,733 | $533 | $1,533 | $200 |
| Edmonson County, KY | $100 | $672 | $772 | $488 | $588 | $184 |
| Sunfish, KY | $700 | $759 | $1,459 | $551 | $1,251 | $207 |
| East Simpson, KY | $100 | $939 | $1,039 | $682 | $782 | $257 |
| Columbia, KY | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Magnolia-Upton, KY | $400 | $834 | $1,234 | $606 | $1,006 | $228 |
| Franklin, KY | $700 | $741 | $1,441 | $539 | $1,239 | $203 |
| Sugar Grove, KY | $200 | $885 | $1,085 | $643 | $843 | $242 |
| Russell Springs, KY | $700 | $651 | $1,351 | $473 | $1,173 | $178 |
| Home Insurance Company Barren County, KY | Homeowners Insurance Agency Barren County, KY | Address | Popularity Score | Distance from Barren County (miles) |
|---|---|---|---|---|
| Travelers | Calvert & Nunn Insurance Inc | 121 E Main St, Glasgow, KY, 42141 | 2.3 | |
| State Farm | Chris Short | 305 Happy Valley Rd, Glasgow, KY, 42141-1535 | 3.0 | |
| State Farm | Todd Conley | 257 Bluebird Ln Ste 1, Greensburg, KY, 42743-1476 | 31.7 | |
| Allstate | Bennett Insurance Group | 4295 Burkesville Rd, Columbia, KY, 42728 | 33.0 | |
| Allstate | La Rue Insurance Inc | 54 Lincoln Square, Hodgenville, KY, 42748 | 43.3 | |
| Allstate | John Sells | 1520 Westpark Dr, Bowling Green, KY, 42104 | 28.6 | |
| Allstate | La Rue Insurance Inc | 54 Lincoln Square, Hodgenville, KY, 42748 | 43.3 | |
| Travelers | Glass & Thompson | 1006 W Stockton St, Edmonton, KY, 42129 | 16.3 | |
| State Farm | Denise Brooks | 635 S Lincoln Blvd, Hodgenville, KY, 42748-1010 | 42.4 | |
| Allstate | Alicia Sells | 2508 Scottsville Rd Ste 101, Bowling Green, KY, 42104 | 27.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,260 | $620 |
| Barren County, KY | $110,400 | $802 | $550 | $1,120 | $570 |
| Barren County, KY | $110,400 | $802 | $550 | $1,110 | $560 |
| Park City, KY | $74,200 | $670 | $490 | $920 | $430 |
| Holland, KY | $89,700 | $742 | $530 | $1,020 | $490 |
| Edmonson County, KY | $87,100 | $680 | $460 | $940 | $480 |
| Sunfish, KY | $95,700 | $768 | $550 | $1,080 | $530 |
| East Simpson, KY | $147,100 | $950 | $650 | $1,340 | $690 |
| Columbia, KY | $97,600 | $652 | $450 | $930 | $480 |
| Magnolia-Upton, KY | $115,100 | $844 | $600 | $1,200 | $600 |
| Franklin, KY | $129,100 | $750 | $530 | $1,070 | $540 |
| Sugar Grove, KY | $130,000 | $896 | $650 | $1,250 | $600 |
| Russell Springs, KY | $82,100 | $658 | $470 | $910 | $440 |