Gavop's guide to buying homeowners insurance in Pacific County, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Pacific County, WA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Hwy 401, 260th Pl, Gile Pl, X Ln, Willapa Ave, Ohio Ave, R Ln, Portland St E, 219th St, 181 St | $142,000 | $130,000 | $100,000-$125,000 | $115,000 | $100,000 | $125,000-$150,000 |
| R Ln, 277th St, Richter Rd, Tarlatt Rd, 347th Pl, 204th Ln, Outer Harbor Way SE, 8th St, 246th Ln, Old Raymond South Bend Rd | $181,500 | $150,000 | $125,000-$150,000 | $175,000 | $150,000 | $150,000-$175,000 |
| Cedar St, Nussbaum Rd, L Pl, Michigan Ave, 243rd Pl, 26 St N, California Ave, 113th St, 19th St N, Mill Ranch Rd | $114,000 | $110,000 | $100,000-$125,000 | $142,500 | $130,000 | $150,000-$175,000 |
| E Nemah Rd, 220th Ln, 17th St N, 222nd Pl, 257th Pl, 357th Pl, 250th St, 51 St, 28th St NW, 48th Pl | $122,000 | $100,000 | $100,000-$125,000 | $143,500 | $120,000 | $125,000-$150,000 |
| Cedar St NE, Tamerack St, C St, I Ln, 28th St, Stringtown Rd, 10th St N, 177th Pl, 144 Ln, Lilly Weaton Rd | $109,500 | $90,000 | $100,000-$125,000 | $89,500 | $80,000 | $75,000-$100,000 |
| 9th St NE, 60 St, Ellis St, V Pl, Eliza Ave SE, 235th Pl, 259th Pl, 3rd St NE, Chinook Valley Rd, 8th St SE | $140,000 | $110,000 | $100,000-$125,000 | $142,000 | $120,000 | $125,000-$150,000 |
| Flower St, Garfield St, 313 Pl, Ager Dr N, Beach St, Ehmer Rd, Mill Creek Rd, California Ave, 196 St, 252nd St | $109,000 | $90,000 | $100,000-$125,000 | $92,000 | $80,000 | $100,000-$125,000 |
| W Ln, Bird Ave, McKinley Rd, 320th Pl, 271st Pl, N Head Rd, Pacific St, Old Willapa, N Nemah Rd E, Rue Creek Rd | $83,500 | $80,000 | $75,000-$100,000 | $138,500 | $120,000 | $100,000-$125,000 |
| 5th St N, 15th St S, 1st St, U Ln, 251st Ln, 230th Ln, Futrup St, Garfield Ave, Ester Ln, 240th Pl | $139,000 | $130,000 | $125,000-$150,000 | $183,500 | $170,000 | $200,000-$250,000 |
| Bolstad St E, Scarboro Ln S, State Rte 105, 200th Ln, 352nd St, Woodard St, 6th St, California Ave SW, Ash St, S Washington | $174,000 | $160,000 | $200,000-$250,000 | $191,000 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $492 |
| Superior Protection Discount | -$60 | $540 |
| Fire & Security Discount | -$60 | $540 |
| Hail Resistant Roof Discount | -$18 | $582 |
| Newly Constructed Home Discount | -$156 | $444 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pacific County | $2,500 | $593 | $3,093 | $431 | $2,931 | $162 |
| Pacific County, WA | $700 | $593 | $1,293 | $431 | $1,131 | $162 |
| Lebam, WA | $200 | $615 | $815 | $447 | $647 | $168 |
| Ilwaco, WA | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| Chinook, WA | $500 | $705 | $1,205 | $513 | $1,013 | $193 |
| Astoria, OR | $300 | $592 | $892 | $430 | $730 | $162 |
| Napavine, WA | $200 | $599 | $799 | $435 | $635 | $164 |
| Wishkah, WA | $2,500 | $681 | $3,181 | $495 | $2,995 | $186 |
| Bucoda, WA | $100 | $536 | $636 | $390 | $490 | $147 |
| Home Insurance Company Pacific County, WA | Homeowners Insurance Agency Pacific County, WA | Address | Popularity Score | Distance from Pacific County (miles) |
|---|---|---|---|---|
| Farmers | Debra Wilson | 325 Duryea St, Raymond, WA, 98577 | 9.3 | |
| Farmers | Patricia Gow | 401 N Montesano St, Westport, WA, 98595 | 27.6 | |
| Travelers | Propel Insurance - Longview | 1461 Broadway St Ste B, Longview, WA, 98632 | 49.7 | |
| Farmers | James Prato | 19941 Old Highway 99 Sw, Rochester, WA, 98579 | 40.3 | |
| State Farm | Scott Fischer | 1414 16th Ave, Longview, WA, 98632-2901 | 49.7 | |
| State Farm | Bill Tufts | 1222 Harrison Ave, Centralia, WA, 98531-1853 | 39.8 | |
| Farmers | Renee Corwin Rey Csp | 805 Ocean Beach Hwy, Longview, WA, 98632 | 49.8 | |
| Liberty Mutual Independent | Fournier Insurance Solutions | 65 S Market Blvd, Chehalis, WA, 98532 | 39.7 | |
| Allstate | A Z Insurance Inc | 318 W Sussex, Tenino, WA, 98589 | 48.8 | |
| Liberty Mutual Independent | Rush Ins Fncl Svcs Inc | 922 12th Ave, Longview, WA, 98632 | 50.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,110 | $560 |
| Pacific County, WA | $163,400 | $600 | $430 | $850 | $420 |
| Pacific County, WA | $163,400 | $600 | $400 | $850 | $450 |
| Lebam, WA | $150,000 | $622 | $420 | $860 | $440 |
| Ilwaco, WA | $186,500 | $681 | $460 | $940 | $480 |
| Chinook, WA | $210,400 | $714 | $490 | $990 | $500 |
| Astoria, OR | $251,200 | $599 | $430 | $840 | $410 |
| Napavine, WA | $167,800 | $606 | $430 | $840 | $410 |
| Wishkah, WA | $192,400 | $689 | $460 | $990 | $530 |
| Bucoda, WA | $111,500 | $543 | $390 | $770 | $380 |