How Can I Make My Chambersburg, PA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Chambersburg, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Estimate Appropriate Chambersburg, PA Home Insurance Coverage Levels | Back to Top

Chambersburg, PA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
E Washington St, Redwood St, Orchard Dr, Delano Dr, Nitterhaus Dr, Guilford Ave, Nelson St Exd, William Penn Dr, Menno-Haven Retirement Center, W Commerce St $228,000 $210,000 $175,000-$200,000 $153,500 $120,000 $150,000-$175,000
Elrock Dr, N Franklin St, Debrina Ct, W South St, Scotland Ave, Derbyshire St, Brookline Ct, Hood St, Brookwood Dr, College Ave $188,500 $170,000 $150,000-$175,000 $97,500 $90,000 $100,000-$125,000
W Commerce St, Stouffer Ave, Ramsey Ave, Sue Linn Dr, Macintosh Way, Sheffler Dr, Heintzelman Ave, Wolf Ave, Parkwood Dr, Carson Ln $125,500 $110,000 $125,000-$150,000 $102,000 $90,000 $75,000-$100,000
Hollywell Ave, Roseanne Dr, S 6th St, Pine St, Meriweather Dr, S 4th St, Nelson St, Hemlock Cir, 5th St, Fairground Ave $114,500 $100,000 $100,000-$125,000 $100,500 $80,000 $100,000-$125,000
S 6th St, Phoenix Dr, E Commerce St, Tobin Dr, E McKinley St, Brumbaugh Ave, Meadowbrook Ln, Kenebec Dr, Pleasant St, N 2nd St $167,000 $160,000 $175,000-$200,000 $171,500 $150,000 $200,000-$250,000

Choose the Best Chambersburg, PA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score No Income 2 Pets, Smoker $40
Freelancer 550-599 Credit Score >$150,000 1 Pet, Non-Smoker $600
Full Time Job 700-749 Credit Score <$25,000 3 Pets, Smoker $690

Choose the Right Deductible for your Chambersburg, PA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Pennsylvania $100 $700 $800 $610 $710 $90
Franklin County, PA $1,000 $820 $1,320 $690 $1,690 $-370
Chambersburg, PA $1,000 $860 $1,360 $720 $1,720 $-360
Greencastle, PA $200 $1,090 $1,290 $950 $1,150 $140
Lurgan, PA $1,500 $770 $1,270 $630 $2,130 $-860
Germany, PA $500 $1,170 $1,670 $960 $1,460 $210
Mount Union, PA $2,000 $390 $890 $330 $2,330 $-1,440
Gapland, MD $100 $930 $1,030 $820 $920 $110
Ballenger Creek, MD $1,500 $1,330 $1,830 $1,160 $2,660 $-830
Snake Spring, PA $100 $900 $1,000 $770 $870 $130
East Pennsboro, PA $1,000 $850 $1,350 $700 $1,700 $-350
East St. Clair, PA $300 $520 $820 $460 $760 $60
Glen Rock, PA $2,500 $720 $1,220 $590 $3,090 $-1,870

Identify Top Home Insurance Agents near Chambersburg, PA | Back to Top

Home Insurance Company Chambersburg, PA Homeowners Insurance Agency Chambersburg, PA Address Popularity Score Distance from Chambersburg (miles)
State Farm Abel Castro 873 Lincoln Way W, Chambersburg, PA, 17202-1907
1.4
State Farm Kim Stouffer 1130 Kennebec Dr, Chambersburg, PA, 17201-2809
1.0
State Farm Garrett Hawkins 5125 Lincoln Way E, Fayetteville, PA, 17222-1043
5.9
Travelers Jack M Panas Insurance Inc 300 N Baltimore Street, Dillsburg, PA, 17019
35.2
Travelers Bell Insurance 1116 Kennebec Dr, Chambersburg, PA, 17201
0.9
State Farm Tracy Rush 472 Wayne Avenue, Chambersburg, PA, 17201-3793
0.8
State Farm Tim Boyd 2261 Paxton Church Rd, Harrisburg, PA, 17110-9661
50.0
Travelers Bell Insurance 1116 Kennebec Dr, Chambersburg, PA, 17201
0.9
Erie Carl L Cramer Insurance Llc 833 W King Street, Shippensburg, PA, 17257
10.0
Erie Jeffrey L Fisher Insurance Agency Inc. 4502 Philadelphia Avenue, Chambersburg, PA, 17202
4.2

Compare Rates for Chambersburg, PA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Pennsylvania $164,900 $680 $490 $930 $440
Franklin County, PA $178,200 $910 $660 $1,260 $600
Chambersburg, PA $156,500 $920 $670 $1,260 $590
Greencastle, PA $211,700 $970 $690 $1,350 $660
Lurgan, PA $173,300 $760 $550 $1,080 $530
Germany, PA $252,300 $1,340 $950 $1,850 $900
Mount Union, PA $71,100 $400 $290 $560 $270
Gapland, MD $243,500 $1,390 $1,100 $1,750 $650
Ballenger Creek, MD $263,600 $1,450 $1,150 $1,830 $680
Snake Spring, PA $164,700 $680 $490 $970 $480
East Pennsboro, PA $169,400 $750 $500 $1,070 $570
East St. Clair, PA $119,600 $490 $340 $680 $340
Glen Rock, PA $175,300 $1,000 $710 $1,430 $720