Gavop's guide to buying homeowners insurance in Creston, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $74,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $134,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $108,000 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $201,000 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $480 |
| Superior Protection Discount | -$59 | $533 |
| Fire & Security Discount | -$47 | $545 |
| Hail Resistant Roof Discount | -$12 | $581 |
| Newly Constructed Home Discount | -$124 | $468 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $2,500 | $621 | $3,121 | $451 | $2,951 | $170 |
| Creston, IA | $700 | $585 | $1,285 | $425 | $1,125 | $160 |
| Macksburg, IA | $500 | $618 | $1,118 | $449 | $949 | $169 |
| New Hope, IA | $700 | $527 | $1,227 | $383 | $1,083 | $144 |
| Waubonsie, IA | $200 | $476 | $676 | $346 | $546 | $130 |
| East Peru, IA | $2,000 | $574 | $2,574 | $417 | $2,417 | $157 |
| Redding, IA | $400 | $681 | $1,081 | $495 | $895 | $186 |
| Spring Hill, IA | $1,500 | $710 | $2,210 | $516 | $2,016 | $194 |
| Marne, IA | $100 | $607 | $707 | $441 | $541 | $166 |
| Lucas, IA | $700 | $506 | $1,206 | $368 | $1,068 | $138 |
| Clive, IA | $100 | $877 | $977 | $637 | $737 | $240 |
| Derby, IA | $1,000 | $448 | $1,448 | $325 | $1,325 | $122 |
| Home Insurance Company Creston, IA | Homeowners Insurance Agency Creston, IA | Address | Popularity Score | Distance from Creston (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Jones Insurance & Associates | 2932 104th St, Urbandale, IA, 50322 | 49.9 | |
| Travelers | Fortress Wealth Management | 2894 - 106th St Ste 120, Urbandale, IA, 50322 | 50.0 | |
| Travelers | Advantage Insurance | 8421 University Blvd Ste G, Clive, IA, 50325 | 49.9 | |
| Travelers | Brooks-Lussem-Clem Insurance | 10546 Justin Dr, Urbandale, IA, 50322 | 50.0 | |
| Liberty Mutual Independent | Bearence Management Group | 1045 76th Street Ste 4000 West Des Moines, West Des Moines, IA, 50266 | 46.2 | |
| Allstate | Charles Webb | 1355 50th St Ste 300, West Des Moines, IA, 50266 | 47.9 | |
| State Farm | Ben Adamson | 300 Russell St, Creston, IA, 50801-3023 | 0.6 | |
| State Farm | Darren Beverage | 1203 N Jefferson Way, Indianola, IA, 50125-1455 | 47.2 | |
| Travelers | Brown Mcnerney Johnson Insurance Agency | 6150 Village View Dr Ste 100, West Des Moines, IA, 50266 | 45.8 | |
| State Farm | Chad Kuehl | 409 N Jefferson Way, Indianola, IA, 50125-1713 | 47.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,180 | $580 |
| Union County, IA | $94,300 | $629 | $460 | $890 | $430 |
| Creston, IA | $85,100 | $592 | $410 | $810 | $400 |
| Macksburg, IA | $82,700 | $626 | $420 | $870 | $450 |
| New Hope, IA | $63,500 | $533 | $370 | $740 | $370 |
| Waubonsie, IA | $54,000 | $482 | $320 | $670 | $350 |
| East Peru, IA | $73,000 | $581 | $400 | $800 | $400 |
| Redding, IA | $97,500 | $689 | $490 | $990 | $500 |
| Spring Hill, IA | $105,000 | $719 | $500 | $1,000 | $500 |
| Marne, IA | $80,000 | $614 | $440 | $870 | $430 |
| Lucas, IA | $59,400 | $512 | $340 | $720 | $380 |
| Clive, IA | $243,200 | $888 | $630 | $1,230 | $600 |
| Derby, IA | $48,800 | $453 | $300 | $630 | $330 |