Gavop's guide to buying homeowners insurance in Chambersburg, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chambersburg, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Washington St, Redwood St, Orchard Dr, Delano Dr, Nitterhaus Dr, Guilford Ave, Nelson St Exd, William Penn Dr, Menno-Haven Retirement Center, W Commerce St | $228,000 | $210,000 | $175,000-$200,000 | $153,500 | $120,000 | $150,000-$175,000 |
| Elrock Dr, N Franklin St, Debrina Ct, W South St, Scotland Ave, Derbyshire St, Brookline Ct, Hood St, Brookwood Dr, College Ave | $188,500 | $170,000 | $150,000-$175,000 | $97,500 | $90,000 | $100,000-$125,000 |
| W Commerce St, Stouffer Ave, Ramsey Ave, Sue Linn Dr, Macintosh Way, Sheffler Dr, Heintzelman Ave, Wolf Ave, Parkwood Dr, Carson Ln | $125,500 | $110,000 | $125,000-$150,000 | $102,000 | $90,000 | $75,000-$100,000 |
| Hollywell Ave, Roseanne Dr, S 6th St, Pine St, Meriweather Dr, S 4th St, Nelson St, Hemlock Cir, 5th St, Fairground Ave | $114,500 | $100,000 | $100,000-$125,000 | $100,500 | $80,000 | $100,000-$125,000 |
| S 6th St, Phoenix Dr, E Commerce St, Tobin Dr, E McKinley St, Brumbaugh Ave, Meadowbrook Ln, Kenebec Dr, Pleasant St, N 2nd St | $167,000 | $160,000 | $175,000-$200,000 | $171,500 | $150,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $563 |
| Superior Protection Discount | -$60 | $610 |
| Fire & Security Discount | -$74 | $597 |
| Hail Resistant Roof Discount | -$20 | $650 |
| Newly Constructed Home Discount | -$194 | $476 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $1,000 | $724 | $1,724 | $526 | $1,526 | $198 |
| Chambersburg, PA | $1,000 | $662 | $1,662 | $481 | $1,481 | $181 |
| Greencastle, PA | $200 | $761 | $961 | $553 | $753 | $208 |
| Lurgan, PA | $1,500 | $767 | $2,267 | $557 | $2,057 | $210 |
| Germany, PA | $500 | $850 | $1,350 | $617 | $1,117 | $232 |
| Mount Union, PA | $2,000 | $519 | $2,519 | $377 | $2,377 | $142 |
| Ballenger Creek, MD | $1,500 | $736 | $2,236 | $535 | $2,035 | $201 |
| Snake Spring, PA | $100 | $749 | $849 | $544 | $644 | $205 |
| East Pennsboro, PA | $1,000 | $690 | $1,690 | $501 | $1,501 | $189 |
| East St. Clair, PA | $300 | $626 | $926 | $455 | $755 | $171 |
| Glen Rock, PA | $2,500 | $731 | $3,231 | $531 | $3,031 | $200 |
| Home Insurance Company Chambersburg, PA | Homeowners Insurance Agency Chambersburg, PA | Address | Popularity Score | Distance from Chambersburg (miles) |
|---|---|---|---|---|
| State Farm | Abel Castro | 873 Lincoln Way W, Chambersburg, PA, 17202-1907 | 1.4 | |
| State Farm | Kim Stouffer | 1130 Kennebec Dr, Chambersburg, PA, 17201-2809 | 1.0 | |
| State Farm | Garrett Hawkins | 5125 Lincoln Way E, Fayetteville, PA, 17222-1043 | 5.9 | |
| Travelers | Jack M Panas Insurance Inc | 300 N Baltimore Street, Dillsburg, PA, 17019 | 35.2 | |
| Travelers | Bell Insurance | 1116 Kennebec Dr, Chambersburg, PA, 17201 | 0.9 | |
| State Farm | Tracy Rush | 472 Wayne Avenue, Chambersburg, PA, 17201-3793 | 0.8 | |
| State Farm | Tim Boyd | 2261 Paxton Church Rd, Harrisburg, PA, 17110-9661 | 50.0 | |
| Travelers | Bell Insurance | 1116 Kennebec Dr, Chambersburg, PA, 17201 | 0.9 | |
| Erie | Carl L Cramer Insurance Llc | 833 W King Street, Shippensburg, PA, 17257 | 10.0 | |
| Erie | Jeffrey L Fisher Insurance Agency Inc. | 4502 Philadelphia Avenue, Chambersburg, PA, 17202 | 4.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,070 | $540 |
| Franklin County, PA | $175,800 | $732 | $510 | $1,010 | $500 |
| Chambersburg, PA | $158,100 | $671 | $450 | $950 | $500 |
| Greencastle, PA | $184,100 | $770 | $520 | $1,100 | $580 |
| Lurgan, PA | $187,000 | $776 | $530 | $1,080 | $550 |
| Germany, PA | $233,000 | $860 | $610 | $1,180 | $570 |
| Mount Union, PA | $74,200 | $525 | $360 | $740 | $380 |
| Ballenger Creek, MD | $240,900 | $745 | $590 | $940 | $350 |
| Snake Spring, PA | $177,700 | $758 | $540 | $1,040 | $500 |
| East Pennsboro, PA | $173,900 | $698 | $500 | $960 | $460 |
| East St. Clair, PA | $116,300 | $634 | $450 | $900 | $450 |
| Glen Rock, PA | $167,900 | $740 | $530 | $1,020 | $490 |