Gavop shows you how to buy homeowners insurance in Ware, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ware, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Vernon St, Berkshire Dr, Laurier Ave, Off Osbourne Rd, Marjorie St, Greenwich Plains Rd, Maple Ave, Parkhill Ave, Lee Rd, Cherry St | $310,500 | $250,000 | $300,000-$350,000 | $158,500 | $140,000 | $150,000-$175,000 |
| Miner Rd, Pinecrest Cir, Campbell Rd, Vigeant St, Wildflower Dr, Palmer Rd, Gareau Ave, Highland Village, W Warren Rd, Greenwich Rd | $166,500 | $140,000 | $150,000-$175,000 | $227,500 | $210,000 | $175,000-$200,000 |
| Wrin St, Dora St, Malboeuf Rd, Eddy St, Cross Rd, Clinton St, Bellevue Ave Exd, Aspen Ct, Maple St Annex, Milner St | $207,000 | $190,000 | $175,000-$200,000 | $95,500 | $90,000 | $75,000-$100,000 |
| Sorel Rd, Old Stagecoach Rd, Bondsville Rd, Smith Ave, Dunham Ave, Moriarty Rd, Foster St, Klug St, Storrs St, Benham Ave | $239,000 | $200,000 | $250,000-$300,000 | $179,500 | $160,000 | $125,000-$150,000 |
| Clifford Ave, Boivin Ave, Aspen St, Ashley St, Bacon Rd, Webster Rd, Gilbert Ct, Valley Vw, Old County Rd, Kelly Rd | $236,500 | $210,000 | $175,000-$200,000 | $170,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $660 |
| Superior Protection Discount | -$77 | $691 |
| Fire & Security Discount | -$84 | $683 |
| Hail Resistant Roof Discount | -$23 | $745 |
| Newly Constructed Home Discount | -$184 | $583 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hampshire County | $1,500 | $1,042 | $2,542 | $757 | $2,257 | $285 |
| Ware, MA | $2,500 | $759 | $3,259 | $551 | $3,051 | $207 |
| Sunderland, MA | $300 | $1,148 | $1,448 | $834 | $1,134 | $314 |
| Westhampton, MA | $2,000 | $1,214 | $3,214 | $882 | $2,882 | $332 |
| Franklin County, MA | $400 | $961 | $1,361 | $698 | $1,098 | $263 |
| Leyden, MA | $2,500 | $1,099 | $3,599 | $798 | $3,298 | $300 |
| Windham County, CT | $400 | $1,029 | $1,429 | $747 | $1,147 | $281 |
| Milford, MA | $2,000 | $839 | $2,839 | $610 | $2,610 | $229 |
| Otis, MA | $500 | $1,082 | $1,582 | $786 | $1,286 | $296 |
| Sandisfield, MA | $2,000 | $1,192 | $3,192 | $866 | $2,866 | $326 |
| Jacksonville, VT | $500 | $745 | $1,245 | $541 | $1,041 | $204 |
| Monterey, MA | $2,500 | $2,050 | $4,550 | $1,490 | $3,990 | $560 |
| Home Insurance Company Ware, MA | Homeowners Insurance Agency Ware, MA | Address | Popularity Score | Distance from Ware (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Eastern Insurance Group Llc | 233 W Central St, Natick, MA, 1760 | 45.8 | |
| Liberty Mutual Independent | Phillips Insurance Agency Inc | 97 Center St, Chicopee, MA, 1013 | 19.1 | |
| Allstate | Paul D. Wasgatt | 59 Green St, Worcester, MA, 1604 | 24.7 | |
| Liberty Mutual Independent | Wayside Insurance Agency Inc | 60 Nicholas Rd, Framingham, MA, 1701 | 45.0 | |
| Travelers | Northbridge Insurance Agency Inc | 1150 Main St Unit 3, Concord, MA, 1742 | 47.3 | |
| Allstate | Jonatan Dalla Costa | 2 Franklin Commons, Framingham, MA, 1702 | 44.1 | |
| Travelers | Goss & Mclain Insurance Agcy | 474 Appleton St, Holyoke, MA, 1040 | 17.9 | |
| Travelers | Renaissance Alliance Ins Svc | 981 Worcester St, Wellesley, MA, 2482 | 49.1 | |
| Travelers | Obrien & Gibbons Insurance Agency Inc | 52 Highland St, Worcester, MA, 1613 | 18.4 | |
| Travelers | Mayes Insurance | 1102 State St, Springfield, MA, 1109 | 17.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,000 | $1,960 | $960 |
| Hampshire County, MA | $272,700 | $1,055 | $720 | $1,460 | $740 |
| Ware, MA | $183,100 | $768 | $530 | $1,070 | $540 |
| Sunderland, MA | $282,000 | $1,162 | $840 | $1,620 | $780 |
| Westhampton, MA | $303,600 | $1,229 | $870 | $1,760 | $890 |
| Franklin County, MA | $226,600 | $972 | $670 | $1,390 | $720 |
| Leyden, MA | $264,800 | $1,112 | $750 | $1,530 | $780 |
| Windham County, CT | $196,800 | $1,041 | $750 | $1,430 | $680 |
| Milford, MA | $292,600 | $849 | $570 | $1,170 | $600 |
| Otis, MA | $258,700 | $1,095 | $740 | $1,500 | $760 |
| Sandisfield, MA | $296,500 | $1,206 | $810 | $1,680 | $870 |
| Jacksonville, VT | $201,600 | $754 | $510 | $1,030 | $520 |
| Monterey, MA | $472,600 | $2,075 | $1,470 | $2,840 | $1,370 |