How Can I Make My Creve Coeur, MO Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Creve Coeur, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Creve Coeur, MO Home Insurance Coverage Levels | Back to Top
| Creve Coeur, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tivoli Ln, Sunny Wood Ct, N McKnight Rd, Eastland Ct, Spoede Ln, Sannois Dr, Sandistan Dr, Beverly Dr, Beauvais Ct, Carter Ct | $207,000 | $170,000 | $200,000-$250,000 | $154,000 | $140,000 | $150,000-$175,000 |
| Petite Royale Ct, Gateway Blvd, Dielman Industrial Dr, Runnymede Dr, Frontier Dr, Redbluff Ct, Lindbergh Place Ct, Huron Dr, Kingshill Dr, Tempo Dr | $176,500 | $150,000 | $150,000-$175,000 | $119,500 | $100,000 | $100,000-$125,000 |
| Primmgarden Ct, Schulte Rd, Fernview Dr, Olivetta St, Lantern Lane Ct, Oxford Hill Ct, Laurelwood Ct, Highgate Rd, Downey Ln, Villa Hill Ln | $404,500 | $350,000 | $350,000-$400,000 | $237,500 | $200,000 | $200,000-$250,000 |
| Sally Dr, Larkwood Dr, Conway Aire Dr, Avon Ct, N Price Rd, Chisholm Ct, Fahrpark Ln, Shardue Ln, Beau Jardin Dr, Indian Trails Dr | $281,500 | $250,000 | $300,000-$350,000 | $146,500 | $120,000 | $125,000-$150,000 |
| Harvestglen Ct, Oak Lake Ct, Graeser Rd, Barre Haven Dr, Wyckcliffe Pl, Drexel Dr, Aramis Dr, Lindbergh Plaza Center, Pine Creek Dr, Braddock Dr | $250,000 | $220,000 | $250,000-$300,000 | $162,000 | $150,000 | $125,000-$150,000 |
| Rishon Hill Dr, Charlton Way, Middlebrook Ln, Bentley View Ct, Windy Hill Acres Ln, Bach Blvd, Remley Ct, Daykin Dr, Nimes Dr, Bon Hills Dr | $233,000 | $220,000 | $200,000-$250,000 | $269,000 | $230,000 | $250,000-$300,000 |
| Mason Forest Dr, Maggs Ave, Briergreen Ct, Lake Meade Ct, The Lane, Midwest Industrial Blvd, Balcon Estates Rd, Ladue Oaks Dr, Sheffield Estate Dr, Elbring Dr | $268,500 | $250,000 | $250,000-$300,000 | $325,500 | $270,000 | $350,000-$400,000 |
| Sarawood Ln, Quiet Ln, Ladue Meadows, Lake Placid Dr, Pricewoods Ln, Russet Meadow Dr, Waterwood Ln, Autumn Trails Ct, Glenmeade Ct, Chartres Ave | $287,500 | $240,000 | $250,000-$300,000 | $193,500 | $180,000 | $175,000-$200,000 |
| Guelbreth Ln, Braxton Ct, Pebble Valley Dr, Mansfield Ct, Harvest Glen, Ferngate Ln, Picadilly Square Dr, Olde Cabin Rd, Barbee Ln, Mirandy Dr | $190,500 | $160,000 | $200,000-$250,000 | $179,500 | $170,000 | $175,000-$200,000 |
| Royal Valley Dr, Conway Holmes Cir, Wishingwell Dr, Design Ln, Hunters Grove Dr, Rye Ln, Janridge Ln, N New Ballas Rd, Prince Towne Dr, Magnet Dr | $306,000 | $260,000 | $300,000-$350,000 | $310,000 | $270,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Creve Coeur, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$216 | $984 |
| Superior Protection Discount | -$108 | $1,092 |
| Fire & Security Discount | -$132 | $1,068 |
| Hail Resistant Roof Discount | -$36 | $1,164 |
| Newly Constructed Home Discount | -$264 | $936 |
Choose the Right Deductible for your Creve Coeur, MO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $2,500 | $1,077 | $3,577 | $783 | $3,283 | $294 |
| Creve Coeur, MO | $1,500 | $1,185 | $2,685 | $861 | $2,361 | $324 |
| Normandy, MO | $100 | $795 | $895 | $578 | $678 | $217 |
| Bella Villa, MO | $1,500 | $982 | $2,482 | $714 | $2,214 | $268 |
| Granite City, IL | $100 | $811 | $911 | $590 | $690 | $222 |
| High Ridge, MO | $1,500 | $900 | $2,400 | $654 | $2,154 | $246 |
| Edwardsville, IL | $400 | $848 | $1,248 | $616 | $1,016 | $232 |
| Big River, MO | $2,000 | $900 | $2,900 | $654 | $2,654 | $246 |
| Wright City, MO | $300 | $1,053 | $1,353 | $765 | $1,065 | $288 |
| New Douglas, IL | $700 | $653 | $1,353 | $475 | $1,175 | $178 |
| Ruma, IL | $200 | $864 | $1,064 | $628 | $828 | $236 |
| Bluffdale, IL | $1,500 | $648 | $2,148 | $471 | $1,971 | $177 |
Identify Top Home Insurance Agents near Creve Coeur, MO | Back to Top
| Home Insurance Company Creve Coeur, MO | Homeowners Insurance Agency Creve Coeur, MO | Address | Popularity Score | Distance from Creve Coeur (miles) |
|---|---|---|---|---|
| State Farm | Steve Martinez | 104 Holloway Road, Ballwin, MO, 63011-3215 | 8.8 | |
| State Farm | Phil Hamilton | 1585 Kisker Rd Ste D, Saint Peters, MO, 63304-0611 | 11.7 | |
| Travelers | Norris Insurance Agency | 801 St Francois, Florissant, MO, 63031 | 9.6 | |
| Allstate | Deborah M. Johnson | 106 4 Seasonsshop Ctr Ste 105c, Chesterfield, MO, 63017 | 4.6 | |
| State Farm | Brian Smith | 309 E Osage St, Pacific, MO, 63069-1623 | 21.7 | |
| Travelers | The Warren Group | 14567 N Outer 40 Rd Ste 125, Chesterfield, MO, 63017 | 6.6 | |
| Travelers | Insurance Consultants Inc | 1064 So Woods Mill Road, Chesterfield, MO, 63017 | 6.3 | |
| State Farm | Max Mcgowan | 11520 Saint Charles Rock Road, Bridgeton, MO, 63044 | 4.7 | |
| State Farm | Margaret Eidson | 15334 Manchester Rd, Ellisville, MO, 63011-3027 | 9.5 | |
| State Farm | Toni Smith | 4601 Hampton Avenue, St Louis, MO, 63109-2715 | 9.0 |
Compare Rates for Creve Coeur, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,490 | $700 |
| St. Louis County, MO | $181,100 | $1,090 | $780 | $1,500 | $720 |
| Creve Coeur, MO | $234,800 | $1,200 | $850 | $1,640 | $790 |
| Normandy, MO | $69,800 | $805 | $570 | $1,140 | $570 |
| Bella Villa, MO | $114,500 | $994 | $710 | $1,400 | $690 |
| Granite City, IL | $83,300 | $821 | $560 | $1,170 | $610 |
| High Ridge, MO | $145,600 | $911 | $620 | $1,260 | $640 |
| Edwardsville, IL | $199,600 | $858 | $630 | $1,180 | $550 |
| Big River, MO | $145,400 | $911 | $610 | $1,260 | $650 |
| Wright City, MO | $138,600 | $1,066 | $760 | $1,510 | $750 |
| New Douglas, IL | $103,500 | $661 | $470 | $920 | $450 |
| Ruma, IL | $193,300 | $874 | $590 | $1,240 | $650 |
| Bluffdale, IL | $101,800 | $656 | $470 | $910 | $440 |
Research Home Insurance Companies Reviews in Creve Coeur, MO Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: September 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
great customer service i was completely satisfied and they made purchasing insurance very simple as well as paying my bill very simple. i would rate them a 5/5.
Date: June 14, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Male
Premium
Often times I receive mailers from other companies telling me that they could save me a ton of money on my home insurance. However, since I have been with State Farm for so long.
Date: December 03, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
Honestly, I never really compared my home insurance with other insurance providers. I bought this particular insurance because of the convenience of bundling services with my Auto insurance policy.
State Farm Home Insurance Reviews
Date: July 18, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I don't have a problem with the premium or deductible. They both are manageable numbers for people that deal with a fixed budget.
Date: January 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
For around 20 dollars a month, I feel very good about the premium for the coverage we get. Our deductible seems pretty reasonable, as well.
Date: October 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I did researching and price comparison before choosing which home insurance company to go through. I have found that the monthly premium for my current home insurance was the best deal for what was all included in the policy for the monthly price.
Allstate Home Insurance Reviews
Date: October 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
The service from my home insurance provider has been fine. They have answered questions whenever I needed answers. They have not been much help otherwise. I would rate their overall service as a 3.
Shelter Home Insurance Reviews
Date: September 25, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
my company gives great rates, they offer road side assist,i have a good premium and my payments are low and affordable, the deductible is worth the price.i would recommend shelters insurance because they are trustworthy
American Family Insurance Home Insurance Reviews
Date: October 11, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Premium
the premiums offered are very affordable and are spread for a given period. this makes it flexible for me to pay given my financial state
Farmer's Insurance Home Insurance Reviews
Date: March 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Premium and deductible seem high for the amount of money I pay each month. When I made a claim it went up by a little even tho it was an act of nature.