Gavop's guide to buying homeowners insurance in Yadkin County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Yadkin County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1558, Robin St, State Rd 1598, Gough Stewart Rd, McKnight Rd, State Rd 1410, Alexander Shoals Ln, Lewis Rd, State Rd 1560, Ghant St | $115,000 | $100,000 | $100,000-$125,000 | $91,000 | $70,000 | $100,000-$125,000 |
| Beauty Dr, Adams Hill Dr, State Rd 1136, Montgomery St, Hicks Dr, Double R Trl, Jones Rd, State Rd 1386, Shaw Rd, Harrison Rd | $135,500 | $120,000 | $125,000-$150,000 | $101,500 | $90,000 | $100,000-$125,000 |
| State Rd 1368, Yorkshire, State Rd 1121, Casstevens Rd, Triplett St, Cranberry Creek Dr, Tilley's Way, Worth Ln, Holcomb Rd, Deacons Hill Rd | $205,000 | $170,000 | $175,000-$200,000 | $155,500 | $140,000 | $150,000-$175,000 |
| Waymoth Dr, Grassy Cir, Buck Run Dr, Mustang Dr, Fall Creek School Rd, Mayberry Mill Rd, State Rd 1511, Tator Ln, Wheeler Rd, Helix Ct | $174,000 | $160,000 | $175,000-$200,000 | $93,000 | $80,000 | $100,000-$125,000 |
| State Rd 1527, Pugh Rd, Wesley Rd, Ronald Dr, Filmore St, Over the Hill Ln, State Rd 1345, State Rd 1360, Cedar Brook Rd, Snoopy Ln | $153,000 | $130,000 | $125,000-$150,000 | $156,500 | $140,000 | $125,000-$150,000 |
| Moxley Rd, W Hemlock St, Black Diamond Ln, Ray Ln, Joy St, Knollwood St, Weeping Willow Way, Ansons Dr, Green Meadow Dr, Frye Rd | $134,000 | $120,000 | $125,000-$150,000 | $139,000 | $110,000 | $150,000-$175,000 |
| Wagon Crossing Trl, Pipe Dream Farm Ln, State Rd 1332, State Rd 1335, Dinkins Bottoms Rd, E End Blvd, State Rd 1117, C St, Windsor Ave, Hemric Rd | $181,500 | $160,000 | $175,000-$200,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Hunters Ridge Dr, Redwood Dr, Chance Dr, Fletcher Dr, State Rd 1407, Beedee Dr, Harris Rd, Redbird Dr, Peachtree Ln, T-Berry Rd | $141,500 | $120,000 | $125,000-$150,000 | $79,500 | $60,000 | $75,000-$100,000 |
| Brookwood Ln, State Rd 1613, Walker Rae Run, W Elm St, Shawn Rodney Rd, State Rd 1330, Sloan's Mill Rd, State Rd 1726, Dallas Dr, Styers Mill Rd | $115,500 | $100,000 | $125,000-$150,000 | $131,000 | $120,000 | $125,000-$150,000 |
| Bob's Lake Rd, Bonavid Dr, E Lee Ave, Sweet Water Dr, Osborne Dr, State Rd 1516, Primrose Ct, Lake Dr, State Rd 1107, State Rd 1536 | $106,000 | $90,000 | $75,000-$100,000 | $65,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $609 |
| Superior Protection Discount | -$73 | $660 |
| Fire & Security Discount | -$51 | $682 |
| Hail Resistant Roof Discount | -$15 | $719 |
| Newly Constructed Home Discount | -$154 | $579 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yadkin County | $700 | $725 | $1,425 | $527 | $1,227 | $198 |
| Yadkin County, NC | $2,000 | $725 | $2,725 | $527 | $2,527 | $198 |
| Forbush, NC | $100 | $844 | $944 | $613 | $713 | $231 |
| Davie County, NC | $700 | $879 | $1,579 | $639 | $1,339 | $240 |
| Bryan, NC | $500 | $687 | $1,187 | $499 | $999 | $188 |
| Reedy Creek, NC | $2,500 | $658 | $3,158 | $478 | $2,978 | $180 |
| Salem Chapel, NC | $500 | $657 | $1,157 | $477 | $977 | $180 |
| Moravian Falls, NC | $700 | $824 | $1,524 | $599 | $1,299 | $225 |
| Conrad Hill, NC | $300 | $649 | $949 | $471 | $771 | $177 |
| Friendship, NC | $1,000 | $769 | $1,769 | $559 | $1,559 | $210 |
| Bruce, NC | $400 | $990 | $1,390 | $719 | $1,119 | $270 |
| Granite Falls, NC | $700 | $818 | $1,518 | $595 | $1,295 | $224 |
| Home Insurance Company Yadkin County, NC | Homeowners Insurance Agency Yadkin County, NC | Address | Popularity Score | Distance from Yadkin County (miles) |
|---|---|---|---|---|
| Erie | Wilson Insurance Services | 3288 Robinhood Road Suite 102, Winston Salem, NC, 27106 | 20.0 | |
| Nationwide | Jenkins Insurance Agency Inc | 3907a W. Market Street, Greensboro, NC, 27407-0000 | 45.9 | |
| Nationwide | Dray Insurance Services Inc. | 3445 Robinhood Rd Ste B, Winston Salem, NC, 27106 | 19.7 | |
| State Farm | Kristen Martin | 3487 Robinhood Rd, Winston Salem, NC, 27106-4701 | 19.6 | |
| Liberty Mutual Independent | Barnett-Smith Insurance | 218 N Eugene Street, Greensboro, NC, 27401 | 49.1 | |
| Allstate | John Rose | 3551 Clemmons Rd, Clemmons, NC, 27012 | 18.7 | |
| Allstate | Debbie Sowell-Cromartie | 5199a Country Club Rd, Winston Salem, NC, 27104 | 18.2 | |
| Travelers | Whitley - Reavis Insurance | 6201 Towncenter Drive Suite 110, Clemmons, NC, 27012 | 17.7 | |
| Travelers | W N Ireland Insurance Agency Inc | 113 E Main Street, Yadkinville, NC, 27055 | 1.7 | |
| Allstate | Judy T. Slade | 1320 Lees Chapel Rd Ste G, Greensboro, NC, 27455 | 49.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,260 | $620 |
| Yadkin County, NC | $127,300 | $733 | $490 | $1,000 | $510 |
| Yadkin County, NC | $127,300 | $733 | $510 | $1,010 | $500 |
| Forbush, NC | $150,800 | $854 | $570 | $1,220 | $650 |
| Davie County, NC | $170,000 | $890 | $650 | $1,270 | $620 |
| Bryan, NC | $114,300 | $695 | $470 | $980 | $510 |
| Reedy Creek, NC | $135,800 | $666 | $450 | $950 | $500 |
| Salem Chapel, NC | $118,400 | $665 | $490 | $940 | $450 |
| Moravian Falls, NC | $145,600 | $834 | $610 | $1,180 | $570 |
| Conrad Hill, NC | $116,600 | $657 | $450 | $930 | $480 |
| Friendship, NC | $170,000 | $779 | $530 | $1,110 | $580 |
| Bruce, NC | $329,300 | $1,002 | $720 | $1,380 | $660 |
| Granite Falls, NC | $144,100 | $828 | $550 | $1,150 | $600 |