Gavop tells you how to get the best homeowners insurance in Grand Island, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $172,500 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $264,500 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $238,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $451,500 | $420,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $585 |
| Superior Protection Discount | -$70 | $627 |
| Fire & Security Discount | -$49 | $648 |
| Hail Resistant Roof Discount | -$21 | $676 |
| Newly Constructed Home Discount | -$160 | $536 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,440 |
| Hail Damage | $4,759 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,553 |
| Home Insurance Company Grand Island, NY | Homeowners Insurance Agency Grand Island, NY | Address | Popularity Score | Distance from Grand Island (miles) |
|---|---|---|---|---|
| Travelers | Gurney Becker & Bourne | 506 Delaware Avenue Rm 200, Buffalo, NY, 14202 | 9.4 | |
| Travelers | Bob White Insurance Agency | 602 Grover Cleveland Highway Suite A, Amherst, NY, 14226 | 8.5 | |
| Farmers | Nada Syed | 1325 Millersport Hwy Ste 107, Williamsville, NY, 14221 | 8.9 | |
| Travelers | The Keller Group Inc | 2706 Pine Ave, Niagara Falls, NY, 14301 | 6.3 | |
| Allstate | Thomas Finn | 3493 Delaware Ave, Kenmore, NY, 14217 | 5.3 | |
| Travelers | Allwrite Insurance Agency | 1586 Eggert Rd, Amherst, NY, 14226 | 8.6 | |
| State Farm | Mike Neal | 2908 Military Rd, Niagara Falls, NY, 14304-1252 | 6.6 | |
| State Farm | Charlie Totoro | 2323 Millersport Highway, Getzville, NY, 14068 | 9.8 | |
| State Farm | Stephanie Neal | 2908 Military Rd, Niagara Falls, NY, 14304-1252 | 6.6 | |
| State Farm | Connie Boswell | 4140 Sheridan Dr, Williamsville, NY, 14221-4341 | 9.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,620 | $770 |
| Erie County, NY | $139,900 | $608 | $440 | $840 | $400 |
| Grand Island, NY | $193,700 | $697 | $470 | $970 | $500 |
| Elma Center, NY | $250,700 | $961 | $690 | $1,320 | $630 |
| Billington Heights, NY | $217,300 | $827 | $600 | $1,130 | $530 |
| Evans, NY | $116,500 | $960 | $640 | $1,330 | $690 |
| North Collins, NY | $125,700 | $609 | $440 | $850 | $410 |
| Sheldon, NY | $144,200 | $634 | $420 | $880 | $460 |
| Hanover, NY | $88,700 | $952 | $640 | $1,360 | $720 |
| Forestville, NY | $80,400 | $592 | $430 | $820 | $390 |
| Batavia, NY | $94,200 | $952 | $640 | $1,310 | $670 |
| Villenova, NY | $82,300 | $592 | $430 | $830 | $400 |
| Holley, NY | $81,000 | $592 | $400 | $830 | $430 |