How Can I Make My Triangle, NC Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Triangle, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Triangle, NC Home Insurance Coverage Levels | Back to Top
| Triangle, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Springdale Dr, Brookshire Rd, Inglenook Rd, Swansea St, Little Creek Rd, Herndon Rd, St Andrews Pl, Walkenwood Ct, Matterhorn Rd, Kamis St | $449,000 | $380,000 | $350,000-$400,000 | $314,500 | $260,000 | $350,000-$400,000 |
| Magnolia Tree Ln, Houston Ridge, Sedwick Dr, Doubleday Pl, S Benjamine St, Placid Ct, Mahone St, Degaulle Pl, Discovery Way, Churchwell Ct | $213,000 | $170,000 | $200,000-$250,000 | $120,500 | $100,000 | $125,000-$150,000 |
| Panama Ter, Dartford Ct, Parnell Ct, State Rd 1959, Travis Cir, Grandale Dr, Logging Trl, Pelham Rd, Winchester Ct, Audubon Lake Dr | $230,000 | $210,000 | $200,000-$250,000 | $209,000 | $190,000 | $200,000-$250,000 |
| Haven Dr, McFarland Dr, Winterberry Ridge Dr, Alman Dr, Haventree Rd, Brafferton Ct, Stone Rd, Overby Dr, Creek Wood Trl, Gilmore Ave | $339,500 | $300,000 | $250,000-$300,000 | $255,000 | $220,000 | $300,000-$350,000 |
| Brentwood Rd, Winton Rd, Silverbell Ct, Copper Ridge Dr, Shady Creek Dr, Kennebec Dr, Goldmist Ln, Cool Springs Rd, Brunson Rd, Woodsage Ln | $243,000 | $210,000 | $250,000-$300,000 | $195,000 | $180,000 | $200,000-$250,000 |
| State Rd 2012, Trident Pl, Donnybrook Ct, Highgate Dr, Birnham Ln, State Rd 1286, Mine Bluff Ct, Tarleton W, Old Page Rd, Springstop Ln | $232,000 | $210,000 | $175,000-$200,000 | $168,000 | $140,000 | $150,000-$175,000 |
| Beaver Creek Ln, Hare Valley, Roberson St, Bland Spring Pl, State Rd 2220, Industry Ln, Ambassador Dr, Solitude Way, Woodway Club Dr, Bernice St | $125,500 | $100,000 | $100,000-$125,000 | $146,500 | $120,000 | $150,000-$175,000 |
| State Rd 1973, Granville Rd, Walnut Cove Dr, Tranquil Rd, Lemon Dr, Reams Run Rd, Somerknoll Dr, Wade Rd, Huntsman Dr, Starling Ln | $259,000 | $240,000 | $200,000-$250,000 | $179,000 | $150,000 | $175,000-$200,000 |
| Davis Dr, State Rd 1121, Mallory Ln, Bainbridge Dr, Pebble Creek Xing, Stancell Dr, Greers Ferry Ct, W Colony Pl, Springberry Ln, Teahouse Ct | $225,500 | $210,000 | $200,000-$250,000 | $112,000 | $110,000 | $100,000-$125,000 |
| Curlew Dr, Ascott Way, Deep Wood Cir, Reynolds Ave N, Lacy Rd, Stoneridge Cir, Tisdale St, NE Creek Pkwy, Hunters Ridge Trl, Halsey Pl | $249,500 | $230,000 | $250,000-$300,000 | $178,500 | $160,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Triangle, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $668 |
| Superior Protection Discount | -$80 | $716 |
| Fire & Security Discount | -$56 | $740 |
| Hail Resistant Roof Discount | -$16 | $780 |
| Newly Constructed Home Discount | -$159 | $636 |
Choose the Right Deductible for your Triangle, NC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Durham County | $1,500 | $962 | $2,462 | $699 | $2,199 | $263 |
| Triangle, NC | $2,500 | $786 | $3,286 | $571 | $3,071 | $215 |
| Chapel Hill, NC | $100 | $1,385 | $1,485 | $1,007 | $1,107 | $379 |
| Creedmoor, NC | $1,500 | $847 | $2,347 | $615 | $2,115 | $231 |
| Saxapahaw, NC | $100 | $754 | $854 | $548 | $648 | $206 |
| Alamance, NC | $1,500 | $1,252 | $2,752 | $910 | $2,410 | $342 |
| Siler City, NC | $500 | $602 | $1,102 | $437 | $937 | $164 |
| Franklin County, NC | $1,000 | $778 | $1,778 | $566 | $1,566 | $213 |
| Rock Creek, NC | $500 | $729 | $1,229 | $530 | $1,030 | $199 |
| Virgilina, VA | $2,500 | $505 | $3,005 | $367 | $2,867 | $138 |
| Middleburg, NC | $500 | $785 | $1,285 | $571 | $1,071 | $215 |
| Guilford County, NC | $1,000 | $854 | $1,854 | $621 | $1,621 | $233 |
Identify Top Home Insurance Agents near Triangle, NC | Back to Top
| Home Insurance Company Triangle, NC | Homeowners Insurance Agency Triangle, NC | Address | Popularity Score | Distance from Triangle (miles) |
|---|---|---|---|---|
| Travelers | Harry E Bray Insurance | 6926 Old Nc Hwy 86 N, Providence, NC, 27315 | 47.2 | |
| State Farm | Gary Elliott | 1301 E Franklin St Ste 99, Chapel Hill, NC, 27514-3309 | 6.1 | |
| Allstate | Raymond Collins | 1777 Fordham Blvd Ste 101, Chapel Hill, NC, 27514 | 5.2 | |
| State Farm | Chris Vecchio | 10970 Chapel Hill Rd Ste 106, Morrisville, NC, 27560-6238 | 6.5 | |
| Allstate | Craig Narron | 815 N Arendell Ave Ste B, Zebulon, NC, 27597 | 34.7 | |
| Allstate | Ben Reece | 104 Nc Highway 54 Ste H, Carrboro, NC, 27510 | 9.4 | |
| Allstate | Chris Allen | 7990 Arco Corporate Dr Ste 117, Raleigh, NC, 27617 | 8.4 | |
| Allstate | Ella Latreille | 2005 N Pointe Dr Ste 3, Durham, NC, 27705 | 7.5 | |
| Allstate | Andy Owens | 744 E Chatham St Ste G, Cary, NC, 27511 | 12.7 | |
| Allstate | Michelle Riley | 6015 Fayetteville Rd Ste 115, Durham, NC, 27713 | 0.5 |
Compare Rates for Triangle, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,240 | $620 |
| Durham County, NC | $195,900 | $973 | $710 | $1,330 | $620 |
| Triangle, NC | $230,300 | $796 | $530 | $1,130 | $600 |
| Chapel Hill, NC | $370,700 | $1,402 | $1,020 | $1,920 | $900 |
| Creedmoor, NC | $151,400 | $857 | $590 | $1,170 | $580 |
| Saxapahaw, NC | $129,000 | $763 | $550 | $1,060 | $510 |
| Alamance, NC | $282,300 | $1,267 | $860 | $1,750 | $890 |
| Siler City, NC | $106,100 | $609 | $430 | $860 | $430 |
| Franklin County, NC | $140,300 | $788 | $560 | $1,090 | $530 |
| Rock Creek, NC | $157,200 | $738 | $500 | $1,030 | $530 |
| Virgilina, VA | $91,700 | $511 | $340 | $720 | $380 |
| Middleburg, NC | $136,300 | $795 | $570 | $1,140 | $570 |
| Guilford County, NC | $160,200 | $864 | $580 | $1,200 | $620 |
Research Home Insurance Companies Reviews in Triangle, NC Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: September 22, 2018 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
Customer service is available 24/7 and always able to answer my questions with confidence. I've never had an issue with an agent or their policies.
Date: August 13, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
Nothing to compare as I had no other available companies at the time of purchasing my current coverage and the insurance combines with my auto insurance.
Date: July 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
I don't dislike anything about the company website or mobile app, as I feel they are both intuitive and easy to use.
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Communication
Unable to properly supply an answer to this request as I have never needed to communicate with the company outside of customer service calls.
Date: November 18, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Covers damage or loss due to accident, theft, and various unforeseen events. Covers damage to property, but not the loss due to natural causes or fire
Farmer's Insurance Home Insurance Reviews
Date: September 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I had an occasion to make a claim and the person I spoke with stayed with me until the issue was completely resolved. He checked in with me often and seemed concerned that I got what I needed throughout the whole claim process.
Date: September 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
My house is covered for damage for just about anything but earthquake an act of god. It covers living expenses too, if I lose the use of my home due to damage, at least while it is being fixed.
Date: August 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
While I wish my insurance premium was lower, it is not high enough for me to have researched other companies, so I do not know what other premiums might be and cannot make a comparison.
Date: January 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
While I had a good experience with a claims employee, my regular insurance agent is never around, and I have had to be the one who checks to see if I am qualified for newer, lesser rates. I have overpaid, in my opinion, because he has never let me, his client, know there was a better rate for me.
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I have only used the website once and much prefer to speak with a person. I don't like waiting around and felt that the website did not give me the answer I was looking for at a time when I need a response in order to make a decision.
Liberty Mutual Home Insurance Reviews
Date: November 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Here is where I wish it could have a been a little cheaper but again I am covered and I can also break my payments up into monthly increments rather paying the entire premium.
Date: October 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Communication
I think that they send me paper mail whenever they have some information that they think that I need. It kind of gets lost under junk mail, but that's not their fault.
Progressive Home Insurance Reviews
Date: January 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
Progressives home insurance is wonderful. I have a low monthly payment and they are very clear and upfront about what mypolicy does and does not cover! Every time I have called to speak to a customer service person that answer all my questions without problems.
Allstate Home Insurance Reviews
Date: April 01, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I currently have a $1000 deductible and a $500 premium, I consider this to be fair and reasonable and that's why I am with allstate insurance.
Travelers Home Insurance Reviews
Date: February 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I've had good and bad experiences with them on the phone. Sometimes they are very helpful and find the products I need, but other times I have to hold forever.
State Farm Home Insurance Reviews
Date: March 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I shopped around and found State Farm to have the most affordable premium and deductible for the policy I needed.