Gavop's guide to buying homeowners insurance in Stanley County, SD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Stanley County, SD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tiree Dr, Co Rd 21, Benjamin St, Mud Rd, Mull St, Sansarc Rd, 254th Ave, E 9th Ave, 221st St, 207th St | $128,000 | $120,000 | $100,000-$125,000 | $63,000 | $60,000 | $50,000-$75,000 |
| Marion St, 5th St, Medora Trl, 8th Ave, Co Rd 1301, Rousseau Ave, 291st Ave, Mission Ridge Rd, US Hwy 14/34, County Line Rd | $141,000 | $130,000 | $150,000-$175,000 | $86,000 | $70,000 | $75,000-$100,000 |
| Trail Pl, Co Rd 1423, US Hwy 83, Skerrols St, Casey Tibbs St, Missouri St, Yucca Pl, Laframboise Dr, Cottonwood Ln, Whispering Shores | $169,500 | $150,000 | $150,000-$175,000 | $97,000 | $90,000 | $75,000-$100,000 |
| 7th Ave, Fort Bennett Rd, W Main Ave, 252nd Ave, Marina Loop, 2nd St, E Park Ave, Wakpa Pl, 261st Ave, E Main Ave | $103,500 | $90,000 | $100,000-$125,000 | $127,000 | $110,000 | $100,000-$125,000 |
| Scotty Philip Ave, S Brown Church Rd, N Fork Pl, Laramie Trl, Two Rivers St, 219th St, 6th Ave, Lindsay Trl, 256th Ave, Co Rd 520 | $147,000 | $130,000 | $125,000-$150,000 | $109,500 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $707 |
| Superior Protection Discount | -$84 | $758 |
| Fire & Security Discount | -$67 | $774 |
| Hail Resistant Roof Discount | -$25 | $816 |
| Newly Constructed Home Discount | -$177 | $665 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stanley County | $2,000 | $832 | $2,832 | $604 | $2,604 | $227 |
| Stanley County, SD | $2,500 | $832 | $3,332 | $604 | $3,104 | $227 |
| Pierre, SD | $200 | $858 | $1,058 | $624 | $824 | $235 |
| Midland, SD | $2,500 | $551 | $3,051 | $401 | $2,901 | $151 |
| Jones County, SD | $500 | $670 | $1,170 | $487 | $987 | $183 |
| North Hughes, SD | $700 | $1,289 | $1,989 | $937 | $1,637 | $352 |
| Presho, SD | $300 | $673 | $973 | $489 | $789 | $184 |
| Home Insurance Company Stanley County, SD | Homeowners Insurance Agency Stanley County, SD | Address | Popularity Score | Distance from Stanley County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bankwest Insurance | 311 Coteau St, Pierre, SD, 57501 | 19.9 | |
| Liberty Mutual Independent | Bankwest Insurance | 420 S Pierre St, Pierre, SD, 57501 | 19.8 | |
| State Farm | Gary Heintz | 633 E Sioux Ave Ste 3, Pierre, SD, 57501-3368 | 20.3 | |
| Travelers | Sunrise Agency Inc | 201 S Main, Onida, SD, 57564 | 39.3 | |
| Farmers | Martie Bothun | 401 E Sioux Ave, Pierre, SD, 57501 | 20.1 | |
| Travelers | Dakota State Ins Agcy | 211 North Main Street, Blunt, SD, 57522 | 38.4 | |
| Allstate | Bankwest Insurance | 221 N Main St, Presho, SD, 57568 | 48.9 | |
| Liberty Mutual Independent | Fischer Rounds & Assoc Inc | 125 E Dakota, Pierre, SD, 57501 | 19.9 | |
| Allstate | Bankwest Insurance | 101 Main St, Onida, SD, 57564 | 39.3 | |
| Allstate | Bankwest Insurance | 502 Lincoln Ave, Murdo, SD, 57559 | 36.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $660 | $1,360 | $700 |
| Stanley County, SD | $158,300 | $842 | $610 | $1,190 | $580 |
| Stanley County, SD | $158,300 | $842 | $610 | $1,200 | $590 |
| Pierre, SD | $168,700 | $869 | $600 | $1,230 | $630 |
| Midland, SD | $33,600 | $558 | $390 | $770 | $380 |
| Jones County, SD | $77,700 | $678 | $450 | $940 | $490 |
| North Hughes, SD | $256,800 | $1,305 | $950 | $1,790 | $840 |
| Presho, SD | $64,700 | $681 | $500 | $930 | $430 |