Gavop shows you how to buy homeowners insurance in Paintsville, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $56,500 | $50,000 | $25,000-$50,000 |
| 3 Bedroom | $134,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $125,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $157,000 | $130,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $633 |
| Home and Two Car | -$111 | $584 |
| Home and Three Car | -$167 | $529 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnson County | $2,000 | $685 | $2,685 | $497 | $2,497 | $187 |
| Paintsville, KY | $2,000 | $687 | $2,687 | $499 | $2,499 | $188 |
| Oil Springs, KY | $100 | $747 | $847 | $543 | $643 | $204 |
| Martin, KY | $1,000 | $629 | $1,629 | $457 | $1,457 | $172 |
| Martin-Allen, KY | $300 | $614 | $914 | $446 | $746 | $168 |
| Royalton, KY | $2,000 | $432 | $2,432 | $314 | $2,314 | $118 |
| Chauncey, WV | $2,500 | $823 | $3,323 | $598 | $3,098 | $225 |
| Haddix, KY | $300 | $619 | $919 | $450 | $750 | $169 |
| Fleming-Neon, KY | $1,500 | $482 | $1,982 | $350 | $1,850 | $132 |
| Defiance-Vicco, KY | $100 | $526 | $626 | $382 | $482 | $144 |
| Hazard, KY | $2,500 | $644 | $3,144 | $468 | $2,968 | $176 |
| Home Insurance Company Paintsville, KY | Homeowners Insurance Agency Paintsville, KY | Address | Popularity Score | Distance from Paintsville (miles) |
|---|---|---|---|---|
| State Farm | Steve Barker | 519 W Main St, Morehead, KY, 40351-1539 | 45.0 | |
| State Farm | Bob Wages | 1019 State Route 716, Ashland, KY, 41102-8257 | 43.1 | |
| Travelers | Trademark Insurance | 264 Old Flemingsburg Rd, Morehead, KY, 40351 | 45.3 | |
| State Farm | Scott Hester | 800 13th St, Ashland, KY, 41101-2638 | 46.1 | |
| State Farm | Ramona Salyer | 308 Horton St, Grayson, KY, 41143-1319 | 37.1 | |
| Allstate | John J. Ross Jr. | 4332 13th St Unit 1, Ashland, KY, 41102 | 44.3 | |
| State Farm | Gary Lowe | 3780 N Mayo Trl Ste 101, Pikeville, KY, 41501-9092 | 22.7 | |
| State Farm | Curt Robinson | 1114 Bellefonte Rd, Flatwoods, KY, 41139-1971 | 48.5 | |
| State Farm | Sam Doyle | 291 North Lake Drive, Prestonsburg, KY, 41653-1306 | 9.9 | |
| State Farm | Paul Melvin | 2101 Carter Ave, Ashland, KY, 41101-7733 | 46.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,260 | $640 |
| Johnson County, KY | $90,300 | $693 | $470 | $960 | $490 |
| Paintsville, KY | $91,100 | $696 | $480 | $990 | $510 |
| Oil Springs, KY | $92,800 | $756 | $550 | $1,050 | $500 |
| Martin, KY | $67,500 | $637 | $440 | $880 | $440 |
| Martin-Allen, KY | $64,500 | $621 | $450 | $890 | $440 |
| Royalton, KY | $32,900 | $437 | $310 | $600 | $290 |
| Chauncey, WV | $151,300 | $833 | $570 | $1,170 | $600 |
| Haddix, KY | $65,600 | $627 | $430 | $870 | $440 |
| Fleming-Neon, KY | $41,000 | $488 | $360 | $680 | $320 |
| Defiance-Vicco, KY | $48,400 | $532 | $360 | $740 | $380 |
| Hazard, KY | $80,600 | $652 | $470 | $910 | $440 |