Gavop tells you how to get the best homeowners insurance in Douglas County, KS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $124,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $208,000 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $256,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $486,000 | $430,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$209 | $1,187 |
| Superior Protection Discount | -$140 | $1,256 |
| Fire & Security Discount | -$154 | $1,242 |
| Hail Resistant Roof Discount | -$42 | $1,354 |
| Newly Constructed Home Discount | -$335 | $1,061 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $1,000 | $1,379 | $2,379 | $1,002 | $2,002 | $377 |
| Douglas County, KS | $2,500 | $1,379 | $3,879 | $1,002 | $3,502 | $377 |
| McLouth, KS | $500 | $1,186 | $1,686 | $862 | $1,362 | $324 |
| Ozawkie, KS | $1,000 | $1,331 | $2,331 | $967 | $1,967 | $364 |
| Soldier, KS | $100 | $1,027 | $1,127 | $746 | $846 | $281 |
| Barclay, KS | $1,500 | $1,306 | $2,806 | $949 | $2,449 | $357 |
| Cleveland, MO | $400 | $1,177 | $1,577 | $855 | $1,255 | $322 |
| Pawnee, MO | $1,500 | $838 | $2,338 | $609 | $2,109 | $229 |
| North Kansas City, MO | $300 | $1,023 | $1,323 | $743 | $1,043 | $279 |
| May, MO | $1,500 | $1,234 | $2,734 | $897 | $2,397 | $337 |
| Ferrelview, MO | $200 | $902 | $1,102 | $656 | $856 | $247 |
| Adrian, KS | $700 | $1,626 | $2,326 | $1,182 | $1,882 | $444 |
| Home Insurance Company Douglas County, KS | Homeowners Insurance Agency Douglas County, KS | Address | Popularity Score | Distance from Douglas County (miles) |
|---|---|---|---|---|
| Farmers | Harry Ramirez | 4841 Merriam Dr, Overland Park, KS, 66203 | 34.1 | |
| State Farm | Steve Fisher | 7545 W 151st St, Overland Park, KS, 66223-2223 | 33.4 | |
| Travelers | Tozier Parkway Housh Jones | 5750 W 95th St, Overland Park, KS, 66207 | 34.6 | |
| Travelers | Mike Perz & Associates Llc | 7304 W. 130th St., Suite 320 Overland Park, Overland Park, KS, 66213 | 33.5 | |
| State Farm | Jane Webb | 9539 State Ave, Kansas City, KS, 66111-1815 | 30.4 | |
| Farmers | Steve Davila | 5800 Barton Dr, Shawnee, KS, 66203 | 32.2 | |
| Farmers | Darrell Banks | 6701 W 64th St Ste 222, Overland Park, KS, 66202 | 34.7 | |
| State Farm | Lynette Hudson | 4228 Sw 29th Ter, Topeka, KS, 66614-3002 | 24.9 | |
| Farmers | Timothy Eylar | 312 Commercial St Ste 1, Atchison, KS, 66002 | 46.8 | |
| State Farm | Dick Cameron | 612 N Main St, Lansing, KS, 66043-1308 | 32.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Douglas County, KS | $188,100 | $1,396 | $1,090 | $1,880 | $790 |
| Douglas County, KS | $188,100 | $1,396 | $1,090 | $1,880 | $790 |
| McLouth, KS | $107,000 | $1,200 | $940 | $1,620 | $680 |
| Ozawkie, KS | $135,600 | $1,347 | $1,050 | $1,820 | $770 |
| Soldier, KS | $162,700 | $1,039 | $810 | $1,400 | $590 |
| Barclay, KS | $130,400 | $1,322 | $1,030 | $1,780 | $750 |
| Cleveland, MO | $189,600 | $1,191 | $850 | $1,630 | $780 |
| Pawnee, MO | $190,200 | $848 | $590 | $1,200 | $610 |
| North Kansas City, MO | $128,000 | $1,035 | $730 | $1,440 | $710 |
| May, MO | $215,800 | $1,249 | $890 | $1,710 | $820 |
| Ferrelview, MO | $90,800 | $913 | $630 | $1,310 | $680 |
| Adrian, KS | $220,800 | $1,646 | $1,280 | $2,220 | $940 |