Gavop shows you how to buy homeowners insurance in Mooresville, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Mooresville, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Preston Cir, Orchid Ln, Co Rd 115, Boseck Rd, Donnely Dr, SW Wall St, Sludder Cir, Joe Wheeler Hwy, Brandon Ln, Wesley Clark Blvd | $184,000 | $150,000 | $150,000-$175,000 | $268,500 | $220,000 | $250,000-$300,000 |
| Gaston Dr, New Hope Rd, Castlewood Dr, Knollcrest Dr, Co Rd 119, Caldera Dr, Dogwood Flats Rd, Stockport Cir, Mockingbird Ln, Zion Church Ln | $232,000 | $210,000 | $200,000-$250,000 | $287,000 | $250,000 | $250,000-$300,000 |
| Marble Dr, Elm Hurst Dr, Rockingham Cir, Co Rd 131, Market St, Gray Rd, Schrimsher Rd, Oakwood Ln, Winterwood Dr, Empire Ln | $270,500 | $230,000 | $300,000-$350,000 | $450,500 | $370,000 | $400,000-$500,000 |
| Newby Rd, Nani Dr, Bluebird Way, Bradford Rd, Piney St, Brook Haven Cir, Co Rd 113, Rising Run Cir, Dove Dr, Copperfield Ln | $231,000 | $190,000 | $175,000-$200,000 | $252,500 | $210,000 | $250,000-$300,000 |
| Porch Light Pl, Grantham Cir, Jesse Ln, Brickstone Pl, Maecille Dr, Ambergate Dr, Burgreen Rd, Coral Ct, SW Henderson Rd, Carlton Woods Dr | $177,000 | $150,000 | $150,000-$175,000 | $446,000 | $400,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$200 | $854 |
| Superior Protection Discount | -$105 | $949 |
| Fire & Security Discount | -$116 | $938 |
| Hail Resistant Roof Discount | -$32 | $1,023 |
| Newly Constructed Home Discount | -$295 | $759 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Limestone County | $2,500 | $1,136 | $3,636 | $825 | $3,325 | $310 |
| Mooresville, AL | $700 | $1,042 | $1,742 | $757 | $1,457 | $285 |
| Owens Cross Roads, AL | $300 | $1,148 | $1,448 | $834 | $1,134 | $314 |
| Ardmore, AL | $2,000 | $1,033 | $3,033 | $751 | $2,751 | $282 |
| Moores Mill, AL | $200 | $908 | $1,108 | $660 | $860 | $248 |
| Salem, AL | $2,000 | $1,146 | $3,146 | $833 | $2,833 | $313 |
| Jones Chapel, AL | $300 | $1,019 | $1,319 | $740 | $1,040 | $278 |
| Holly Pond, AL | $2,500 | $895 | $3,395 | $651 | $3,151 | $245 |
| Lexington, AL | $200 | $1,050 | $1,250 | $763 | $963 | $287 |
| Pleasant Groves, AL | $700 | $941 | $1,641 | $684 | $1,384 | $257 |
| Douglas, AL | $100 | $681 | $781 | $495 | $595 | $186 |
| Tuscumbia, AL | $2,000 | $856 | $2,856 | $622 | $2,622 | $234 |
| Home Insurance Company Mooresville, AL | Homeowners Insurance Agency Mooresville, AL | Address | Popularity Score | Distance from Mooresville (miles) |
|---|---|---|---|---|
| Allstate | Carolyn Lankford | 7771 Highway 72 W Ste A, Madison, AL, 35758 | 9.8 | |
| Travelers | Benson Insurance Agency Inc | 1224 Helton Dr, Florence, AL, 35630 | 47.7 | |
| State Farm | Wendy Burpee | 8097 Madison Blvd Ste 104, Madison, AL, 35758-2043 | 8.0 | |
| Nationwide | Scott Howell & Associates Inc | 1114 Hwy 31 S Ste E, Athens, AL, 35611-4471 | 10.8 | |
| State Farm | Joe Demos | 7531 Bailey Cove Road Se, Huntsville, AL, 35802-2782 | 18.0 | |
| State Farm | Christina Smith | 7262 Governors West Nw Ste 103, Huntsville, AL, 35806-2378 | 9.9 | |
| Farmers | Bruce Payne | 1794 S Bethel Rd Ste B, Decatur, AL, 35603 | 8.8 | |
| Allstate | Brad Johnson | 26978 Us Highway 72 Ste C, Athens, AL, 35613 | 7.9 | |
| State Farm | Brian Wiggins | 8871 Madison Blvd Ste A, Madison, AL, 35758-1807 | 6.2 | |
| State Farm | Ken Davis | 3503 Memorial Pkwy Nw Ste Ea, Huntsville, AL, 35810-2414 | 17.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,610 | $760 |
| Limestone County, AL | $146,300 | $1,149 | $790 | $1,590 | $800 |
| Mooresville, AL | $210,500 | $1,054 | $770 | $1,500 | $730 |
| Owens Cross Roads, AL | $131,000 | $1,162 | $780 | $1,650 | $870 |
| Ardmore, AL | $109,600 | $1,046 | $720 | $1,500 | $780 |
| Moores Mill, AL | $159,000 | $919 | $620 | $1,310 | $690 |
| Salem, AL | $130,500 | $1,160 | $840 | $1,600 | $760 |
| Jones Chapel, AL | $107,100 | $1,031 | $730 | $1,430 | $700 |
| Holly Pond, AL | $115,500 | $906 | $650 | $1,280 | $630 |
| Lexington, AL | $112,600 | $1,063 | $770 | $1,470 | $700 |
| Pleasant Groves, AL | $94,200 | $952 | $640 | $1,320 | $680 |
| Douglas, AL | $74,800 | $690 | $500 | $960 | $460 |
| Tuscumbia, AL | $107,300 | $867 | $590 | $1,240 | $650 |