How Can I Make My Oakdale, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Oakdale, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Oakdale, CA Home Insurance Coverage Levels | Back to Top
| Oakdale, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dodge Ave, Ash Ave, Crow Rd, Saddlebrook Way, Kaufman Rd, Palomino Way, Carter Rd, Mountain Oak Ct, Woodward Lake Dr, Oak Knoll Dr | $561,000 | $520,000 | $500,000-$600,000 | $357,500 | $320,000 | $300,000-$350,000 |
| Rodden Rd, Lena Ct, W G St, Branding Iron St, Rivergate Dr, Emery Rd, Shetland Ct, Poppy Ct, Albanian Ct, Laughlin Rd | $380,000 | $310,000 | $350,000-$400,000 | $282,500 | $240,000 | $250,000-$300,000 |
| Dunton Rd, Messara Ct, Laurel Ridge Ct, Ranger St, Bardo Ave, Romano Ct, Morris Hunter Dr, Goldsborough Cir, Monterey Ln, Hudson Ave | $444,500 | $370,000 | $400,000-$500,000 | $234,000 | $220,000 | $250,000-$300,000 |
| Odessa Way, Clementina Ct, Dillwood Rd, Laurel Ridge Way, Fogarty Rd, Teo Ct, Mezzo Ln, Pin Oak Dr, Stanislaus River Dr, Wamble Rd | $381,500 | $330,000 | $400,000-$500,000 | $276,000 | $260,000 | $300,000-$350,000 |
| Wanda Way, Mustang Dr, Blue Oak Dr, Silvio Ct, Dedmon Ct, Leland Dr, Benja Ln, Mountain Oak Dr, Big Sky Way, Wanda Way | $482,000 | $390,000 | $400,000-$500,000 | $277,000 | $260,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Oakdale, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $693 |
| Superior Protection Discount | -$73 | $742 |
| Fire & Security Discount | -$90 | $726 |
| Hail Resistant Roof Discount | -$16 | $799 |
| Newly Constructed Home Discount | -$163 | $653 |
Choose the Right Deductible for your Oakdale, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stanislaus County | $700 | $680 | $1,380 | $494 | $1,194 | $186 |
| Oakdale, CA | $2,000 | $806 | $2,806 | $586 | $2,586 | $220 |
| Riverbank, CA | $100 | $657 | $757 | $477 | $577 | $180 |
| Ripon, CA | $2,500 | $902 | $3,402 | $656 | $3,156 | $247 |
| Bystrom, CA | $300 | $548 | $848 | $398 | $698 | $150 |
| Parklawn, CA | $2,500 | $549 | $3,049 | $399 | $2,899 | $150 |
| Garden Acres, CA | $300 | $1,043 | $1,343 | $758 | $1,058 | $285 |
| Hilmar-Irwin, CA | $1,500 | $725 | $2,225 | $527 | $2,027 | $198 |
| Clay, CA | $500 | $1,324 | $1,824 | $962 | $1,462 | $362 |
| Byron, CA | $400 | $1,148 | $1,548 | $834 | $1,234 | $314 |
| Planada-Le Grand, CA | $700 | $565 | $1,265 | $411 | $1,111 | $154 |
Identify Top Home Insurance Agents near Oakdale, CA | Back to Top
| Home Insurance Company Oakdale, CA | Homeowners Insurance Agency Oakdale, CA | Address | Popularity Score | Distance from Oakdale (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Basi Insurance Services Inc | 1491 E G St, Oakdale, CA, 95361 | 6.0 | |
| Farmers | Glenn Hoffman | 1555 Riverlake Rd Ste F, Discovery Bay, CA, 94505 | 44.7 | |
| Travelers | Silva Insurance | 3507 Tully Rd Ste 100, Modesto, CA, 95356 | 16.5 | |
| Farmers | Jeremy Johnson | 460 N Yosemite Ave Ste 5, Oakdale, CA, 95361 | 6.4 | |
| Farmers | Kevin Bailey | 1508 Coffee Rd Ste C2, Modesto, CA, 95355 | 16.4 | |
| Farmers | Maribel Tadeo | 1900 Standiford Ave, Modesto, CA, 95350 | 17.2 | |
| State Farm | Pam Shelton | 3520 Oakdale Rd Ste E, Modesto, CA, 95357-0714 | 14.5 | |
| Allstate | Confidence Plus Insurance Services | 101 N Church St, Lodi, CA, 95240 | 33.0 | |
| Travelers | Ritter Insurance Agency Inc | 2880 Blvd #1, Tracy, CA, 95376 | 35.9 | |
| State Farm | Jake Harless | 3200 Atchison St, Riverbank, CA, 95367-2019 | 11.2 |
Compare Rates for Oakdale, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Stanislaus County, CA | $244,100 | $689 | $510 | $940 | $430 |
| Oakdale, CA | $317,600 | $816 | $600 | $1,110 | $510 |
| Riverbank, CA | $247,200 | $665 | $490 | $900 | $410 |
| Ripon, CA | $398,600 | $913 | $680 | $1,240 | $560 |
| Bystrom, CA | $130,000 | $555 | $410 | $750 | $340 |
| Parklawn, CA | $130,400 | $556 | $410 | $760 | $350 |
| Garden Acres, CA | $120,300 | $1,056 | $780 | $1,440 | $660 |
| Hilmar-Irwin, CA | $259,800 | $734 | $540 | $1,000 | $460 |
| Clay, CA | $452,400 | $1,340 | $990 | $1,820 | $830 |
| Byron, CA | $416,700 | $1,162 | $860 | $1,580 | $720 |
| Planada-Le Grand, CA | $140,900 | $572 | $420 | $780 | $360 |
Research Home Insurance Companies Reviews in Oakdale, CA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: July 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The deductible is quite good compared to what other insurers offered at the time.
State Farm Home Insurance Reviews
Date: September 18, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Customer Service
State Farm has excellent customer service. Their office is local which gives me a good feeling talking to them, as I know they are in touch with everything I am.