Gavop shows you how to buy homeowners insurance in Hastings-on-Hudson, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $221,500 | $180,000 | $175,000-$200,000 |
| 2 Bedroom | $372,500 | $340,000 | $400,000-$500,000 |
| 3 Bedroom | $535,000 | $440,000 | $600,000-$700,000 |
| 4 Bedroom | $716,000 | $640,000 | $500,000-$600,000 |
| 5 Bedroom | $885,500 | $830,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $784 |
| Home and Two Car | -$145 | $707 |
| Home and Three Car | -$196 | $656 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westchester County | $700 | $1,090 | $1,790 | $792 | $1,492 | $298 |
| Hastings-on-Hudson, NY | $1,000 | $842 | $1,842 | $612 | $1,612 | $230 |
| Tuckahoe, NY | $200 | $2,147 | $2,347 | $1,560 | $1,760 | $587 |
| Pelham Manor, NY | $1,500 | $838 | $2,338 | $609 | $2,109 | $229 |
| Secaucus, NJ | $100 | $975 | $1,075 | $709 | $809 | $266 |
| Peekskill, NY | $1,500 | $793 | $2,293 | $576 | $2,076 | $217 |
| East Newark, NJ | $100 | $1,026 | $1,126 | $745 | $845 | $280 |
| Salisbury Mills, NY | $2,500 | $1,401 | $3,901 | $1,018 | $3,518 | $383 |
| Sayville, NY | $300 | $1,104 | $1,404 | $802 | $1,102 | $302 |
| Red Oaks Mill, NY | $1,000 | $994 | $1,994 | $722 | $1,722 | $272 |
| Long Branch, NJ | $100 | $1,025 | $1,125 | $745 | $845 | $280 |
| Shawangunk, NY | $1,000 | $794 | $1,794 | $577 | $1,577 | $217 |
| Home Insurance Company Hastings-on-Hudson, NY | Homeowners Insurance Agency Hastings-on-Hudson, NY | Address | Popularity Score | Distance from Hastings-on-Hudson (miles) |
|---|---|---|---|---|
| State Farm | Kate Rhee | 315 5th Ave Rm 1004, New York, NY, 10016-6510 | 17.5 | |
| State Farm | Lisa Vitiello | 282 White Plns Rd, Eastchester, NY, 10709-4404 | 4.3 | |
| State Farm | Jim Von Eiff | 6529 Grand Ave, Maspeth, NY, 11378-2422 | 18.3 | |
| Travelers | Albert Palancia Agency Inc | 116 Ave , Mamaroneck, NY, 10543 | 8.2 | |
| State Farm | Diane Disomma | 3 Spackenkill Rd, Poughkeepsie, NY, 12603-5312 | 46.3 | |
| Travelers | David Chin General Insurance Brokerage Inc | 87 Bowery Room 501, New York, NY, 10002 | 19.6 | |
| Travelers | John G Lambros Co Inc | 4 W Red Oak Ln Ste 305, White Plains, NY, 10604 | 8.5 | |
| Travelers | Abc Insurance Brokerage | 1512 Stillwell Ave, Bronx, NY, 10461 | 9.5 | |
| Allstate | James Heins | 302 E 19th St, New York, NY, 10003 | 18.2 | |
| Allstate | Peter F. Deluca | 648 Tuckahoe Rd, Yonkers, NY, 10710 | 3.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,640 | $840 |
| Westchester County, NY | $513,300 | $1,103 | $760 | $1,570 | $810 |
| Hastings-on-Hudson, NY | $612,900 | $852 | $580 | $1,220 | $640 |
| Tuckahoe, NY | $450,600 | $2,173 | $1,500 | $3,090 | $1,590 |
| Pelham Manor, NY | $858,900 | $848 | $590 | $1,180 | $590 |
| Secaucus, NJ | $426,000 | $987 | $710 | $1,370 | $660 |
| Peekskill, NY | $286,200 | $803 | $550 | $1,110 | $560 |
| East Newark, NJ | $300,000 | $1,038 | $760 | $1,430 | $670 |
| Salisbury Mills, NY | $338,200 | $1,418 | $1,040 | $1,960 | $920 |
| Sayville, NY | $433,500 | $1,117 | $760 | $1,540 | $780 |
| Red Oaks Mill, NY | $260,800 | $1,006 | $670 | $1,430 | $760 |
| Long Branch, NJ | $337,000 | $1,038 | $760 | $1,420 | $660 |
| Shawangunk, NY | $249,800 | $804 | $550 | $1,130 | $580 |