Gavop tells you how to get the best homeowners insurance in Randolph County, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$138 | $491 |
| 30 year old | +$9 | $639 |
| 40 year old | +$16 | $646 |
| 50 year old | +$24 | $653 |
| Above 50 year old | +$30 | $660 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $529 |
| Superior Protection Discount | -$57 | $573 |
| Fire & Security Discount | -$63 | $567 |
| Hail Resistant Roof Discount | -$19 | $611 |
| Newly Constructed Home Discount | -$126 | $504 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Randolph County | $2,500 | $622 | $3,122 | $452 | $2,952 | $170 |
| Randolph County, IL | $2,500 | $622 | $3,122 | $452 | $2,952 | $170 |
| Perry County, MO | $300 | $869 | $1,169 | $631 | $931 | $237 |
| Smithton, IL | $2,500 | $784 | $3,284 | $570 | $3,070 | $214 |
| Du Quoin No. 8, IL | $400 | $543 | $943 | $395 | $795 | $149 |
| St. Clair, IL | $2,000 | $671 | $2,671 | $487 | $2,487 | $183 |
| Kimmswick, MO | $300 | $1,025 | $1,325 | $745 | $1,045 | $280 |
| East Carondelet, IL | $2,500 | $425 | $2,925 | $309 | $2,809 | $116 |
| Hoffman, IL | $400 | $621 | $1,021 | $452 | $852 | $170 |
| Browning, IL | $1,500 | $526 | $2,026 | $382 | $1,882 | $144 |
| Murphy, MO | $200 | $852 | $1,052 | $619 | $819 | $233 |
| Maplewood, MO | $2,500 | $800 | $3,300 | $581 | $3,081 | $219 |
| Home Insurance Company Randolph County, IL | Homeowners Insurance Agency Randolph County, IL | Address | Popularity Score | Distance from Randolph County (miles) |
|---|---|---|---|---|
| State Farm | Dave Brandmeyer | 9 E Broadway, Trenton, IL, 62293-1301 | 38.6 | |
| State Farm | Elisa Hager | 1315 W Highway 50, O'Fallon, IL, 62269-1581 | 37.6 | |
| Travelers | Jim Lyons Insurance Agency | 420 West Highway 40, Troy, IL, 62294 | 45.8 | |
| Travelers | Jim Lyons Insurance Agency | 420 W Us Highway 40 , Troy, IL, 62294 | 45.8 | |
| Liberty Mutual Independent | Oliver & Associates Inc | 2250 N Reed Station Pkwy, Carbondale, IL, 62901 | 41.9 | |
| Travelers | Deluca Insurance Services | 219 E Highway 40, Troy, IL, 62294 | 45.7 | |
| Travelers | Petri Insurance | 119 W Mill St, Waterloo, IL, 62298 | 26.4 | |
| State Farm | Carol Compton-Mcdonald | 105 N Main St, Shiloh, IL, 62269-2970 | 35.1 | |
| State Farm | Linda Fussell | 2981 Madison Ave, Granite City, IL, 62040-3616 | 48.4 | |
| State Farm | Paul Gentry | 1420 State St, Chester, IL, 62233-1312 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,160 | $590 |
| Randolph County, IL | $99,900 | $630 | $430 | $870 | $440 |
| Randolph County, IL | $99,900 | $630 | $430 | $890 | $460 |
| Perry County, MO | $131,900 | $879 | $610 | $1,250 | $640 |
| Smithton, IL | $152,400 | $794 | $530 | $1,100 | $570 |
| Du Quoin No. 8, IL | $73,200 | $550 | $400 | $750 | $350 |
| St. Clair, IL | $158,800 | $679 | $460 | $960 | $500 |
| Kimmswick, MO | $128,600 | $1,037 | $720 | $1,430 | $710 |
| East Carondelet, IL | $46,700 | $430 | $290 | $610 | $320 |
| Hoffman, IL | $93,900 | $629 | $430 | $890 | $460 |
| Browning, IL | $68,900 | $532 | $380 | $730 | $350 |
| Murphy, MO | $125,000 | $863 | $630 | $1,230 | $600 |
| Maplewood, MO | $167,200 | $810 | $590 | $1,140 | $550 |