Gavop's guide to buying homeowners insurance in Cannon, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $82,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $206,000 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $224,000 | $180,000 | $250,000-$300,000 |
| 4 Bedroom | $252,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $365,000 | $330,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $625 |
| Superior Protection Discount | -$77 | $694 |
| Fire & Security Discount | -$85 | $686 |
| Hail Resistant Roof Discount | -$15 | $756 |
| Newly Constructed Home Discount | -$185 | $586 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $700 | $765 | $1,465 | $556 | $1,256 | $209 |
| Cannon, MI | $1,500 | $762 | $2,262 | $554 | $2,054 | $208 |
| Grand Rapids charter, MI | $100 | $769 | $869 | $558 | $658 | $210 |
| North Plains, MI | $1,500 | $696 | $2,196 | $505 | $2,005 | $190 |
| Bloomer, MI | $500 | $722 | $1,222 | $525 | $1,025 | $197 |
| Ferrysburg, MI | $2,000 | $813 | $2,813 | $591 | $2,591 | $222 |
| Mulliken, MI | $100 | $708 | $808 | $515 | $615 | $194 |
| Colfax, MI | $2,500 | $761 | $3,261 | $553 | $3,053 | $208 |
| Lakewood Club, MI | $400 | $687 | $1,087 | $499 | $899 | $188 |
| Saugatuck, MI | $2,000 | $913 | $2,913 | $663 | $2,663 | $249 |
| Barton, MI | $200 | $735 | $935 | $534 | $734 | $201 |
| Barryton, MI | $2,000 | $632 | $2,632 | $460 | $2,460 | $173 |
| Home Insurance Company Cannon, MI | Homeowners Insurance Agency Cannon, MI | Address | Popularity Score | Distance from Cannon (miles) |
|---|---|---|---|---|
| Allstate | Jason Smits | 65 S Main St Ste 101, Rockford, MI, 49341 | 4.3 | |
| State Farm | Laurel Beukelman | 324 N 120th Ave Ste 10, Holland, MI, 49424-3312 | 35.1 | |
| Liberty Mutual Independent | Van Wyk Risk Solutions | 2237 Wealthy St Se Ste 200, Grand Rapids, MI, 49506 | 10.8 | |
| State Farm | Cody Ruple | 1235 Fuller Ave Ne, Grand Rapids, MI, 49505-5532 | 9.9 | |
| Liberty Mutual Independent | Collins & Associates | 5075 Cascade Rd Se, Grand Rapids, MI, 49546 | 9.7 | |
| State Farm | Marsha Veenstra | 4807 Cascade Rd Se Ste 2, Grand Rapids, MI, 49546-8414 | 9.7 | |
| State Farm | Mike Otto | 114 W Harris Street, Charlotte, MI, 48813-2311 | 48.7 | |
| State Farm | Jean Verseput | 5280 Northland Dr Ne Ofc A, Grand Rapids, MI, 49525-1067 | 4.6 | |
| Allstate | Beltline Insurance Agency Llc | 2850 E Beltline Ave Ne, Grand Rapids, MI, 49525 | 6.6 | |
| State Farm | David Elles | 5165 Kalamazoo Ave Se Ste 1, Kentwood, MI, 49508-4825 | 15.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,100 | $580 |
| Kent County, MI | $153,500 | $774 | $520 | $1,090 | $570 |
| Cannon, MI | $240,000 | $771 | $530 | $1,060 | $530 |
| Grand Rapids charter, MI | $244,600 | $778 | $520 | $1,100 | $580 |
| North Plains, MI | $90,300 | $704 | $470 | $1,010 | $540 |
| Bloomer, MI | $106,600 | $731 | $500 | $1,010 | $510 |
| Ferrysburg, MI | $172,200 | $823 | $600 | $1,130 | $530 |
| Mulliken, MI | $98,000 | $717 | $520 | $980 | $460 |
| Colfax, MI | $132,400 | $770 | $560 | $1,060 | $500 |
| Lakewood Club, MI | $84,800 | $695 | $470 | $960 | $490 |
| Saugatuck, MI | $243,700 | $924 | $640 | $1,270 | $630 |
| Barton, MI | $115,000 | $744 | $530 | $1,060 | $530 |
| Barryton, MI | $57,200 | $640 | $460 | $880 | $420 |