Gavop's guide to buying homeowners insurance in South Strabane, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| South Strabane, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Quarry Rd, Fox Dr, Wellness Way, Ivy Dr, Panorama Dr, 521, Murtland Ave, Lemoyne Ave Exd, Stonehenge Dr, Magnolia Dr | $198,000 | $170,000 | $200,000-$250,000 | $153,000 | $120,000 | $150,000-$175,000 |
| Samuel Dr, Apple Valley Rd, Forgas Ln, Tannehill Rd, Clubhouse Cir, Shirley Ann Dr, Phillips Dr, Brownlee Ln, Stonebrook Loop, Independence Dr | $205,500 | $180,000 | $200,000-$250,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Pierce St, Colonial Dr, Oak Hill Dr, Idaho St, Pleasant Hill Dr, Naser Ave, Wilmont Ave, E National Pike, Birch Dr, Shadyside Ave | $212,000 | $190,000 | $200,000-$250,000 | $138,000 | $120,000 | $125,000-$150,000 |
| Lyman Ave, Enterprise Rd, Amy Dr, Concord Dr, 912, McCoy Ln, St Andrews Dr, Mitchell Rd, Anchor Dr, Ash Dr | $165,500 | $140,000 | $150,000-$175,000 | $173,000 | $160,000 | $150,000-$175,000 |
| Pine Valley Rd, Bruce St, Garber Rd, Beech St Exd, Fulton Ln, Prall Ln, Michigan Ave, Cobblestone Dr, Larch St, Roupe Rd | $153,000 | $130,000 | $150,000-$175,000 | $127,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $545 |
| Superior Protection Discount | -$65 | $584 |
| Fire & Security Discount | -$45 | $604 |
| Hail Resistant Roof Discount | -$19 | $630 |
| Newly Constructed Home Discount | -$136 | $513 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $2,000 | $692 | $2,692 | $503 | $2,503 | $189 |
| South Strabane, PA | $1,000 | $642 | $1,642 | $466 | $1,466 | $175 |
| South Franklin, PA | $500 | $787 | $1,287 | $572 | $1,072 | $215 |
| Bridgeville, PA | $2,000 | $600 | $2,600 | $436 | $2,436 | $164 |
| Paris, PA | $500 | $667 | $1,167 | $485 | $985 | $182 |
| Clay, WV | $1,000 | $590 | $1,590 | $429 | $1,429 | $161 |
| Bridgeport, OH | $200 | $497 | $697 | $361 | $561 | $136 |
| Mount Morris, PA | $1,000 | $638 | $1,638 | $464 | $1,464 | $174 |
| Bloomingdale, OH | $200 | $545 | $745 | $396 | $596 | $149 |
| Short Creek, OH | $1,000 | $562 | $1,562 | $409 | $1,409 | $154 |
| North Sewickley, PA | $100 | $634 | $734 | $461 | $561 | $173 |
| Negley, OH | $2,000 | $492 | $2,492 | $358 | $2,358 | $134 |
| Home Insurance Company South Strabane, PA | Homeowners Insurance Agency South Strabane, PA | Address | Popularity Score | Distance from South Strabane (miles) |
|---|---|---|---|---|
| Erie | Herrnberger Insurance Inc. | 1815 Washington Road, Washington, PA, 15301 | 3.6 | |
| Liberty Mutual Independent | Exchange Underwriters | 121 W Pike St, Canonsburg, PA, 15317 | 6.0 | |
| Travelers | Chambers Insurance Agency | 33 N Main St, Washington, PA, 15301 | 3.1 | |
| Liberty Mutual Independent | B & W Insurance Agency | 1340 Washington Rd, Washington, PA, 15301 | 2.8 | |
| Liberty Mutual Independent | B & W Insurance Agency | 1340 Rd , Washington, PA, 15301 | 3.3 | |
| Erie | D L Townsend Insurance Agency Llc | 4120 Washington Road Suite 180, Mcmurray, PA, 15317 | 7.1 | |
| Travelers | Kasky Insurance & Financial Services Inc | 493 Thornycrost Ave , Pittsburgh, PA, 15228 | 16.3 | |
| Erie | Hritsko Insurance Llc | 102 W Pike Street Suite 202, Houston, PA, 15342 | 5.5 | |
| Allstate | Aaron Buhl | 405a Hansen Ave, Butler, PA, 16001 | 49.7 | |
| State Farm | Michael Kusturiss | 210 W Pike St, Canonsburg, PA, 15317-1165 | 6.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,040 | $500 |
| Washington County, PA | $158,600 | $700 | $500 | $990 | $490 |
| South Strabane, PA | $185,800 | $649 | $440 | $930 | $490 |
| South Franklin, PA | $198,700 | $797 | $530 | $1,120 | $590 |
| Bridgeville, PA | $125,000 | $607 | $430 | $860 | $430 |
| Paris, PA | $135,200 | $675 | $490 | $970 | $480 |
| Clay, WV | $88,200 | $597 | $400 | $850 | $450 |
| Bridgeport, OH | $62,000 | $503 | $340 | $710 | $370 |
| Mount Morris, PA | $121,900 | $646 | $470 | $910 | $440 |
| Bloomingdale, OH | $76,300 | $552 | $380 | $770 | $390 |
| Short Creek, OH | $81,400 | $569 | $400 | $810 | $410 |
| North Sewickley, PA | $142,400 | $642 | $470 | $890 | $420 |
| Negley, OH | $60,500 | $498 | $360 | $680 | $320 |