Gavop tells you how to get the best homeowners insurance in Collegedale, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Collegedale, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Nile Rd, Reflection Ln, Friendly Ct, Neville Dr, Jonquil Ln, Phlox Ln, Dexter Ln, Blue Bell Ave, Little Debbie Pkwy, Short Cut Rd | $184,500 | $160,000 | $175,000-$200,000 | $173,000 | $140,000 | $125,000-$150,000 |
| Savannah Ln W, State St, Thaxton Ln, Landrum Dr, Barrington Country Cir, Ed Ken Dr, Thoroughbred Dr, Blanche Rd, Carriage Ln, Shady Oak Dr | $145,000 | $120,000 | $150,000-$175,000 | $129,000 | $110,000 | $125,000-$150,000 |
| Sycamore Cove Ln, Stillwater Cir, Aldee Ln, Blane Rd, S McDonald Rd, Pittman Ln, Maplehurst Dr, Fox Ridge Rd, Grassy Cove Ln, Long Savannah Dr | $220,500 | $180,000 | $200,000-$250,000 | $206,000 | $190,000 | $200,000-$250,000 |
| Good Earth Cir, Meadowstone Dr, Saddleback Cir, Sanders Rd, Watkins Rd, Stratton Ln, Log Hill Trl, Howardsville Rd, Bull Pen Dr, Pheasant Ln | $240,000 | $190,000 | $175,000-$200,000 | $144,500 | $130,000 | $125,000-$150,000 |
| Quail Nest Cir, Dietel Rd, Camp Rd, Auburn Hills Dr, Rosada Dr, Bates Rd, Lewis Rd, High St, Dandelion Way, Stillwater | $255,000 | $210,000 | $200,000-$250,000 | $178,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $674 |
| Superior Protection Discount | -$73 | $739 |
| Fire & Security Discount | -$57 | $755 |
| Hail Resistant Roof Discount | -$24 | $788 |
| Newly Constructed Home Discount | -$203 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hamilton County | $2,000 | $994 | $2,994 | $722 | $2,722 | $272 |
| Collegedale, TN | $700 | $802 | $1,502 | $583 | $1,283 | $219 |
| South Cleveland, TN | $100 | $947 | $1,047 | $688 | $788 | $259 |
| East Ridge, TN | $1,500 | $782 | $2,282 | $568 | $2,068 | $214 |
| Lakesite, TN | $200 | $1,160 | $1,360 | $843 | $1,043 | $317 |
| Red Bank, TN | $2,500 | $817 | $3,317 | $593 | $3,093 | $223 |
| Hopewell, TN | $100 | $1,019 | $1,119 | $740 | $840 | $278 |
| Eton, GA | $2,000 | $833 | $2,833 | $605 | $2,605 | $228 |
| Higdon-Mobile, GA | $300 | $1,137 | $1,437 | $826 | $1,126 | $311 |
| Little Sand Mountain, GA | $2,500 | $816 | $3,316 | $593 | $3,093 | $223 |
| Tracy City, TN | $400 | $850 | $1,250 | $617 | $1,017 | $232 |
| Rich Mountain, GA | $2,000 | $1,046 | $3,046 | $760 | $2,760 | $286 |
| Home Insurance Company Collegedale, TN | Homeowners Insurance Agency Collegedale, TN | Address | Popularity Score | Distance from Collegedale (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Sinkfield | 1515 Gunbarrel Rd Ste 123, Chattanooga, TN, 37421-3840 | 6.7 | |
| Travelers | Ocoee Insurance Services | 200 Harle Ave Nw, Cleveland, TN, 37311 | 12.4 | |
| State Farm | Ryan Sharpe | 6550 Old Dayton Pike Ste 100, Hixson, TN, 37343-2652 | 14.7 | |
| State Farm | Wade Dyar | 1720 Gunbarrel Rd Ste 304, Chattanooga, TN, 37421-3192 | 6.5 | |
| Farmers | Robert Maurice | 7030 Lee Hwy Ste 102, Chattanooga, TN, 37421 | 6.2 | |
| Erie | Miller Insurance Services | 2 S White Street, Athens, TN, 37303 | 37.4 | |
| Farmers | Adriane Bailey | 7030 Lee Hwy Ste 102, Chattanooga, TN, 37421 | 6.2 | |
| Travelers | Dickey Mccay Insurance Inc. | 146 Ocoee St, Copperhill, TN, 37317 | 38.8 | |
| Farmers | Eric Kee Lutcf | 6441 Bonny Oaks Dr Ste B, Chattanooga, TN, 37416 | 6.8 | |
| Farmers | Jonathan Hunter | 6441 Bonny Oaks Dr Ste B, Chattanooga, TN, 37416 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $740 | $1,470 | $730 |
| Hamilton County, TN | $166,100 | $1,006 | $670 | $1,420 | $750 |
| Collegedale, TN | $191,400 | $812 | $550 | $1,140 | $590 |
| South Cleveland, TN | $123,800 | $958 | $650 | $1,330 | $680 |
| East Ridge, TN | $119,000 | $791 | $540 | $1,090 | $550 |
| Lakesite, TN | $206,500 | $1,174 | $830 | $1,610 | $780 |
| Red Bank, TN | $131,700 | $827 | $560 | $1,170 | $610 |
| Hopewell, TN | $147,200 | $1,031 | $690 | $1,450 | $760 |
| Eton, GA | $118,300 | $843 | $580 | $1,150 | $570 |
| Higdon-Mobile, GA | $204,900 | $1,151 | $770 | $1,650 | $880 |
| Little Sand Mountain, GA | $114,800 | $826 | $570 | $1,180 | $610 |
| Tracy City, TN | $97,400 | $860 | $620 | $1,230 | $610 |
| Rich Mountain, GA | $172,400 | $1,059 | $750 | $1,490 | $740 |