Gavop's guide to buying homeowners insurance in Hudson, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hudson, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kenwood Dr, Co Rd 310, Dogwood Dr, Co Rd 317, Long Branch Lake Rd, Abadare St, Jaguar St, Meadow Ln, E Union St, Co Rd B 31 | $179,500 | $160,000 | $175,000-$200,000 | $81,000 | $70,000 | $50,000-$75,000 |
| Kayak Ave, Heworth Ave, N Allen St, Hunt St, W Lincoln St, Coates St, Nebula St, Holiday Pl, Highland St, Fillmore Pl | $149,500 | $140,000 | $100,000-$125,000 | $102,500 | $90,000 | $75,000-$100,000 |
| Co Rd 718 B, Southeastern Dr, W Oak St, Horseshoe Ave, S Rollins St, Westwood Cir, Old Hwy 36 W, Blue Bird Ct, Organ Pl, Eastern Dr | $126,500 | $110,000 | $100,000-$125,000 | $120,500 | $110,000 | $125,000-$150,000 |
| Martin St, Meadowlark Ave, Axtell Rd, Owatonna St, Buckhart St, Short St, N Macon St, Harrier Pl, Jackson St, Wellington Way | $121,500 | $110,000 | $100,000-$125,000 | $122,500 | $100,000 | $100,000-$125,000 |
| Kensington Pl, Argonne St, E Union St, E Oak St, W Malone St, W Oak St, S Hudson St, Elvira St, W Platte St, Rubey | $78,500 | $60,000 | $75,000-$100,000 | $76,500 | $70,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $723 |
| Home and Two Car | -$134 | $653 |
| Home and Three Car | -$189 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macon County | $1,000 | $752 | $1,752 | $546 | $1,546 | $205 |
| Hudson, MO | $2,500 | $777 | $3,277 | $565 | $3,065 | $212 |
| Bevier, MO | $200 | $787 | $987 | $572 | $772 | $215 |
| Jacksonville, MO | $700 | $755 | $1,455 | $549 | $1,249 | $206 |
| Valley, MO | $400 | $895 | $1,295 | $651 | $1,051 | $245 |
| North Sugar Creek, MO | $2,500 | $762 | $3,262 | $554 | $3,054 | $208 |
| Shelbina, MO | $100 | $791 | $891 | $575 | $675 | $216 |
| Bucklin, MO | $700 | $756 | $1,456 | $549 | $1,249 | $207 |
| Musselfork, MO | $500 | $878 | $1,378 | $638 | $1,138 | $240 |
| Rutledge, MO | $700 | $668 | $1,368 | $485 | $1,185 | $183 |
| Salt River, MO | $200 | $808 | $1,008 | $587 | $787 | $221 |
| Elm, MO | $1,000 | $892 | $1,892 | $648 | $1,648 | $244 |
| Home Insurance Company Hudson, MO | Homeowners Insurance Agency Hudson, MO | Address | Popularity Score | Distance from Hudson (miles) |
|---|---|---|---|---|
| Travelers | Gallaher Insurance Group | 110 N Coal, Mexico, MO, 65265 | 49.7 | |
| State Farm | Racquel Schempp | 1220 N Baltimore St, Kirksville, MO, 63501 | 32.8 | |
| Allstate | Jerry Swartz | 208 W Rollins St, Moberly, MO, 65270 | 22.0 | |
| State Farm | Suzanne Baker | 909 W Monroe St, Mexico, MO, 65265-1973 | 49.5 | |
| Travelers | Macon Insurance Llc | 506-B N Missouri St, Macon, MO, 63552 | 0.5 | |
| State Farm | Dan Woessner | 1315 E Highway 24 Ste D, Moberly, MO, 65270-3642 | 20.2 | |
| Allstate | Cooley Insurance Agency | 902 N Morley St, Moberly, MO, 65270 | 21.3 | |
| State Farm | Mike Fohey | 300 N Center St, Shelbina, MO, 63468-1120 | 22.6 | |
| Allstate | Cynthia Black Rodgers | 102 S Main Street Usa, Marceline, MO, 64658 | 26.3 | |
| State Farm | Debbie Minnick | 106 E. Broadway P.O. Box 68, Brunswick, MO, 65236 | 40.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,550 | $760 |
| Macon County, MO | $89,000 | $761 | $540 | $1,050 | $510 |
| Hudson, MO | $97,100 | $786 | $530 | $1,120 | $590 |
| Bevier, MO | $62,200 | $797 | $570 | $1,110 | $540 |
| Jacksonville, MO | $55,000 | $764 | $550 | $1,050 | $500 |
| Valley, MO | $88,800 | $906 | $620 | $1,250 | $630 |
| North Sugar Creek, MO | $56,400 | $771 | $560 | $1,070 | $510 |
| Shelbina, MO | $63,200 | $801 | $580 | $1,100 | $520 |
| Bucklin, MO | $55,200 | $765 | $540 | $1,090 | $550 |
| Musselfork, MO | $84,500 | $889 | $610 | $1,240 | $630 |
| Rutledge, MO | $37,100 | $676 | $470 | $960 | $490 |
| Salt River, MO | $108,400 | $818 | $560 | $1,140 | $580 |
| Elm, MO | $88,000 | $903 | $640 | $1,280 | $640 |